Validation Indicator Identification and Customer Ranking in Microloans: A Study at Middle East Bank in Iran by Azadeh Ahmadi Kousha, Faegh Ahmadi, Mohammad Hossein Ranjbar, Hamidreza Kordlouie

“…Second, the person's previous loans have been settled in other banks. Third, the higher the requested loan amount, the better. …”
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Micro-credit institution’s services and sustainability of micro, small and medium-scale enterprises during Covid-19 pandemic in Kigezi region south western Uganda by Moses, Agaba, Siraje, Kaaya, Nafiu, Lukman Abiodun

“…This suggests that increases in Loan Provision and Saving Accounts help to increase Sustainability. …”
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Micro-credit institution’s services and sustainability of micro, small and medium-scale enterprises during Covid-19 pandemic in Kigezi region south western Uganda by Moses, Agaba, Siraj, Kaaya, Lukman, Nafiu

“…This suggests that increases in Loan Provision and Saving Accounts help to increase Sustainability. …”
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Phonological Processes in Ekegusii Borrowing: A Constraint-based Approach by Edinah Mose

“…It could be seen that the loan words entering the loan language from the source language can hardly be separated from the phonological process because they must be modified to suit the phonology of the loan language. …”
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Identifying the Dimensions and Components of the Executive Requirements of Islamic Microfinance by Akram Taftiyan, Farideh Noor Mohammadi

“…The results of the model evaluation show that among the main categories related to the "loan contract features" dimension, payment method, responsibility and repayment method, contract cost, duration of the loan contract, and target group/business subject, respectively, as well as among the main categories related to the dimension "Security" is one of the most important categories that can affect the executive requirements of Islamic wisdom financing, respectively, the requirements of collateral/documents and proceedings.…”
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PROBLEMS AND FINANCIAL INSTRUMENTS FOR INNOVATION ACTIVITIES IN SMALL AND MEDIUM-SIZED ENTERPRISES OF THE EUROPEAN UNION by J. Stabinskayte

“…We present actual numbers in using traditional financial resources (bank loan, trade loan etc.) and new funds as private equity investments, venture capital, crowdfunding. …”
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THE CHALLENGES OF BANK LENDING OF SMALL AND MEDIUM BUSINESSES: MODERN RUSSIAN SPECIFICITY by E. V. Travkina, T. S. Gushina

“…The state support for lending to small and medium business entities through partial subsidizing of interest rates has been considered thoroughly, models of partial government subsidizing of interest rates at the stage of obtaining a loan and at the stage of loan repayment have been presented.…”
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New Method of Sensitivity Computation Based on Markov Models with Its Application for Risk Management by Zheng Gu, Yue Liu, Aijun Yang, Kaodui Li

“…For empirical studies of sensitivity analysis on an NPV (net present value) model, we show the approaches of modeling, especially for parameter estimation of Markov chains given data of company loan states. Applying our newly established integration by parts formula, numerical simulation estimates the variations caused by the capital return rate and multiplier of overdue loan. …”
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Big Data Analytics for Complex Credit Risk Assessment of Network Lending Based on SMOTE Algorithm by Aiwen Niu, Bingqing Cai, Shousong Cai

“…In view of the fact that the network loan data are mainly unbalanced data, the smote algorithm is helpful to optimize the model and improve the evaluation performance of the model. …”
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Study on Effect of Consumer Information in Personal Credit Risk Evaluation by Hongmei Wen, Xin Sui, Shaopeng Lu

“…The results show that the information of all consumer loan groups cannot be covered by traditional credit information. …”
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The Optimal Strategies of Risk-Averse Newsvendor Model for a Dyadic Supply Chain with Financing Service by Jianxin Chen

“…The budget-constrained retailer as a newsvendor faces a nonnegative random demand and the financial institution provides the loan service for the retailer who is risk-averse. …”
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Micro-Credit Institutions’ Services and Sustainability of Micro, Small and Medium-Scale Enterprises During Covid-19 Pandemic in Kigezi Region, South Western Uganda. by Agaba, Moses, Kaaya, Siraj, Nafiu, Lukman Abiodun

“…This suggests that increases in Loan Provision; Saving Accounts; and Training in Managerial Skills help to increase Sustainability. …”
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Research on Commercial Bank Risk Early Warning Model Based on Dynamic Parameter Optimization Neural Network by Yiming Wang

“…Several customer information attribute groups that have an impact on loan customer rating are selected, and the existing customer data are used to train the network model of the attribute group and customer default rate, so that it can predict the customer’s default rate according to the newly entered loan customer information and then predict whether the customer defaults. …”
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DETERMINANTS OF PROFITABILITY OF NIGERIAN DEPOSIT MONEY BANKS by Wasiu Abiodun Sanyaolu, Trimisiu Tunji Siynbola, Gbadebo Tirimisiyu Ogunmefun, Afeez Babatunde Makinde

“…The result reveals that capital adequacy, nonperforming loan, loan to total asset and size have significant positive effect on profitability, while age was found to exert significant but negative effect on profitability. …”
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DETERMINANTS OF PROFITABILITY OF NIGERIAN DEPOSIT MONEY BANKS by Wasiu Abiodun Sanyaolu, Trimisiu Tunji Siynbola, Gbadebo Tirimisiyu Ogunmefun, Afeez Babatunde Makinde

“…The result reveals that capital adequacy, nonperforming loan, loan to total asset and size have significant positive effect on profitability, while age was found to exert significant but negative effect on profitability. …”
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An Incentive Mechanism Model of Credit Behavior of SMEs Based on the Perspective of Credit Default Swaps by Shenghong Wu, Pei Mu, Jiaxian Shen, Wenyi Wang

“…On the basis of the perspective of CDS, we construct an incentive game model of bank-enterprise credit behavior and analyze the influence mechanism of the credit financing of SMEs on CDS contract coupon rate, CDS payout ratio, bank-enterprise credit effort, and loan recovery rate when considering CDS. The result shows that the CDS contract leads to insufficient supervision after a bank loan, the moral hazard of the SMEs rises, and the probability of credit default events increases. …”
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Enhanced sampling of protein conformational changes via true reaction coordinates from energy relaxation by Huiyu Li, Ao Ma

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COLLATERAL DETERMINATS IN BANK RISK MANANAGEMENT: THE REGIONAL CASE by A. M. Karminsky, O. D. Khon

“…Private data of secured small and medium business loans is used.  This article presents LTV (loan-to-value) as a major collateral determinant. …”
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Applying in machine learning and deep learning in finance industry: A case study on repayment prediction by Nguyễn Phát Đạt, Hồ Mai Minh Nhật, Trương Công Vinh, Lê Quang Chấn Phong, Lê Hoành Sử

“…Salient predictors include interest rates, credit ratings, and loan amounts. It is anticipated that the findings of this investigation will furnish investors with a potent analytical toolset for discerning and selecting loan portfolios, thereby fostering greater transparency and efficiency within the peer-to-peer lending ecosystem.…”
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The Role of Government micro financing in the Development of Rural Entrepreneurship (Case Study: Radkan Rural District) by Shadi khoob, Hamdollah Sojasi Qeidari, Aliakbar Anabestani

“…Most sample entrepreneurs supplemented bank loans with personal funds. Furthermore, insufficient loan amounts, limited credit accessibility, absent insurance support, lengthy loan processing times, and unfavorable repayment terms resulted in low satisfaction levels among entrepreneurs (average 2.32) and rural residents (average 1.91).…”
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