Motivation and Performance of Primary Teachers in Gasabo District, Kigali-Rwanda. by Celestin, Habumuremyi

“…The study found that there are strategies for motivation like increasing the teachers’ salary, availing a cheap market for teachers that matches their purchasing power as it is for soldiers, reduce from 14% to 5% or lessening the interest rate for teachers’ loans, not taxing the teachers’ salaries, making teachers coverable by the BDF that those without a guarantee may get loans from Umwalimu SACCO and giving them a long-term housing loan were likely motivators. …”
Get full text

Effect of Internal Control System on Financial Performance of Savings and Credit Co-Operatives in Kabale Municipality A Case Study of Lyamujungu SACCO Kabale Branch. by Aheisibwe, Joanita

“…Key determinants of financial performance identified included loan portfolio quality, capital adequacy, operational efficiency, leadership quality, member satisfaction, and staff productivity. …”
Get full text

Financial Inclusion and Access to Higher Education An Empirical Study of Selected Districts in Eastern Uganda by Eton, Marus, Sammy, Godfrey Poro, Denis, Sekiwu, Fabian, Mwosi, Francis Akena, Adyanga

“…The study recommends that the government of Uganda through the concerned ministry should review the implementation of their policies on Students loan scheme and district quota systems. The government should always publish the lists of students admitted to higher education institutions in popular media and newspapers to create awareness to those being admitted to particular institutions.…”
Get full text

Financial Records and Performance of Microfinance Institutions: A Case Study of Rukiga SACCO. by Akatukunda, Annah

“…On the relationship between financial records and performance, 32% of respondents indicated that accurate and reliable financial records are crucial for generating dependable financial reports, while 18% emphasized that financial records are vital for internal management and decision-making, as they enable tracking of income and expenses and monitoring of the loan portfolio. The study recommended that the portfolio size should align with the MFI's operational capacity to maintain a balance between the number of clients served and the institution's management capabilities. …”
Get full text

Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kabale Branch. by Tushemereirwe, Charity

“…Profitability on the other hand was viewed in terms of Return on Equity, Return on Assets, and Non-Performing Loans. The study adopted descriptive and correlation research designs. …”
Get full text

Financial Institutions and Agricultural development in Rwanda. A Case Study of Rwanda Development Bank. by Boniface, Kabahizi

“…The reasons behind this are the interest rate for agricultural sector and exportation loans is lower compared to other sectors financed by RDB. …”
Get full text

Cash Management Practices and Performance of Businesses in Uganda: A Case Study of Northern Division Kasese District. by Mirembe, Philip

“…Also, the study recommends that business members to have a graduated increase on their deposits on an annual basis to enhance cash flow for the better service of loan services. More research should be conducted on the dividend policy of businesses since for the last five years, it did not affect businesses profitability.…”
Get full text

Credit Access and Performance of Women Owned Businesses in Kabale District: A Case Study of Southern Division Kabale Municipality. by Twikiriize, Immaculate

“…The study sampling was done on 1 chairperson, 1 loans officer, 31 women with businesses, 3 accountants, and 4 cashiers from Southern Division which were both male and female. …”
Get full text

Impact of Gender-Based Violence on Social Wellbeing in Rukiga District: A case Study of Muhanga Town Council Rukiga District. by Amanya, Grace

“…These included top management, cashiers, loan officers, clients, and accountants. Both simple random and purposive sampling techniques were used in identifying the study sample size. …”
Get full text

A Model for Organizational Preparedness of SMEs During COVID-19 Pandemic in Kigezi Sub-region in South Western Uganda. by Tamwesigire, Caleb, Nafiu, Lukman Abiodun

“…The study identifies the factors that were significant with organizational preparednessand the management of business during the COVID-19 pandemic in the Kigezi sub-region in South Western Uganda as firm size, firm financial condition, risk perception, government subsidy, help received from NGOs and the loan received from the bank/SACCO; while other factors: firm year of existence, source of initial capital, and gender of owners/managers were found to be insignificant. …”
Get full text

SACCOs and Agricultural Production in Uganda: A Case Study of Kitenga Village in Kebisoni Sub-County Rukungiri District. by Nitwikiriza, Racheal

“…The study revealed the effects of the SACCOS loans on agricultural development in the Kebisoni sub-county, Rukungiri district and these included helping farmers to send their children to school and empowering the marginalized families, boosting food production, offering advisory services to farmers, SACCOS offering educative programs to farmers about better methods of farming, provision of emergency housing loans, SACCOS helps in Saving and mobilization, poverty reduction and strengthening of economic resilience, promote agribusiness enterprise. …”
Get full text

Financial Institutions and poverty Alleviation: A case study of Peoples Bank of Zanzbar (Pbz) in Western District of Zanzibar. by Mohamed, Dadi

“…Majority of the respondents were of the view that members were poor before because of lack of accessibility to bank loans, low savings among others. But after accessing loans, there was a marked improvement in their capital and poverty levels have reduced. …”
Get full text

Examining the Impact of Women's Savings Groups on Socio¬economic Welfare of Families in Northern Division Kabale Municipality. by Namara, Brenda

“…These savings groups, help women to own projects, and train their members, they offer soft loans, act as collateral to fellow members and are more often associated with the improvement of individual members both economically and socially. …”
Get full text

An Assessment of Microfinance Institution Services and Performance of Small and Medium Enterprises in Kabale Municipality. by Mugarura, Elijah

“…The study further recommends MFI to lower on their interest rates put on loans they give to SMEs so as not to let loans be too heavy for them to pay back which may hamper their positive contributions on the growth of SMEs. …”
Get full text

Microfinance and Socio-Economic Development in Byumba Sector. A case Study of Reseau Interdiocesain De Micro Finance (Rim S.A) by Fraterne, Nzeyimana

“…However further research should be carried out on The Impact of Microfinance on the Small Scale Industry in Rwanda; The Possibilities of Providing Asset Loans Rather than Cash loans for some Beneficiaries; Financial Accessibility and Poverty Eradication, Education and Performance of Small Scale Business Enterprises.…”
Get full text

Microfinance and Financial Performance of Small and Medium Enterprises in Rukiga District: A Case Study of Muhanga Town Council Rukiga District. by Aturinda, Betas

“…Additionally, microfinance institutions were advised to consider reducing interest rates to incentivize more SMEs, particularly those in Muhanga Town Council, to access loans at lower costs, thereby potentially boosting business performance.…”
Get full text

Women Economic Empowerment and Poverty Reduction: A Case Study of Kabale Municipality. by Gerald, Baguma

Get full text

Impact of Youth Livelihood Fund on Economic Development of Youth in Uganda: A Case Study of Kamatojo ICT Project In Kabale Municipality. by Asiimwe, Bright

“…The government of Uganda has put in place strategies to enable its success whereby the government has redesigned the program and considered giving small working capital loans to prepared individual youth, presenting budget proposals for the projects chosen, and presenting group constitution as a requirement. …”
Get full text

Micro Finance Institutions and Poverty Eradication: A Case Study of Pride Africa Mbarara Branch. by Musinguzi, John

“…To achieve this, the institutions should effectively market themselves and also fasten on service delivery as in the case of ensuring that loans applied for are disbursed on time. Further microfinance institution should also adjust their interest rates downwards so as to encourage increased borrowing.…”
Get full text

Micro Finance Institutions and Poverty Eradication: A Case Study of Pride Africa Mbarara Branch. by Musinguzi, John

“…To achieve this, the institutions should effectively market themselves and also fasten on service delivery as in the case of ensuring that loans applied for are disbursed on time. Further microfinance institution should also adjust their interest rates downwards to encourage increased borrowing.…”
Get full text