Credit Risk Prediction Using Machine Learning and Deep Learning: A Study on Credit Card Customers

Credit Risk Prediction Using Machine Learning and Deep Learning: A Study on Credit Card Customers

The increasing population and emerging business opportunities have led to a rise in consumer spending. Consequently, global credit card companies, including banks and financial institutions, face the challenge of managing the associated credit risks. It is crucial for these institutions to accuratel...

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Bibliographic Details
Main Authors: Victor Chang, Sharuga Sivakulasingam, Hai Wang, Siu Tung Wong, Meghana Ashok Ganatra, Jiabin Luo
Format: Article
Language:English
Published: MDPI AG 2024-11-01
Series:Risks
Subjects:
credit risk prediction
credit risk
classification
machine learning
Online Access:https://www.mdpi.com/2227-9091/12/11/174
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