Seasonal Income Effects on Financial Awareness, Capability, and Risky Behavior in Agro-Industrial MSMEs in East Java

Seasonal Income Effects on Financial Awareness, Capability, and Risky Behavior in Agro-Industrial MSMEs in East Java

This study examines the role of financial awareness (FA), financial capability (FC), and their influence on risky financial behaviors—risky paying behavior (RPB), risky borrowing behavior (RBB), and financial goals (FGs)—among agro-industrial MSMEs in East Java. This study also explores the moderati...

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Bibliographic Details
Main Authors: Mochammad Fahlevi, Aulia Luqman Aziz, Mohammed Aljuaid, Sebastian Saniuk, Sandra Grabowska
Format: Article
Language:English
Published: MDPI AG 2025-03-01
Series:Agriculture
Subjects:
financial awareness
financial capability
risky financial behavior
financial goals
behavioral finance theory
Online Access:https://www.mdpi.com/2077-0472/15/7/709
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