Effective Machine Learning Techniques for Dealing with Poor Credit Data

Credit risk is a crucial component of daily financial services operations; it measures the likelihood that a borrower will default on a loan, incurring an economic loss. By analysing historical data for assessment of the creditworthiness of a borrower, lenders can reduce credit risk. Data are vital...

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Bibliographic Details
Main Authors: Dumisani Selby Nkambule, Bhekisipho Twala, Jan Harm Christiaan Pretorius
Format: Article
Language:English
Published: MDPI AG 2024-10-01
Series:Risks
Subjects:
Online Access:https://www.mdpi.com/2227-9091/12/11/172
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