Risk Management and Financial Performance of Commercial Banks: A Case of Centenary Bank Kabale Branch, Uganda

A Research Dissertation Submitted to the Faculty of Economics and Management Science in Partial Fulfilment of the Requirements for the Award of the Master’s Degree in Business Administration of Kabale University

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Bibliographic Details
Main Author: Annah, Owomugisha
Format: Thesis
Published: Kabale University 2022
Subjects:
Online Access:http://hdl.handle.net/20.500.12493/639
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author Annah, Owomugisha
author_facet Annah, Owomugisha
author_sort Annah, Owomugisha
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description A Research Dissertation Submitted to the Faculty of Economics and Management Science in Partial Fulfilment of the Requirements for the Award of the Master’s Degree in Business Administration of Kabale University
format Thesis
id oai:idr.kab.ac.ug:20.500.12493-639
institution KAB-DR
publishDate 2022
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spelling oai:idr.kab.ac.ug:20.500.12493-6392024-01-17T04:45:25Z Risk Management and Financial Performance of Commercial Banks: A Case of Centenary Bank Kabale Branch, Uganda Annah, Owomugisha Risk Management , Financial Performance ,Commercial Banks A Research Dissertation Submitted to the Faculty of Economics and Management Science in Partial Fulfilment of the Requirements for the Award of the Master’s Degree in Business Administration of Kabale University The purpose of this study was to assess the effect of financial risks on financial performance of commercial banks in Uganda taking a case study of Centenary bank Kabale branch. The specific objectives of this study included: to establish the effect of credit risk on financial performance of commercial banks in Uganda; to determine the effect of liquidity risk on financial performance of commercial banks in Uganda; and, to assess the effect of operational risk on financial performance of commercial banks in Uganda. Descriptive research design was adopted in this research. Both primary and secondary data were used in this study. Data was collected from 78 staff of Centenary Bank using structured questionnaire. The staff were sampled from a population of 97 staff. Both correlation and regression analyses were used to measure the effect of credit risk, liquidity risk and operational risk on financial performance of commercial banks. The findings of this study indicated a significant association between credit risk management and financial performance of the bank. The findings also showed a significant relationship between liquidity risk and financial performance of the bank. From the findings of this study, it can be concluded that credit risk and liquidity risk could impact negatively on the financial performance and therefore, since proper management of these risks enhances financial performance, the commercial banks should put up strong structures to control these risks. This will in turn improve the financial performance of the banks. Therefore, there is need to set up strong structures for management of credit risk in order to enhance financial performance. The bank management should also give utmost priority to address the liquidity problems of the bank. This is because liquidity risk management positively influences financial performance. Therefore, the issues relating to liquidity should be promptly addressed, and immediate remedial measures taken to avoid the consequences of the bank becoming illiquid. Kabale University 2022-06-28T08:37:51Z 2022-06-28T08:37:51Z 2022 Thesis http://hdl.handle.net/20.500.12493/639 application/pdf Kabale University
spellingShingle Risk Management , Financial Performance ,Commercial Banks
Annah, Owomugisha
Risk Management and Financial Performance of Commercial Banks: A Case of Centenary Bank Kabale Branch, Uganda
title Risk Management and Financial Performance of Commercial Banks: A Case of Centenary Bank Kabale Branch, Uganda
title_full Risk Management and Financial Performance of Commercial Banks: A Case of Centenary Bank Kabale Branch, Uganda
title_fullStr Risk Management and Financial Performance of Commercial Banks: A Case of Centenary Bank Kabale Branch, Uganda
title_full_unstemmed Risk Management and Financial Performance of Commercial Banks: A Case of Centenary Bank Kabale Branch, Uganda
title_short Risk Management and Financial Performance of Commercial Banks: A Case of Centenary Bank Kabale Branch, Uganda
title_sort risk management and financial performance of commercial banks a case of centenary bank kabale branch uganda
topic Risk Management , Financial Performance ,Commercial Banks
url http://hdl.handle.net/20.500.12493/639
work_keys_str_mv AT annahowomugisha riskmanagementandfinancialperformanceofcommercialbanksacaseofcentenarybankkabalebranchuganda