Predicting financial default risks: A machine learning approach using smartphone data

Predicting financial default risks: A machine learning approach using smartphone data

This study leverages machine learning (ML) techniques to predict financial default risks using smartphone data, providing a novel approach to financial risk assessment. Data were collected from 1,000 individuals who had taken personal loans, focusing on key behavioral parameters such as app usage fr...

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Bibliographic Details
Main Authors: Shinta Palupi, Gunawan, Ririn Kusdyawati, Richki Hardi, Rana Zabrina
Format: Article
Language:English
Published: Politeknik Negeri Bali 2024-11-01
Series:Matrix: Jurnal Manajemen Teknologi dan Informatika
Subjects:
financial default
machine learning
predictive analytics
risk prediction
smartphone data
Online Access:https://ojs2.pnb.ac.id/index.php/MATRIX/article/view/1917
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https://ojs2.pnb.ac.id/index.php/MATRIX/article/view/1917

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