Determining Impacts on Non-Performing Loan Ratio in Romania by Adriana Daniela CIUREL, Tiberiu STOICA

“…This paper aims to investigate some of the determinants of non-performing loans in the Romanian banking sector by means of Vector Error Correction (VEC). The increase in non-performing loans is the most relevant factor that financial institutions face in order to maintain an adequate level of solvency in the context of current economic decline. …”
Get full text

Trends and Prospects of Development of the Special Economic Zone in the Kaliningrad Region by Andrey D. Zhukovskii

“…Special attention is paid to the prospects for the development of the SEZ in the context of the changing economic situation and the challenges associated with international sanctions and economic restrictions. …”
Get full text

The Potential of Small, Low- Carbon, Zero- Energy Housing by Cynthia Souaid

“…The social dimension is then addressed from the perspective of market demand through an investigation of consumers’ current housing preferences. The assumption stating that, due to an increase in smaller, elderly, and lowerincome households, current housing preferences are leaning towards smaller dwellings is refuted underlining the importance of distinguishing between smallest and smaller dwelling sizes. …”
Get full text

“When in Rome…”: structural determinants impacting healthcare access, health outcomes, and well-being of South Asian older adults in Ontario using a multilingual qualitative approa... by Diya Chowdhury, Catherine Tong, Kimberly Lopez, Elena Neiterman, Paul Stolee

“…With the increase in international migration, the need for an equitable healthcare system in Canada is increasing. …”
Get full text

Invasive alien plant species, riverbank instability and hydraulic risk: what do we know about <i>Amorpha fruticosa</i>, <i>Arundo donax</i> and <i>Reynoutria japonica</i>? by Fabrizio Buldrini, Sara Landi, Giacomo Titti, Stefano Parodi, Massimo Valente, Lisa Borgatti, Rossano Bolpagni

“…Nevertheless, the reasons for the implications of increasing presence of IAPs on the stability and effectiveness of flood defences are still unclear. …”
Get full text

Collaborative Housing in Chile by Valentina Augusta Cortés Urra

“…This approach has mostly affected the location, quality, and social dimension of housing. In other urban contexts, such as in some European countries, inhabitants facing similar issues have self-organised to develop their homes driven by pragmatic and radical goals. …”
Get full text

Debunking the myth: Can the university develop resilience in graduates? by Gloria Castrillon, Kirti Menon

“…It will be argued that tensions inherent in the South African system are brought to the fore, particularly in the context of current debates on the relevance of resilience for the complexity and change anticipated in the 21st century. …”
Get full text

A Systematic Review of the Microfinance Literature: An ADO-TCM Framework Approach by Bahman Khodapanah, Mohammad Bashokouh Ajirlou, Fariba Mesri

“…Consequently, the study highlights existing gaps in current research and suggests future research areas to enhance microfinance strategies and increase their impact.Keywords: Economic development, Microfinance, Meta-synthesis, ADO-TCM framework Introduction In the era of globalization and technological advancement, understanding the landscape of microfinance is essential. …”
Get full text

Generative AI may create a socioeconomic tipping point through labour displacement by Jo-An Occhipinti, William Hynes, Ante Prodan, Harris Eyre, Roy Green, Sharan Burrow, Marcel Tanner, John Buchanan, Goran Ujdur, Frederic Destrebecq, Christine Song, Steven Carnevale, Ian B. Hickie, Mark Heffernan

“…Results indicate that even a moderate increase in the AI-capital-to-labour ratio could increase labour underutilisation to double its current level, decrease per capita disposable income by 26% (95% interval, 20.6–31.8%), and decrease the consumption index by 21% (95% interval, 13.6–28.3%) by mid-2050. …”
Get full text

Breast asymmetry: literature review and a new proposal for clinical classification by Gladstone Eustáquio de Lima Faria, Dov Charles Goldenberg, Ricardo Frota Boggio

“…These available classifications date from the 60s and 70s and need to be updated to the current clinical context. A more simplified and reproducible classification was proposed after a comprehensive literature review, considering the most frequent asymmetries in aesthetic plastic surgery offices, with their respective treatment guides. …”
Get full text

Fiscal Illussion As Public Economy Failure: A Study on the Aegean Region by Ulvi Sandalcı, İnci Sandalcı

“…However, the level of financial illusion increases as age and income level increases and, decreases as education level increases. …”
Get full text

Information and psychological vulnerability of employees of internal affairs bodies with different levels of stability and fatigue by K.V. Zlokazov

“… <p style="text-align: justify;">The article with the involvement of empirical material reveals issues of information-psychological vulnerability and psychological stability in the context of fatigue of employees of internal affairs bodies. …”
Get full text

A combined feature selection approach for malicious email detection based on a comprehensive email dataset by Han Zhang, Yong Shi, Ming Liu, Libo Chen, Songyang Wu, Zhi Xue

“…In our dataset, the coverage of the types of malicious emails and the number of them are significantly increased. By collecting the currently available open source datasets, we build a large-scale dataset with 660,985 samples. …”
Get full text

A sustainable approach in pumpkin seed oil processing line: Recent advances in pumpkin seed oil and oil processing by-products by Guoqiang Zhang, Jingbo Guo, Jinying Guo

“…Pumpkin seed oil (PSO) has gained popularity worldwide for its nutritional profile and biological effects, significantly increasing its market demand and consumption. However, pumpkin seed oil cake (PSOC), as the secondary by-product from oil processing, contains high potential value and is scarcely utilised. …”
Get full text

Competitiveness of Bulgarian oilseed production in the world market by Bozidar Ivanov

“…In general terms, competitiveness can be comprehended in a static aspect as an outcome on one hand or either as conditions and factors (dynamics) determining that outcome or competitive performance. In the current study, the competitiveness is defined as the capability of the agricultural industries and the production of oilseed crops in Bulgaria to sustain and expand their market share and to maintain and increase the added value of their production in terms of national and global scene. …”
Get full text

Credit Scoring on Cash Flow Table with Machine Learning: XGBoost Approach by Güner Altan, Server Demirci

“…In a group of companies, no matter how good a rating one company has in regard to its status within the parent company, if the other companies have low ratings, this may affect and reduce the consolidated rating. In this context, the current study focuses on groups of companies. …”
Get full text

Analysis of government subsidy strategies in the supply chain of science and technology innovation platform. by Guangsi Zhang, Chen Chen, Jiaping Xie, Qiang Hu

“…In the current era of technological advancements and intense global competition, innovation in Science and Technology (S&T) has become a crucial aspect of every country's development strategy, and the development of cutting-edge technologies in core areas is of utmost importance. …”
Get full text

The Palliative Care in Patients with Oncological Diseases - a New Medical and Therapeutic Approach by Catalina FLORESCU, Octavian VASILIU, Dan PRELIPCEANU

“…The life expectancy increase in patients with cancer requires more attention to the quality of life and mental health status of this population. …”
Get full text

Reconsidering CPR protocols: Exploring hypernatremia's role in ventricular tachycardia from a case report by Arthur Gavotto, Jean-Yves Le Guennec, Cyril Amouroux, Pascal Champeroux, Angelo Polito, Jérôme Thireau, Alain Lacampagne, Gilles Cambonie

“…We hypothesized that hypernatremia could increase late sodium current in a context of adrenergic stimulation, both being already known to favour early-after-depolarizations. …”
Get full text

Machine Learning Analysis of Lipid and Metabolic Profiles in Adults with Adenoid Hyperplasia by Mansur Doğan, Merve Çiftçi, Yusuf Yeşil

“…Nasopharyngeal posterior wall thickness is often associated with adenoid hyperplasia in adults. The current study aimed to compare the blood lipid and metabolic profiles of adult patients with increased nasopharyngeal posterior wall thickness to those of the healthy population. …”
Get full text