INSTITUTIONAL DETERMINANTS OF NON-PERFORMING LOANS OF DEPOSIT MONEY BANKS IN SUB-SAHARAN AFRICA by Olusegun Opeyemi Oni, Henry Jonathan

“…In conclusion, for banks in Sub-Saharan Africa to reduce the issues of NPLs and enhancing credit quality, both internal and external factors should be put into consideration for sustainable financial system stability. …”
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EVALUATION OF THE PSYCHOSOCIAL IMPACT OF DENTAL AESTHETICS BY SOCIODEMOGRAPHICS AND MALOCCLUSIONS by Kalender Muhammed Emin, Ucan Yarkac Fatma, Emiroglu Yunus

“…These results align with previous studies but expand understanding by including a wider age range and malocclusion analysis.Conclusion: Dental aesthetics deeply influence self-confidence and social interactions, emphasizing the importance of addressing these concerns for both functional and psychological reasons. Further research should examine pre- and post-treatment effects to provide comprehensive insights. …”
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Implementation of the Housing and Building Maintenance Act and the Principle of Sustainable Housing by Lazić Miroslav

“…The society should pay special attention to management and maintenance of residential buildings in order to provide citizens with sustainable housing in accordance with European standards of quality housing, environmental standards, energy efficiency, cleanliness and safety, accessibility for people with special needs, protecting third parties from possible risks, etc. …”
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Atalychestvo as a worldview aspect of children's protection in social experience of the Dagestan highlanders: guidelines, categories, values by Gadzhi Magomedkamilovich Guseynov, Razhabat Magomedkamievna Gichibekova, Larisa Kurbanovna Shabanova

“…It should also be noted that the origin, history, true nature and social significance of this phenomenon have not fully explained yet. …”
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Central Transport Hub in Poland’s airport system by Bogusław Węglinski

“…Its primary goal is to evaluate CPK's future role as a major airport integrating hub and point-to-point functions, serving both regional and international passengers, and contributing to the modernization of Poland's transportation infrastructure. …”
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“And Your Father Who Sees in Secret Will Reward You” (Mt. 6:4). Civil Religion as a Temptation for Public Openness of the Church by Sergii BORTNYK

“…That means that activation of the public role of religion should not negate its private role, that is, prayer as a person’s intimate communication with God. …”
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Research on the operational properties of the soft gripper pads by Marcin Białek, Dominik Rybarczyk

“…The soft structures of the grippers should be studied in terms of the force required to deform them. …”
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An officer as a subject of professional socialization of army conscripts by Roman Nikolaevich Kalambet, Aminet Maghametovna Siyukhova

“…The research methodology is based on structural and functional analysis of the sphere of socializing impact on personal and professional formation of an officer. …”
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Knowledge and Awareness About Importance of Primary Dentition Among Parents and Pediatricians by Bindu A Balakrishnan, Kannan Vadakkepurayil

“…Though these primary teeth exfoliate, they are very important, as they have certain functions and roles to play till their exfoliation. …”
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How to enhance generation Z users’ satisfaction experience with online fitness: a case study of fitness live streaming platforms by Meng Wang, Zheng Wang, Rong Deng

“…Therefore, platforms should provide services tailored to their psychological and behavioral characteristics, optimize business operation models, and further enhance the user experience.…”
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Investigation of historic, constructive, spatial and pathological aspects regarding the IBC (Instituto Brasileiro do Café) in Presidente Prudente, Brazil by Laura Karin Grothues, Cesar Fabiano Fioriti

“…These porticos are still functional and visually appealing, but after so many years of use, they suffer from pathological manifestations. …”
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Phenolic Analysis for Classification of Mulberry (Morus spp.) Leaves according to Cultivar and Leaf Age by Pitchaya Pothinuch, Sasitorn Tongchitpakdee

“…Therefore, according to phenolic compounds in mulberry leaves, tips of leaves from all cultivars should be intended for production of functional healthy foods.…”
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Application of Digitalization in Dental Education - A Systematic Review by Spandita Das, Kunal Jha, Ipseeta Menon, Gunjan Kumar, Arpita Singh, Diplina Barman

“…The goal of incorporating digitalization in dental education should be to maximize the effectiveness of the many different digital technologies functioning together in patient care and dental education. …”
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THE ROLE OF ADVERTISEMENT FACTORS IN DEVELOPMENT OF SPORT TOURISM INDUSTRY OF FARS PROVINCE by Eloon Kashkuli Fatemeh, Moharramzadeh Mehrdad, Ghalehgir Sohrab

“…Materials and methods : Present study is descriptive and functional. We used marketing indices questionnaire for collecting data. …”
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Carboxymethyl holocellulose as alternative carbohydrate-based binder for biomass briquette development by Awaly Ilham Dewantoro, Muklis Fauzan, Muhammad Adly Rahandi Lubis, Desy Nurliasari, Efri Mardawati

“…The findings suggest that CMH can serve as an alternative to starch, providing sustainable and environmentally friendly solutions for biomass briquette production. Future studies should focus on optimizing the synthesis process and exploring CMHs’ performance in diverse biomass formulations.…”
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Feeding ecology and activity patterns of Hippopotamus amphibious in the Dhidhessa Wildlife Sanctuary, Southwestern Ethiopia. by Girma Gizachew Tefera, Tadesse Habtamu Tessema, Tibebu Alemu Bekere, Tariku Mekonnen Gutema

“…Conservation strategies in DWS should prioritize habitat management to ensure sustainable ecosystem functionality.…”
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Floral Closure in Lesser Celandine (<i>Ficaria verna</i>) Protects Anthers from Pollen Flushing and Preserves Pollen Viability by Pavol Prokop, Zuzana Provazník, Kristián Tučník

“…Flower closure is a widespread yet understudied trait that may serve multiple functions in the success of plant reproduction. In this study, we investigated the role of flower closure in protecting pollen from rain-induced loss in lesser celandine (<i>Ficaria verna</i> Huds., 1762), an early-flowering species vulnerable to spring rains. …”
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The Law of Instant Equality of the Purchasing Power of Money by V. N. Yusim

“…It is characterized by simultaneous functioning of traditional paper money and previously unknown money with constant buying capacity.…”
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Advances in Thermoregulating Textiles: Materials, Mechanisms, and Applications by Kuok Ho Daniel Tang

“…While thermoregulating textiles show promise, the main challenges include achieving scalable manufacturing, ensuring material flexibility, and integrating multiple functions without sacrificing comfort. Future research should focus on hybrid systems combining passive and active mechanisms, user-centric wearability studies, and cost-effective fabrication methods. …”
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Sustainable development of a region based on the assessment of anthropogenic load (through the example of the ecosystems of the Kizilyurt district and the city of Kizilyurt) by L. Sh. Akhmedova, Z. I. Soltanmuradova, G. I. Idziev, R. T. Radzhabova

“…A principal trend of the modern world is a requirement for sustainable development, which involves taking into account not only socio-economic but also environmental factors, one of which is the anthropogenic load on the ecosystem.Since the anthropogenic load varies across a region in the entire range of values from 0 to 100 %, a strategy for its eco-development should be based on estimates of consumption potentials in distributed parameters so that the total load does not exceed the capacity of the entire territory analysed.All the significance indicators used in the study in various combinations are included as elements of the structural and functional model. …”
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