Analisis Kinerja Algoritma CART dan Naive Bayes Berbasis Particle Swarm Optimization (PSO) untuk Klasifikasi Kelayakan Kredit Koperasi by Eko Arif Riyanto, Tri Juninisvianty, Doddy Ferdian Nasution, Risnandar Risnandar

“…From the calculation reference to the criteria of occupation, income, age, gender, loan amount, loan term, will get the best method for this study. …”
Get full text

Financial Management Practices and Financial Performance of Micro Finance Institutions. A Case Study of Lyamujungu SACCO Kabale District. by Komuhangi, Jacenta

“…The determinants of financial performance included return on assets, profitability and loan portfolio. The study relied on cross-sectional survey design as its research design, data was collected using questionnaire. …”
Get full text

THE INFLUENCE OF THE FINANCIAL & BANKING SECTOR ON THE SOCIO-ECONOMIC DEVELOPMENT OF THE REGIONS by A. V. Milenkov

“…Long-term lending (capital loan investment) has been allocated as a fundamentally important factor influencing the development of the economic complex and positive changes in the socio-economic sphere of the region as a whole. …”
Get full text

Income and Credit Debt of Private Households by Markus M. Grabka, Berenike Bartz

“…The central result is that the share of repayments for loans in Germany has been declining overall since 2000. …”
Get full text

Evolutionary Game Analysis of Capital-Constrained Supplier’s and Manufacturer’s Financing Schemes by Suyong Zhang, Panos. M. Pardalos, Xiaodan Jiang

“…In this paper, we investigate the interaction mechanism between suppliers’ financing strategy selection and manufacturers’ loans offering strategy adoption under two innovative financing schemes. …”
Get full text

Multiobjective Programming Strategy of Small- and Medium-Sized Microenterprise Credit Based on Random Factors by Zhuoran Fan, Jilong Xu, Yuchen Li

“…In this paper, we select eight indicators from the aspects of an enterprise’s bill transaction information, namely, whether the enterprise’s loan is in breach of contract, effective invoice rate, total utilization rate of price and tax, negative invoice rate, strength of enterprise, coefficient of variation, flow efficiency of assets, and influence of upstream and downstream enterprises; then, we construct an evaluation index system. …”
Get full text

Coordination Effects and Optimal Policy Choices of Macroprudential Policy and Monetary Policy by Haifeng Pan, Dingsheng Zhang

“…Considering three monetary policy rules, together with two endogenous macroprudential policies that are credit constraints (loan to value, LTV) for households and counter-cyclical capital (capital requirement ratio, CRR) for bankers, this paper establishes a dynamic stochastic general equilibrium (DSGE) model. …”
Get full text

Le français dans l’écriture conradienne by Claude Maisonnat

“…The aim of this essay is to show that although he never wrote a line of fiction in French, the latter is omnipresent not only in his fiction, through characters, locations, dialogues, quotations, intertextual borrowings, but most of all in the highly idiosyncratic medium of his prose, mainly in the guise of Gallicisms and occasionally erroneous loan translations. The result is that French is essential to his art in so far as it provides a constant challenge to the master discourse of the authorial voice and thus constitutes the basis of the poetic dimension of his prose based on the Lacanian notion of lalangue, as if French acted as a surrogate maternal language.…”
Get full text

Microfinance for change: how financial innovation enables structural transformation by Shankar Ghimire, Bharat Singh Thapa, Rong Zheng

“…Therefore, we use logistic regression to estimate the probability of occupational change, given two measures of financial innovation: loan purpose and size. The results show that the number of households involved in agriculture significantly decreased, with the majority switching to businesses and convenience stores, indicating a shift to the manufacturing and service sectors. …”
Get full text

Excess Sensitivity and Financial Development in the Iranian Households by Amineh Mahmoudzadeh, Kamyab Rajabizadeh, Majid Einian

“…Specifically, a 10% improvement in the average loan amount and loan-to-income ratio (financial depth indicators) results in 12.5% and 13% reductions, respectively, in the coefficient of excess sensitivity of consumption. …”
Get full text

Foreign Consortium Institution and the Economic Dependency of Indonesia during the New Order: From IGGI to CGI by Noor Naelil Masruroh, Haryono Rinardi

“…The main purpose of this article is to analyze the economic dependency of Indonesia on sources of foreign loan funds. The problems were analyzed through the historical method based on the primary sources such as annual report from World Bank and the Indonesian Ministry of Finance. …”
Get full text

Entry Generation by Analogy – Encoding New Words for Morphological Lexicons by Krister Lindén

“…., acronyms, technical terminology, loan words, names or compounds of such words. To add new words to a lexicon, we need to indicate their base form and inflectional paradigm. …”
Get full text

Growth of financing opportunities for small and medium-sized businesses in the digitalization of the economy context by N. I. Morozko, N. I. Morozko

“…It is an affordable way to finance the activities of companies that do not have a credit history and collateral for obtaining a loan from banks. The stages of the investment process based on the use of the investment platform are outlined. …”
Get full text

Three-Party Stochastic Evolutionary Game Analysis of Reward and Punishment Mechanism for Green Credit by Qingfeng Zhu, Kaimin Zheng, Yilin Wei

“…To get rid of the development dilemma of green credit, we constructed a stochastic evolutionary game model of local government, commercial banks, and loan enterprises. We gave sufficient conditions for the stability of strategy based on the stability discriminant theorem of Ito^'s stochastic differential equation (SDE). …”
Get full text

MICROFINANCE AND INCOME LEVEL IN NIGERIA by Sheriff Akanji IBRAHIM

“…This paper examines the relationship between microfinance banks activities and income level in Nigeria, using per capita income (PCI) as the dependent variable, and microfinance banks activities such as loan and advances (LADV), deposit mobilization (TDEP) and other non-banking financial activities (NBFIN) as independent variables. …”
Get full text

Application of Two-Stage Network Super-Efficiency DEA to Efficiency Analysis of Chinese Commercial Banks by Qingquan Li, Shiqi Chen, Lu He, Guohui Huang, Rong Li, Wentsao Pan

“…According to the analysis of table data, the operating efficiency of ICBC is the highest, the operating efficiency of the entire banking sector is at a medium level, the second stage has a greater impact on the overall efficiency, and the loan side business needs to be improved.…”
Get full text

The state debt of the Russian Federation, the constituent entities of the Russian Federation and municipalities by N. Z. Zotikov, A. F. Savderova

“…The state debt is the obligations of the constituent entities of the Russian Federation arising from the state loans assumed by the Russian Federation, guarantees for the obligations to repay in the same amount with the payment of additional interest for the use of the loan. …”
Get full text

LIQUIDITY AND PERFORMANCE: EVIDENCE FROM THE DEPOSIT MONEY BANKS IN NIGERIA by Celestine Toluwa Oladele, Rihanat I Abdulkadir, Peters Ade Sanni

“…The empirical results showed that among the proxies for liquidity (liquidity ratio, cash reserve ratio, loan to deposit ratio), only cash reserve ratio was significant and consistent on both dimensions of performance. …”
Get full text

Analysis of Herdsmen’s Credit Behavior under the Identification Scheme of Emotional and Psychological State by Xinling Zhang, Huijie Huang, Liyang Zheng

“…They also have easy access to higher loan amounts. The results provide a reference for related research and analysis of herdsman’s credit behavior and economic development.…”
Get full text

Credit or Financing Analysis in Banking Institutions in the Perspective of Qiyas by Kusnoto, Mohamad Anton Athoillah, Ending Sholehudin, Uu Nurul Huda, Bambang Waluyo

“…Banks, including Islamic banks, prioritize caution when lending money by using credit analysis methods like the 5C and 7P frameworks. Before approving a loan or financing request, banks assess applicants to minimize the chance of defaults. …”
Get full text