High-risk individuals in voluntary health insurance markets: the elephant in the room?
The standard analytical framework of insurance markets by Einav and Finkelstein (EF) focuses on the problem of welfare loss for low-risk individuals. A key assumption of this framework is that demand and cost curves are tightly linked, meaning that people are willing to pay a price equal to their ex...
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| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Cambridge University Press
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| Series: | Health Economics, Policy and Law |
| Subjects: | |
| Online Access: | https://www.cambridge.org/core/product/identifier/S1744133125000118/type/journal_article |
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