The growing void in the U.S. homeowners insurance market: who should bear the rising cost of climate change?

Abstract Homeowner insurance is a cornerstone of modern society. It underpins broader housing markets, provides financial security for families and individuals, and is a source of resilience for communities recovering from disasters. However, climate change and urban development in hazard-prone area...

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Bibliographic Details
Main Authors: Mona Hemmati, Ian P. Gray, Steven G. Bowen
Format: Article
Language:English
Published: Nature Portfolio 2025-04-01
Series:npj Climate Action
Online Access:https://doi.org/10.1038/s44168-025-00231-8
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