Advanced Default Risk Prediction in Small and Medum-Sized Enterprises Using Large Language Models

Predicting default risk in commercial bills for small and medium-sized enterprises (SMEs) is crucial, as these enterprises represent one of the largest components of a nation’s economic structure, and their financial stability can impact systemic financial risk. However, data on the commercial bills...

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Bibliographic Details
Main Authors: Haonan Huang, Jing Li, Chundan Zheng, Sikang Chen, Xuanyin Wang, Xingyan Chen
Format: Article
Language:English
Published: MDPI AG 2025-03-01
Series:Applied Sciences
Subjects:
Online Access:https://www.mdpi.com/2076-3417/15/5/2733
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