IMPACT OF SOCIO-CULTURAL FACTORS ON DEMAND FOR INSURANCE POLICY AND PRODUCT IN NIGERIA by Rukayat Bukola ADEJARE, Ismaila Daudu ALIU

“…The potential of the insurance industry in emerging countries like Nigeria is being hampered by socio-cultural attributes of the customers which include many dimensions such as language, education, ethnic background and religion. …”
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STRENGTHENING THE RESEARCH OF KEY ENABLING TECHNOLOGIES FOR NEW INNOVATIONS by Sanja Tišma, Karolina Horvatinčić, Iva Tolić, Anamarija Farkaš

“…The way to address these new concepts is crucial for achieving economic and social prosperity and an obvious indicator of a country's ability to maintain a sustained growth in accordance with the latest advances. …”
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Exploring the relationship between nursing professional values and job satisfaction in Vietnam by Thi-Phuong-Thao Pham, Mei-Chih Huang

“…This study explores the relationship between five factors of nursing professional values (i,e, caring, activism, trust, professional, and justice) and job satisfaction among nurses in Vietnam a developing country. Methods & Materials: A cross-sectional survey is conducted with a total of 669 Vietnamese nurses through the Vietnamese Nursing Association network by purposive convenience sampling. …”
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Imaging study of adult coccygeal morphology using direct digital radiography technology in China by Yingsen Pan, Feipeng Qin, Yi Shen, Ndalyolusha Tileinge Hapulile, Haoyang Zhang, Xin Ye, Shuailin Li, Xiaoming Li, Chao Yang, Xiang Zhou, Xiaoming Ying

“…Abstract Extensive studies on the morphological characteristics of the coccyx, using CT or MRI techniques, have been conducted in some European and Asian countries. However, research on coccyx morphology in China remains scarce. …”
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BUILDING COMPETITIVE ADVANTAGE OF THE COMPANY BASED ON CHANGING ORGANIZATIONAL CULTURE by Hariz Muratović

“… In the theory and practice of the organization and management in the developed countries, the organizational culture becomes more and more important source of discreet, obscure but powerful and long sustainable competitive advantage, if it is developed as especially effective and established to strengthen its content which enables value creation in accordance with the selected way of competing. …”
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CRISIS OF DEMOCRACY, POLITICAL DISTRUST AND AFRO-PESSIMISM IN NIGERIA POLITICS; THE FOURTH REPUBLIC IN FOCUS by LAMBE EMMANUEL OYEWOLE

“…Poor governance and "bad" politics in African countries as the personalized nature of rule, the failure of the state to advance and protect human rights, the tendency of individuals to withdraw from politics, and the extreme centralization of power in the hands of few people are the basis of the crisis of politics. …”
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Determining factors affecting flood risk perception among local communities in Iran by Moslem Savari, Ahmad Jafari, Abbas Sheheytavi

“…The research population comprised all rural households in the Shushtar County (Southwest Iran) who had experienced at least one flood event. …”
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Modeling compositional heterogeneity resolves deep phylogeny of flowering plants by Yongli Wang, Yan-Da Li, Shuo Wang, Erik Tihelka, Michael S. Engel, Chenyang Cai

“…Under site-heterogeneous models, the approximately unbiased test favored our preferred tree recovered from various datasets: Ceratophyllales (coontails) are robustly recovered as sister to monocots, and they together are sister to the clade comprising magnoliids, Chloranthales, and eudicots. …”
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Acute toxicological and behavioural effects of perfluorohexanoic acid (PFHxA) in the model nematode, Caenorhabditis elegans by Tanmoy Sana, Manjurul Islam Chowdhury, Panneerselvan Logeshwaran, Mallavarapu Megharaj

“…Perfluorohexanoic acid (PFHxA) has emerged as a significant environmental contaminant driven by the industrial transition to short-chain perfluoroalkyl substances. …”
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Geographical origin traceability of kiwifruit products using stable isotope and multi-element analysis with multivariate modeling: Feature extraction, selection of model and variab... by Wang Shuanhui, Chen Chang, Tian Jing, Liu Zhi, Mei Xianxian, Zhou Jialu, Wang Dongguang, Zhu Shaohua

“…In this work, a total of 370 kiwifruits from 8 different countries in global were collected, and 6 stable isotope ratios (SIRs), 10 mineral elements (MEs), and 16 rare earth elements (REEs) were determined for origin traceability study. …”
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Organizational Internal Factors and Sustainable Performance: A Serial Mediation Model by Faisal Ejaz, Sidra Abid, Aemin Nasir, Jorge Alberto Esponda-Pérez, Sarmad Ejaz, Md Billal Hossain

“…Novelty:The present study highlights that all three of the previous topics are consistent and significantly contribute to the existing literature by providing a model with the main factors that determine SMEs’ sustainable performance, which can be sufficient for countries’ developing economies.   Doi: 10.28991/ESJ-2025-09-01-020 Full Text: PDF…”
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INTERROGATING THE IMPLEMENTATION OF THE CONTRIBUTORY PENSION SCHEME IN NIGERIA by Cletus Adeyemoh Olunde

“… The failure of the Defined Benefit Scheme implemented by government over the years makes the introduction of the Contributory Pension Scheme a welcomes development as it has ensured that retirees in the country no longer die while waiting endlessly for their retirement benefits that in most cases would never materialize. …”
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Gaps in U.S. livestock data are a barrier to effective environmental and disease management by Rebecca Logsdon Muenich, Sanskriti Aryal, Amanda J Ashworth, Michelle L Bell, Melanie R Boudreau, Stephanie A Cunningham, K Colton Flynn, Kerry A Hamilton, Ting Liu, Michael L Mashtare, Natalie G Nelson, Barira Rashid, Arghajeet Saha, Danica Schaffer-Smith, Callie Showalter, Aureliane Tchamdja, Jada Thompson

“…In the U.S. the National Agricultural Statistics Service completes a Census once every 5 years that includes livestock, but data are only available at the county level leaving little inference that can be made at such a coarse spatiotemporal scale. …”
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FINANCIAL INCLUSION, INSTITUTIONAL QUALITY, AND POVERTY REDUCTION IN NIGERIA by Rashidat Sumbola Akande, Hauwah K. K. AbdulKareem, Aminat Olayinka Olohunlana

“…This study, therefore, elucidates on the opposing directions of financial inclusion and poverty alleviation in the country with institutional quality also shown to be vital. …”
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DER BEITRAG VON VERNETZTEN STUDIENINHALTEN ZU EINER GANZHEITLICHEN THEOLOGISCHEN AUSBILDUNG by B. Stengel

“…At the same time, however, it becomes clear that this networking at theological seminaries and colleges in German-speaking countries is only implemented very slowly or even completely refused. …”
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Global trends and epidemiological impact of metabolic risk factors on atrial fibrillation and atrial flutter from 1990 to 2021 by Junqing Liang, Jun Shen, Yankai Guo, Manzeremu Rejiepu, Xiuwen Ling, Xiaoyan Wang, Yi Jian, Xing Zhang, Shijie Shao, Baopeng Tang, Ling Zhang

“…In 2021, the highest ASDR and ASMR were recorded in Australasia, North America, and Western Europe, with significant country-level variability. Projections indicate a declining trend in ASMR and stable ASDR through 2030. …”
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Phubbing as a Social Norm: Effects on Fear of Missing Out (FoMO) and Perceived Exclusion by Miguel Ángel Albalá-Genol, Edgardo Etchezahar, Talía Gómez-Yepes, Joaquin Ungaretti

“…No previous studies have been carried out in our country that consider Fear of Missing Out (FoMO), Feelings of Social Exclusion and Perceived Phubbing as predictor variables.…”
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The Effects of COVID-19 Measures on Air Pollutant Concentrations at Urban and Traffic Sites in Istanbul by Ülkü Alver Şahin

“…Abstract Since December 2019, most countries have been working to stop the spread of SARS-CoV-2, the virus responsible for COVID-19. …”
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The Impact of Endoscopic Linear Stapling Device Stability in Thoracic Surgery: A Delphi Panel Approach by Daniel Miller, Diego Gonzalez Rivas, Kellie L. Meyer, Ryan S. Clark, Tadasu Kohno

“…**Methods:** Eight thoracic surgeons representing 8 countries participated in a Delphi panel process using 2 anonymous surveys. …”
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Optimizing the Future: A Game Theory to Tumor Therapeutic Strategies by Fang-Yuan Liu, Xin Liu, Dan-Ni Ding, Shao-Xuan Liu, Jing Xu, Yu-Xin Zhao, Yan-Hong Wang, Feng-Juan Han

“…Abstract Background Cancer poses significant economic and societal burdens on countries in the coming decades. During chemotherapy, patients frequently encounter adverse reactions. …”
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