Effects of credit score literacy and psychological traits on borrowing behavior: evidence from India using PLS-SEM
Abstract Purpose This study attempts to measure the credit score literacy of borrowers in India and the effects of psychological traits and credit score literacy on borrowing behavior. The researchers develop a conceptual model for credit score literacy, psychological traits and borrowing behavior u...
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| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
SpringerOpen
2025-08-01
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| Series: | Future Business Journal |
| Subjects: | |
| Online Access: | https://doi.org/10.1186/s43093-025-00601-y |
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