Analysis of Noise on Ordinary and Fractional-Order Financial Systems

This study investigated the influence of stochastic fluctuations on financial system stability by analyzing both ordinary and fractional-order financial models under noise. The ordinary financial system experiences perturbations due to bounded random disturbances, whereas the fractional-order counte...

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Main Authors: Hunida Malaikah, Jawaher Faisal Alabdali
Format: Article
Language:English
Published: MDPI AG 2025-05-01
Series:Fractal and Fractional
Subjects:
Online Access:https://www.mdpi.com/2504-3110/9/5/316
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author Hunida Malaikah
Jawaher Faisal Alabdali
author_facet Hunida Malaikah
Jawaher Faisal Alabdali
author_sort Hunida Malaikah
collection DOAJ
description This study investigated the influence of stochastic fluctuations on financial system stability by analyzing both ordinary and fractional-order financial models under noise. The ordinary financial system experiences perturbations due to bounded random disturbances, whereas the fractional-order counterpart models memory-dependent behaviors by incorporating fractional Gaussian noise (FGN) characterized by a Hurst parameter that governs long-term correlations. This study used data generated through MATLAB simulations based on standard financial models from the literature. Numerical simulations compared system behavior in deterministic and noisy environments. The results reveal that ordinary systems experience transient fluctuations, quickly returning to a stable state, whereas fractional systems exhibit persistent deviations due to historical dependencies. This highlights the fundamental difference between integer-order and fractional-order derivatives in financial modeling. Our key findings indicate that noise significantly impacts interest rates, investment needs, price indices, and profit margins, with the fractional system displaying higher sensitivity to external shocks. These insights emphasize the necessity of incorporating memory effects in financial modeling to improve accuracy in predicting market behavior. The study further underscores the importance of adaptive monetary policies and risk management strategies to mitigate financial instability. Future research should explore hybrid models combining short-term stability with long-term memory effects for enhanced financial forecasting and stability analysis.
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spelling doaj-art-14aa1addfb384007bd5f8aa0f448ebdc2025-08-20T01:56:24ZengMDPI AGFractal and Fractional2504-31102025-05-019531610.3390/fractalfract9050316Analysis of Noise on Ordinary and Fractional-Order Financial SystemsHunida Malaikah0Jawaher Faisal Alabdali1Mathematics Department, King Abdulaziz University, Jeddah 21589, Saudi ArabiaMathematics Department, King Abdulaziz University, Jeddah 21589, Saudi ArabiaThis study investigated the influence of stochastic fluctuations on financial system stability by analyzing both ordinary and fractional-order financial models under noise. The ordinary financial system experiences perturbations due to bounded random disturbances, whereas the fractional-order counterpart models memory-dependent behaviors by incorporating fractional Gaussian noise (FGN) characterized by a Hurst parameter that governs long-term correlations. This study used data generated through MATLAB simulations based on standard financial models from the literature. Numerical simulations compared system behavior in deterministic and noisy environments. The results reveal that ordinary systems experience transient fluctuations, quickly returning to a stable state, whereas fractional systems exhibit persistent deviations due to historical dependencies. This highlights the fundamental difference between integer-order and fractional-order derivatives in financial modeling. Our key findings indicate that noise significantly impacts interest rates, investment needs, price indices, and profit margins, with the fractional system displaying higher sensitivity to external shocks. These insights emphasize the necessity of incorporating memory effects in financial modeling to improve accuracy in predicting market behavior. The study further underscores the importance of adaptive monetary policies and risk management strategies to mitigate financial instability. Future research should explore hybrid models combining short-term stability with long-term memory effects for enhanced financial forecasting and stability analysis.https://www.mdpi.com/2504-3110/9/5/316financial systemsnoisefractional Gaussian noisesystem stabilityeconomic modelingexternal shocks
spellingShingle Hunida Malaikah
Jawaher Faisal Alabdali
Analysis of Noise on Ordinary and Fractional-Order Financial Systems
Fractal and Fractional
financial systems
noise
fractional Gaussian noise
system stability
economic modeling
external shocks
title Analysis of Noise on Ordinary and Fractional-Order Financial Systems
title_full Analysis of Noise on Ordinary and Fractional-Order Financial Systems
title_fullStr Analysis of Noise on Ordinary and Fractional-Order Financial Systems
title_full_unstemmed Analysis of Noise on Ordinary and Fractional-Order Financial Systems
title_short Analysis of Noise on Ordinary and Fractional-Order Financial Systems
title_sort analysis of noise on ordinary and fractional order financial systems
topic financial systems
noise
fractional Gaussian noise
system stability
economic modeling
external shocks
url https://www.mdpi.com/2504-3110/9/5/316
work_keys_str_mv AT hunidamalaikah analysisofnoiseonordinaryandfractionalorderfinancialsystems
AT jawaherfaisalalabdali analysisofnoiseonordinaryandfractionalorderfinancialsystems