USER-DRIVEN INNOVATION: TOWARDS A NEW INNOVATION PARADIGM by Slavica Rocheska, Olivera Kostoska, Marjan Angeleski, Gjorgji Mancheski

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INTELLECTUAL CAPITAL AS A DRIVER OF ECONOMIC DEVELOPMENT by Sandra Jednak, Veljko Dmitrović, Vesna Damjanović

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INTERNATIONALIZATION OF MICRO AND SMALL ENTERPRISES IN THE INFORMATION TECHNOLOGY INDUSTRY OF THE REPUBLIC OF CROATIA by Vlatka Bilas, Sanja Franc, Iskra Kvaternjak

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INTELLECTUAL CAPITAL AS A DRIVER OF ECONOMIC DEVELOPMENT by Sandra Jednak, Veljko Dmitrović, Vesna Damjanović

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SOFTWARE SERVICES EXPORT AND ITS IMPLICATIONS ON ECONOMIC GROWTH IN INDIA: AN EMPIRICAL STUDY by Mousumi Bhattacharya, Sharad Nath Bhattacharya

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ADVANTAGES AND LIMITATIONS IN IMPLEMENTATION OF BUSINESS INTELLIGENCE SYSTEM IN MONTENEGRO: CASE STUDY TELENOR MONTENEGRO by Ljiljana Kašćelan

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THE EFFECT OF ISLAMIC MICROFINANCE ON POVERTY ALLEVIATION: STUDY IN INDONESIA by Wahibur Rokhman

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FIRMS’ FINANCIAL AND CORPORATE GOVERNANCE CHARACTERISTICS ASSOCIATION WITH EARNING MANAGEMENT PRACTICES: A META-ANALYSIS APPROACH by Fatima Abdul Hamid, Chaabane Oussama Houssem Eddine, Abdullah Mohamed Ayedh, Abdelghani Echchabi

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IMPACT OF INTEGRATED SUPERVISION ON VOLUNTARY PENSION INSURANCE EFFICIENCY by Tatjana Rakonjac-Antić, Vesna Rajić

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ENTREPRENEURS CONFIDENCE IN INNOVATION AND THEIR INNOVATIVENESS by Nastooh Nochian, Thomas Schott

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ANALYSIS OF HOUSEHOLD SAVING FACTORS IN BOSNIA AND HERZEGOVINA - APPLICATION OF ARDL METHODOLOGY by Irma Đidelija

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ACCOUNTING POLICIES AND FINANCIAL ANALYSIS INTERDEPENDENCES EMPIRICAL EVIDENCE by Nino Serdarević

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THE EFFECT OF PERSONALITY TRAITS ON LEADERSHIP BEHAVIORS: A RESEARCH ON THE STUDENTS OF BUSINESS ADMINISTRATION DEPARTMENT by Agah Sinan Ünsar, Serol Karalar

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LIBERALIZATION AND MARKET CONCENTRATION IN THE INSURANCE INDUSTRY: CASE OF CROATIA by Lorena Škuflić, Fran Galetić, Branimir Gregurić

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NEXUS BETWEEN RENEWABLE ENERGY EFFICIENCY, FINANCIAL LITERACY, AND GREEN MICROFINANCE: THE CASE OF WOMEN MICROFINANCE GROUP by Min-Sun Kim, Andrian Dolfriandra Huruta, Cheng-Wen Lee

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NON-DAMAGE BUSINESS INTERRUPTION INSURANCE POLICIES DURING THE COVID-19 PANDEMIC by Marina Brogi, Valentina Lagasio, Fabrizio Santoboni

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SPECIFYING THE EFFECTIVE DETERMINANTS OF HOUSE PRICE VOLATILITIES IN IRAN by Murteza Sanjarani Pour, Parviz Nasir Khani, Gholamreza Zamanian, Kamran Barghandan

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INDUSTRY POLICY EFFECTS ON NAMIBIA'S ECONOMIC GROWTH by Emilia Landa Shikomba, Elizabeth Elias, Sirorat Ruttanawijit

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LIBERALIZATION AND MARKET CONCENTRATION IN THE INSURANCE INDUSTRY: CASE OF CROATIA by Lorena Škuflić, Fran Galetić, Branimir Gregurić

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GLOBALIZATION AND POVERTY: EVIDENCE FOR LOWER-MIDDLE INCOME COUNTRY by Philip Ifeakachukwu Nwosa, Temitope Adebisi Adeoye

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