LIBERALIZATION AND MARKET CONCENTRATION IN THE INSURANCE INDUSTRY: CASE OF CROATIA by Lorena Škuflić, Fran Galetić, Branimir Gregurić

“…The paper analyzes various indicators of market concentration, and for each indicator there is a calculated value which should help to see the trend. …”
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¿Cuántas comidas debo comer cada día? by Zainab Alyousif, Wendy Dahl, Daniela Rivero Mendoza

“…This new 2-page publication of the UF/IFAS Food Science and Human Nutrition Department is the Spanish translation of FSHN18-10/FS313, How many meals should I eat each day? Written by Zainab Alyousif and Wendy Dahl, and translated by Daniela Rivero Mendoza. …”
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KINDS OF QUESTIONS MAKING EFL STUDENTS LEARN: STUDENTS’ PERCEPTION by Mushoffan Prasetianto

“…From those kinds of questions, divergent questions can make students learn because those questions drive students to have a discussion in which students can interact each other.…”
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Dynamics of multiple sustainable agricultural intensification practices adoption: Application of the intertemporal multivariate probit model. by Ali Mohammed Oumer, Michael Burton, Menale Kassie

“…First, the latent factor that drives each practice is positively and significantly correlated across time, suggesting persistency in adoption decisions. …”
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LIBERALIZATION AND MARKET CONCENTRATION IN THE INSURANCE INDUSTRY: CASE OF CROATIA by Lorena Škuflić, Fran Galetić, Branimir Gregurić

“…The paper analyzes various indicators of market concentration, and for each indicator there is a calculated value which should help to see the trend. …”
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The Narrative Approach: Leveraging Storytelling Techniques for Enhanced English Fluency by Najm Burhan, Nia'am Hasan

“…As such, the aim of this study is to explore the intricate layers of history through its influence upon the Indian society and how they intersect with each other throughout historical periods. Thus, the study’s methodology will be limited to the concept of tradition and its relationship with culture and society. …”
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Terminology of didactic wisdom in the ancient Israelite scribal schools as presented in Proverbs 1:1–7 by Jenry E.C. Mandey, Pujiastuti E. Sindoro

“…The study is conducted by examining the terms in each verse, considering their textual meaning and historical contexts, with an emphasis on their usage in scribal schools, to reveal the text’s historical background. …”
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CodeBuddy: A Programming Assignment Management System for Short-Form Exercises by Stephen R. Piccolo, Emme Tuft, P. J. Tatlow, Zach Eliason, Ashlie Stephenson

“…Upon creating an account, each student is randomly assigned to an “A” or “B” cohort, thus enabling researchers to perform pedagogical research via online controlled experiments. …”
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Perception of Smile Aesthetics between Orthodontists and Moroccan Patients by Abdoul Haizou Rabe, Yosra Tabchi, Fatima Zaoui, Azaroual Mohamed Faouzi, Asmae Bahoum

“…Statistical analyses of the level of perception of each group were performed. The Student t-test and the Chi-square test were used to compare the attractive and unattractive smile parameters. …”
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SOLA SCRIPTURA: by W.H Oliver, E. Oliver

“…Over the past 500 years, a myriad of different churches has been established within the Protestant movement, separating themselves from other Protestants, each with the conviction of Sola Scriptura. The impression is that, although the authority of Scripture is maintained, their interpretation of Scripture has led them to found new churches. …”
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EXPERIMENTAL STUDY CONCERNING THE DISTRIBUTION OF GRANULAR PARTICLE SHAPE FROM A FILTER LAYER by OANA IRIMIA, VALENTIN NEDEFF, MIRELA PANAINTE LEHĂDUŞ, CLAUDIA TOMOZEI

“…It has been analyzed in terms of particle shape 1,000 particles of perlite and 1,000 particles of anthracite taken randomly from each filter layer. It has been observed that spherical particles have an average distribution for two type filter materials. …”
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Severe deviation in protein fold prediction by advanced AI: a case study by Jacinto López-Sagaseta, Alejandro Urdiciain

“…Significant deviation between experimental structures and AI-predicted models echoes the presence of unusual conformations, insufficient training data and high complexity in protein folding that can ultimately lead to current limitations in protein structure prediction.…”
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Cricketing Insights Unveiled: Python-Based Information Extraction from IPL by Kubra Bashir, Afsheen Maroof, Fatima Maqbool, Kiran Bashir, Syeda Iqra Hassan

“…This article focuses on extracting meaningful insights from raw IPL data compiled in Excel sheets, encompassing details like team performance, seasons, match dates, venues, players, toss outcomes, and umpire decisions. Each attribute was meticulously analyzed to derive insights that can aid in predicting match outcomes and enhancing player performance. …”
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THICKNESS INFLUENCE ON ABSORBING PROPERTIES OF STRATIFIED COMPOSITE MATERIALS by IULIANA IAȘNICU (STAMATE), OVIDIU VASILE, RADU IATAN

“…Cases captured: a free engine; the engine placed in a metallic cube and motor inserted; metal cube that was doubled separately with one material and then with the composite material proposed. For each situation are eight determinations on the perimeter of a circle with a radius of one meter from the source of the noise. …”
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Speaking with Policymakers About Current Issues by Alexa J. Lamm

“…This 2-page fact sheet discusses the differences between education and persuasion and when to use each, offers information on how to make presentations that will get their attention, and identifies things to avoid when visiting with a policymaker. …”
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RANKING FACTORS FOR SUPPLIER SELECTION WITH APPLICATION OF THE FTOPSIS METHOD by Adis Puška, Sead Šadić, Admir I. Beganović

“… The first step in starting each production is the choice of suppliers. The choice of suppliers is influenced by many factors that differ depending on whether it is the first relationship with suppliers or it is about establishing partnerships with suppliers. …”
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The Art of Goodbye: A Closer Look at Emerging Trends in End-of-Life Rituals by Lynda M Spence

“…Each year in a diverse United States, 2.5 million people die (CDC). …”
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Parting gravity’s tail: quadrupole tails at fifth order and beyond via integer partitions by Alex Edison

“…The first major result is a constructive algorithm for generic arbitrary-order tail effective actions which links the structure of their loop integral basis expansion with integer partitions, and predicts that only a single new unitarity cut needs to be evaluated at each tail order with all other contributions given in terms of lower-loop data. …”
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Birdfeeders: What to Consider When Selecting by Mark E. Hostetler, Martin B. Main, Maena Voigt

“…Today, more than 50 million Americans put out a billion pounds of birdfeed each year. Before placing a feeder in your backyard, you should think about a few key points. …”
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Medical and social rehabilitation of patients and disabled persons with inflammatory bowel diseases by K. A. Velikolug, Ye. K. Baranskaya, Zh. M. Sizova

“…Individual aftertreatment program should be developed individually for each stoma patient according to his/her rehabilitational potential. …”
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