Comparing the Effectiveness of Machine Learning and Deep Learning Models in Student Credit Scoring: A Case Study in Vietnam

In emerging markets like Vietnam, where student borrowers often lack traditional credit histories, accurately predicting loan eligibility remains a critical yet underexplored challenge. While machine learning and deep learning techniques have shown promise in credit scoring, their comparative perfor...

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Bibliographic Details
Main Authors: Nguyen Thi Hong Thuy, Nguyen Thi Vinh Ha, Nguyen Nam Trung, Vu Thi Thanh Binh, Nguyen Thu Hang, Vu The Binh
Format: Article
Language:English
Published: MDPI AG 2025-05-01
Series:Risks
Subjects:
Online Access:https://www.mdpi.com/2227-9091/13/5/99
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