Credit Rationing Equilibrium Achievement in the Conditions of Digitalization by O. V. Lunyakov

“…The authors’ hypothesis is that the credit market has the potential to increase the return on a loan per currency unit of borrowers’ loans, and the current estimates of the of defaults borrowers’ probability, interest rates are “biased”. …”
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Indian Himalayan Arabidopsis thaliana population reflects deep history and might be the source of species expansion in the eastern edge by Akanksha Singh, Ashwani Kumar Verma, Abhinandan Mani Tripathi, Parneeta Mishra, Sumit Kumar Bag, Sivasubramanian Rajarammohan, Sribash Roy

“…Abstract Deciphering the origin, demography and adaptation strategies of species are important goals of biologists. In this context, the model plant species Arabidopsis thaliana has been studied in details using regional and large scale global collections. …”
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Teaching communication skills to OTL-HNS residents: multisource feedback and simulated scenarios by Pier-Luc Beaudoin, Mathilde Labbé, Amanda Fanous, Meredith Young, Jamie Rappaport, Yoon Soo Park, John Manoukian, Lily H. P. Nguyen

“…Abstract Background Effective communication has been linked to a reduction in adverse events and improved patient compliance. Currently in Otolaryngology – Head and Neck Surgery (OTL-HNS) residency programs, there is limited explicit teaching of communication skills. …”
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The Concept of Informal Green Space in Academic Research: A Comprehensive Literature Review on the Terminology Used by Duy Thong Ta, Huixin Wang, Katsunori Furuya

“…The systematic analysis identified 54 relevant documents on the effects of green areas, revealing a diverse and growing body of research on IGSs, including their types, distribution, and socioeconomic contexts. The findings indicated an increasing trend in collaborative studies, using “informal green space” as the official term. …”
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Collateral Damage from Offensive Cyber Operations—A Systematic Literature Review by Emil Larsson

“…While CCD is becoming increasingly well understood from a legal and operational perspective, this accounts only for a fraction of the civilian harm caused by offensive cyber operations. …”
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Artificial intelligence as a policy response to teaching and learning issues in education in Ghana by Joshua Osondu, Emmanuel Jean Francois, Jesse Strycker

“…This paper offers a literature synthesis on the role of artificial intelligence (AI) as a strategic policy instrument in tackling the challenges of Teaching and Learning (TL) within the Ghanaian educational context. By examining the current state and prospects of AI in education (AIEd), specifically in Ghana, this study highlights how AI can address unique educational challenges faced by Ghanaian students and educators. …”
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Renewable Energy Communities (RECs): European and Worldwide Distribution, Different Technologies, Management, and Modeling by Sandra Corasaniti, Paolo Coppa, Dario Atzori, Ateeq Ur Rehman

“…Renewable energy communities (RECs) are increasingly recognized as pivotal instruments in the global energy transition, offering decentralized, participatory, and sustainable solutions for energy management, specifically regarding energy production and consumption. …”
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Trans-Species Polymorphism in Immune Genes: General Pattern or MHC-Restricted Phenomenon? by Martin Těšický, Michal Vinkler

“…Evolution of the immune system in response to host-pathogen interactions in particular ecological contexts appears to be frequently associated with diversifying selection increasing the genetic variability. …”
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"It is very convenient when it works - successes and challenges with welfare technology" - a qualitative study. by Samantha A Svärdh, Giana Carli Lorenzini, Ulli Samuelsson, Steven M Schmidt, Susanne Iwarsson, Sofi Fristedt

“…Welfare technology (WT) use is increasingly advocated to facilitate aging in place. …”
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Improved method for a pedestrian detection model based on YOLO by Yanfei LI, Chengyi DONG

“…This enhanced architecture achieved 7.2% and 9.2% increases in mAP0.5 and mAP0.5:0.95 metrics respectively for dense pedestrian detection, with corresponding improvements of 7.6% and 8.7% observed in actual farmland working environments. …”
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Healthcare Professionals' Views on the Use of Passive Sensing and Machine Learning Approaches in Secondary Mental Healthcare: A Qualitative Study by Jessica Rogan, Joseph Firth, Sandra Bucci

“…Machine learning algorithms may increase awareness of support needs, yet lack context, risking misdiagnosis. …”
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Factors associated with intimate partner violence among ever-partnered women in two Southern African countries: a multilevel analysis by Ololade Julius Baruwa, Elizabeth Biney, Broline Sagini Asuma, Acheampong Yaw Amoateng

“…IPV was defined as lifetime physical, sexual, or emotional violence by a current or former partner and measured as a binary variable (yes/no). …”
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High-resolution mapping of residential wood burning heat sources using Energy Performance Certificates: A case study of England and Wales by Laura Horsfall, Calum Kennedy, Nicola Shelton, Jonathon Taylor, John R. Hurst, Matthew Loxham, Adam Dennett, Pia Hardelid

“…Policymakers and scientists need accurate tools to identify residential wood burning hotspots. However, current methods rely on spatially-misaligned, out-of-date data sources, reducing their practical utility and portability to other contexts. …”
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Combustion and Emission Characteristics of Methanol–Diesel Dual Fuel Engine at Different Altitudes by Zhongcheng Wang, Zhu Jie, Xiaoyu Liu

“…Currently, in the two technological approaches for using diesel pilot injection to ignite methanol and partially substituting diesel fuel with methanol, neither can fully achieve carbon neutrality in the context of internal combustion engines. …”
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Valorization of 3D/4D models of disappeared or ruined heritage sites in 3D modeling environments by M. Koehl, J.-E. Heitz, E. Sommer, M. Fuchs

“…These models allow for the restoration of shapes and dimensions, and their placement within a historical context. To help users better project themselves, it is also interesting to place them in current urban contexts. …”
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Conflitos envolvendo indígenas e agricultores no Rio Grande do Sul: dilemas de políticas públicas contraditórias by Henrique Aniceto Kujawa

“…This article discusses these conflicts and analyzes them from the point of view of their historical roots and the current context. It characterizes the social subjects involved (indigenous and farmers) from the perspective of the emerging diversity and shows that the current public policy contributes to increase the conflict and does not meet the needs neither of indigenous people nor of farmers. …”
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Doing Knowledge Learning Model to Strengthen Media Production Skills: Feasibility Analysis and Implementation by Andi Kristanto, Utari Dewi

“… Students face difficulties in graphic design practice. Currently, students rely on automatic templates on software such as Canva that facilitate the design process but do not support their understanding of the basics of graphics. …”
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The Carbon Removal Budget: theory and practice by Ben Caldecott, Injy Johnstone

“…Due to a range of constraints, CDR is a fundamentally finite resource, which we currently do not have enough of to achieve and go beyond global net zero. …”
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NATIONAL RURAL DEVELOPMENT PROGRAMME - NRDP 2014-2020 CONTRIBUTION TO MARKET INTEGRATION OF SMALL AND MEDIUM-SIZED FARM PRODUCTION IN ROMANIA by Monica Mihaela TUDOR, Vili DRAGOMIR, Marian BUȚU

“…In the current context of frequent crises and external shocks affecting the flow of goods and the availability of food globally (pandemics, armed conflicts, blockages in international transport, price volatility resulting from the growing demand for food for food from an increasingly large global population), increasing autonomy in ensuring food from internal sources appears as a necessity for ensuring economic and social stability. …”
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Acne Vulgaris in Adolescents: Scientific Evidence for Optimizing Treatment Regimens via Dermatocosmetics by Elena R. Araviyskaya, Nikolay N. Murashkin, Roman A. Ivanov

“…Current AV treatment options include topical and systemic therapies with various clinical and pharmacological groups. …”
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