Machine Learning and Deep Learning for Loan Prediction in Banking: Exploring Ensemble Methods and Data Balancing

Machine Learning and Deep Learning for Loan Prediction in Banking: Exploring Ensemble Methods and Data Balancing

The prediction of loan defaults is crucial for banks and financial institutions due to its impact on earnings, and it also plays a significant role in shaping credit scores. This task is a challenging one, and as the demand for loans increases, so does the number of applications. Traditional methods...

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Bibliographic Details
Main Authors: Eslam Hussein Sayed, Amerah Alabrah, Kamel Hussein Rahouma, Muhammad Zohaib, Rasha M. Badry
Format: Article
Language:English
Published: IEEE 2024-01-01
Series:IEEE Access
Subjects:
Customer loan prediction
artificial intelligence
data preprocessing
model optimization
machine learning
deep learning
Online Access:https://ieeexplore.ieee.org/document/10772107/
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