Analysis of Internet Financial Risk Control Model Based on Machine Learning Algorithms by Mingjin Liu, Ruijie Gao, Wei Fu

“…On the basis of traditional credit risk control, this paper proposes the demand and direction of a new credit risk control strategy based on machine learning and relying on big data. …”
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Non-Performing Loans and Performance of Financial Institutions in Kabale District by Alex, Semusu

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Analisis Kredit Pembayaran Biaya Kuliah Dengan Pendekatan Pembelajaran Mesin by Arliyanti Nurdin, Rizqa Amelia Zunaidi, Muhammad Arkan Fauzan Wicaksono, Agi Lobita Japtara Martadinata

“…The higher the credit score, the lower the risk of default. This credit score ranges from 250 – 600. …”
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Russian consumer lending market in modern conditions by I. A. Rizvanova

“…The purpose of the study is to determine main trends in the consumer credit market development based on the analysis of the Russian consumer credit market under sanctions pressure. …”
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The Financial Crisis and the Global Shadow Banking System by Maryse Farhi, Marcos Antonio Macedo Cintra

“…The financial crisis triggered by increasing default rate, real estate devaluation and financial asset depreciation associated with the US subprime mortgages brought back the debate about the framework of the US and international financial systems, their potential systemic risks, and their regulatory and supervisory mechanisms. Credit derivatives and structured products backed by real estate credit replicated and multiplied risks by an unknown factor besides redistributing them at a global scale. …”
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Become Captain of Your Financial Ship, Unit 3: Standing Watch by Josephine Turner

“…It includes a slide presentation, money management newsletters, credit report request forms, fact sheets, and worksheets on debt management and debt dangers, using credit, and how to request a credit report. …”
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Become Captain of Your Financial Ship, Unit 3: Standing Watch by Josephine Turner

“…It includes a slide presentation, money management newsletters, credit report request forms, fact sheets, and worksheets on debt management and debt dangers, using credit, and how to request a credit report. …”
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Corporate Social Responsibility, Efficiency, and Risk in US Banking by Fathi Jouini, Mohamed Amine Chouchen, Ahlem Selma Messai

“…This study examines the interplay between CSR, efficiency, and credit risk in 131 US banks from 2010 to 2018. Using the Choquet integral, two-step Data Envelopment Analysis, and a dynamic panel with the Generalized Method of Moments, the findings reveal a virtuous circle between CSR and credit risk, where CSR enhances credit risk profiles. …”
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Forecast and Simulation of the Public Opinion on the Public Policy Based on the Markov Model by Zi Li

“…Public policy and public opinion directly affect the image of the government, but due to the lack of appropriate monitoring and early warning tools, the government’s handling of credit changes is seriously lagging behind. In response to this problem, this paper integrates the internet, public information, market credit information, and other data, uses hidden Markov models and natural language processing technology, and establishes a modern government public policy and public opinion monitoring and early warning model to evaluate government credit in real time; the government can formulate relevant policies based on the evaluation results to improve the government’s governance capabilities. …”
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Commercial Banks and Socio Economic Wellbeing of the People: A case study of Equity Bank Kabale Branch. by Timothy, Begambagyedo

“…It also revealed that pledging of collateral accounting, use of credit rating, use of collection agencies, entrepreneurial training, use of credit Reference Bureau, and adequate loan monitoring are some of the measures put in place to control loan default, the study recommends that the Bank should introduce entrepreneurial training of its clients before and after disbursement of the loan facility as this will enhance the performance of the loans given out. …”
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Zadlužení usedlostí městeček pardubického panství za třicetileté války a poválečná obnova by Tereza Siglová

“… The article explores credit relations among the inhabitants of the three small serfdom towns of the Pardubice estate (Bohdaneč, Dašice, Týnec n. …”
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The long-term and short-term effects of interest rate volatility on corporate bankruptcy risk: An industry and supply chain perspective. by Lingfei Chen, Kai Zhang, Xueying Yang

“…While higher interest rates increase the cost of credit financing for businesses, this study finds that the direct impact of this traditional credit transmission mechanism on corporate bankruptcy risk is limited. …”
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Research on Personal Loan Default Risk Assessment Based on Machine Learning by Liu Guangsen

“…In the present era of rapid development of the Internet and big data, the scale of personal loans and the complexity of personal credit data are growing rapidly. Accurately assessing personal credit rating and personal loan default risk has become an important topic in the financial field. …”
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A New Default Probability Calculation Formula and Its Application under Uncertain Environments by Liang Wu, Xian-bin Mei, Jian-guo Sun

“…In this study, fuzzy set theory is utilized to study a looping default credit default swap (CDS) pricing model under uncertain environments. …”
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Risk Management and Financial Performance of Commercial Banks: A Case of Centenary Bank Kabale Branch, Uganda by Annah, Owomugisha

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Intelligent Optimization Model of Enterprise Financial Account Receivable Management by Yunxiang Peng, Guixian Tian

“…In order to minimize the financial risk brought by the credit sales of enterprises, this subject studies the intelligent optimization of enterprise financial account receivable management. …”
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AI-Based Hybrid Models for Predicting Loan Risk in the Banking Sector by Vikas Kumar, Shaiku Shahida Saheb, Preeti, Atif Ghayas, Sunil Kumari, Jai Kishan Chandel, Saroj Kumar Pandey, Santosh Kumar

“…If credit risk is considered, a method based on an examination of what caused and how mortgage credit risk affected credit defaults during the still-current economic crisis of 2021 will be tried. …”
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An Enhanced Rate-Based Emission Trading Program for NOx: The Dutch Model by Anne M. Sholtz, Bill VanAmburg, Verne K. Wochnick

“…Those “cleaner” than the standard can sell excess credits to others with an allocation that is less than their actual NOX emission. …”
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Dynamics Between Foreign Portfolio Investment, Stock Price and Financial Development in South Africa: A SVAR Approach by Kazeem Abimbola Sanusi, Zandri Dickason-Koekemoer

“…We suggest that a stable financial system framework and lower credit costs would strengthen the impact of higher stock prices on private sector credit and guarantee that higher stock prices have a beneficial impact on other financial development metrics. …”
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Modeling Repayment Behavior of Consumer Loan in Portfolio across Business Cycle: A Triplet Markov Model Approach by Shou Chen, Xiangqian Jiang

“…With a view to develop a more realistic model for credit risk analysis in consumer loan, our paper addresses the problem of how to incorporate business cycles into a repayment behavior model of consumer loan in portfolio. …”
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