New challenges for banking, financial services and insurance by Radić Nikola

“…Digital transformation, the macro trend that has defined the past decade, has accelerated at an incredible rate during 2020. Creative new solutions are made out of the need for people to connect despite physical distance. …”
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Formulating a Blue Ocean Strategy in the Banking Services Industry: Enhancing Customer Satisfaction through Improved Demand Fulfillment and Presenting an Optimal Pattern by Manuchehr Ghanbari, Ali Sabzali Yameqani, Yousef Rabbani, Kobra Sabzali Yamaqani

“…Conclusion Applying the backpack model, the cost savings resulting from decrease and elimination measures were used to implement incremental and creative measures. To carry out more incremental and creative actions, this process should be implemented as a five-year strategy.…”
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Call to Action: Lead Pharmacy into the Next Decade by Kerry K Fierke, Gardner Lepp, Bridget McGugan, Marta Brooks, Gregory Zumach

“…The evolving landscape of healthcare leadership demands novel perspectives, creative applications, and open-minded evaluations. …”
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Culturally programmed space of nursery – where we are going? by Marta Śliwa, Marzenna Nowicka

“…Such a situation equals cultural look back, not forward – toward preparing children for a conscious and creative participation in society. Space of English nurseries promotes children’s autonomy and selfdetermination. …”
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The Pastoral Model of Educating Seniors at Universities of the Third Age at UPJPII in Krakow by Jan Dziedzic

“…The university has a religious profile and implements a pastoral and educational program, that includes lectures and workshops in the field of the Bible and anthropology, ethics, theology, philosophy and history of the Church, as well as an educational and cultural program (religious tourism, theatre arts), that is meant as a form of creative support for seniors. Plenary lectures and seminar workshops are complemented with the offer of additional educational and developmental classes. …”
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Fashion meets journalism: Mapping and evaluating Australian fashion media by Wylie Shannon

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Not-Not as Another Spatial Logic of Constitutive Negation by Masamichi Tamura

“… The article introduces Japanese architect Hiroshi Hara (1936–) and his creative criticism against unilateral globalisation　in the 1970–80s as a unique legacy of pioneering cosmotechnical criticism in Japan. …”
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Opening tasks, opening minds – a rediscovery of the open-ended approach by Kalina Jastrzębowska

“…Although such tasks constitute an irreplaceable tool for prompting young learners to be actively and creatively involved in mathematical discourse, their implementation poses a challenge. …”
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36 Million language pairs by Petzold Thomas

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The importance of entrepreneurship and innovativeness for the economic development of the Republic of Serbia by Šormaz Goran

“…Inventiveness is the most valuable resource of any company, so it is very important to encourage creative thinking and presenting new ideas. Innovations have a direct impact on increasing productivity and increasing competitiveness, and continuous business innovation implies constant adjustment and the ability to cope in a competitive market. …”
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THE MOTHER GOOSE PIANO SUITE - AN AESTHETIC PARADIGM OF RAVEL’S MUSIC by Attila FODOR

“…Ravel’s motto – complexe mais pas compliqué – perfectly fits this suite, demonstrating once more, as a creative challenge, that the simplicity and richness of expression are not opposite concepts. …”
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Call to Action: Lead Pharmacy into the Next Decade by Gregory Zumach, Kerry K Fierke, Gardner Lepp, Bridget McGugan, Marta Brooks, Anthony Olson, Andrew Bartlett, Nilushi Karunaratne, Betty Exintaris

“…The evolving landscape of healthcare leadership demands novel perspectives, creative applications, and open-minded evaluations. …”
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GEO GOIDACI. THE FUSION OF THE ARTS: SCULPTURE AND MUSIC; GRAPHIC, PHOTO AND DIGITAL ART - INTERVIEW - by Gabriela Coca

“…In this interview, we try to come close to the artist Geo Goidaci, taking in his entire personality, address­ing his creative style, his conception about art and the fusion of the arts in his activity and his life. …”
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Finding oneself? Contemplating on paintings with a religious theme in clinical pastoral care by F. Herm, V. Kessler, E. Kloppers

“…The study provides new information on the therapeutic possibilities of creative experiences, by contemplating on paintings that can be explored further.  …”
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Restorative Justice Policy Model in the Future of Criminal Law by Rado Rudini Hasyim, Restu Monika Nia Betaubun, Emiliana B. Rahail

“… Restorative justice as a constructive, creative, self-determined action with assistance and open opportunities for group involvement. …”
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Evaluative study of the Kurikulum Merdeka learning system in Bandung Private Elementary Schools by Endang Purwati, Zainal Arifin

“…From this study it can be concluded that teachers must be more creative in guiding students in projects and can inspire them to develop their potential and instill character values. …”
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Innovative Transformations of Science-Intensive Industries in the National Economy of Azerbaijan: from Engineering to a Developed ICT Sector by Samira Abasova

“…In 2021 the share of exports with high technological intensity increased to 13.6%, and imports with high technological intensity increased to 2.3%. Export of creative goods increased by 25 points for 2022. The volume of import and export operations on computer services has continued to increase since 2016 - in 2020, imports increased by 1.5 times compared to 2016, and exports increased by 167.8%. …”
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