Examining Customer Brand Engagement in Online Financial Services Provided by Fintech

The fintech sector is entering the maturity phase of the life cycle, in which customer brand engagement (CBE) is connecting companies and customers. The aim of this paper is to investigate the driving forces behind CBE in the fintech sector and its contribution to loyalty intentions. In the framewor...

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Main Authors: Cătălin Mihail Barbu, Sorina-Raula Gîrboveanu, Daniela Victoria Popescu, Dan-Cristian Dabija
Format: Article
Language:English
Published: MDPI AG 2025-05-01
Series:Journal of Theoretical and Applied Electronic Commerce Research
Subjects:
Online Access:https://www.mdpi.com/0718-1876/20/2/100
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author Cătălin Mihail Barbu
Sorina-Raula Gîrboveanu
Daniela Victoria Popescu
Dan-Cristian Dabija
author_facet Cătălin Mihail Barbu
Sorina-Raula Gîrboveanu
Daniela Victoria Popescu
Dan-Cristian Dabija
author_sort Cătălin Mihail Barbu
collection DOAJ
description The fintech sector is entering the maturity phase of the life cycle, in which customer brand engagement (CBE) is connecting companies and customers. The aim of this paper is to investigate the driving forces behind CBE in the fintech sector and its contribution to loyalty intentions. In the framework of service-dominant logic, a quantitative approach on 239 fintech users was undertaken to propose and validate a conceptual model of customer brand engagement in fintech, using Partial Least Square–Structural Equation Modeling. The results showed that the perception of personalization, the perception of interaction between customers and brands, and the perception of benefits contribute to CBE in fintech, and the latter is positively associated with loyalty intentions. This research contributes to the literature of brand engagement by offering an integrative framework to analyze CBE in the fintech sector.
format Article
id doaj-art-53d433bae7be43aa9395bbb998731662
institution Kabale University
issn 0718-1876
language English
publishDate 2025-05-01
publisher MDPI AG
record_format Article
series Journal of Theoretical and Applied Electronic Commerce Research
spelling doaj-art-53d433bae7be43aa9395bbb9987316622025-08-20T03:27:23ZengMDPI AGJournal of Theoretical and Applied Electronic Commerce Research0718-18762025-05-0120210010.3390/jtaer20020100Examining Customer Brand Engagement in Online Financial Services Provided by FintechCătălin Mihail Barbu0Sorina-Raula Gîrboveanu1Daniela Victoria Popescu2Dan-Cristian Dabija3Department of Management, Marketing, Business Administration, Faculty of Economics and Business Administration, University of Craiova, 200585 Craiova, RomaniaDepartment of Management, Marketing, Business Administration, Faculty of Economics and Business Administration, University of Craiova, 200585 Craiova, RomaniaDepartment of Management, Marketing, Business Administration, Faculty of Economics and Business Administration, University of Craiova, 200585 Craiova, RomaniaDepartment of Marketing, Faculty of Economics and Business Administration, Babeș-Bolyai University, 400591 Cluj-Napoca, RomaniaThe fintech sector is entering the maturity phase of the life cycle, in which customer brand engagement (CBE) is connecting companies and customers. The aim of this paper is to investigate the driving forces behind CBE in the fintech sector and its contribution to loyalty intentions. In the framework of service-dominant logic, a quantitative approach on 239 fintech users was undertaken to propose and validate a conceptual model of customer brand engagement in fintech, using Partial Least Square–Structural Equation Modeling. The results showed that the perception of personalization, the perception of interaction between customers and brands, and the perception of benefits contribute to CBE in fintech, and the latter is positively associated with loyalty intentions. This research contributes to the literature of brand engagement by offering an integrative framework to analyze CBE in the fintech sector.https://www.mdpi.com/0718-1876/20/2/100customer brand engagement (CBE)fintechservice-dominant logic (SDL)perceived personalizationperceived customer brand interactionperceived benefits
spellingShingle Cătălin Mihail Barbu
Sorina-Raula Gîrboveanu
Daniela Victoria Popescu
Dan-Cristian Dabija
Examining Customer Brand Engagement in Online Financial Services Provided by Fintech
Journal of Theoretical and Applied Electronic Commerce Research
customer brand engagement (CBE)
fintech
service-dominant logic (SDL)
perceived personalization
perceived customer brand interaction
perceived benefits
title Examining Customer Brand Engagement in Online Financial Services Provided by Fintech
title_full Examining Customer Brand Engagement in Online Financial Services Provided by Fintech
title_fullStr Examining Customer Brand Engagement in Online Financial Services Provided by Fintech
title_full_unstemmed Examining Customer Brand Engagement in Online Financial Services Provided by Fintech
title_short Examining Customer Brand Engagement in Online Financial Services Provided by Fintech
title_sort examining customer brand engagement in online financial services provided by fintech
topic customer brand engagement (CBE)
fintech
service-dominant logic (SDL)
perceived personalization
perceived customer brand interaction
perceived benefits
url https://www.mdpi.com/0718-1876/20/2/100
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AT sorinaraulagirboveanu examiningcustomerbrandengagementinonlinefinancialservicesprovidedbyfintech
AT danielavictoriapopescu examiningcustomerbrandengagementinonlinefinancialservicesprovidedbyfintech
AT dancristiandabija examiningcustomerbrandengagementinonlinefinancialservicesprovidedbyfintech