Machine Learning and Deep Learning for Loan Prediction in Banking: Exploring Ensemble Methods and Data Balancing
The prediction of loan defaults is crucial for banks and financial institutions due to its impact on earnings, and it also plays a significant role in shaping credit scores. This task is a challenging one, and as the demand for loans increases, so does the number of applications. Traditional methods...
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| Main Authors: | , , , , |
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| Format: | Article |
| Language: | English |
| Published: |
IEEE
2024-01-01
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| Series: | IEEE Access |
| Subjects: | |
| Online Access: | https://ieeexplore.ieee.org/document/10772107/ |
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