Loan Management and Performance of Micro Finance Institutions: A Case Study of Kebisoni SACCO in Rukungiri District.

The purpose of the study was to establish the relationship between loan management and the performance of Kebisoni Sacco. This was prompted by the fact that most of the MFIs in Uganda were failing to achieve their performance, yet it was not clear whether this was due to how their loans were managed...

Full description

Saved in:
Bibliographic Details
Main Author: Tayebwa, Timothy
Format: Thesis
Language:English
Published: Kabale University 2024
Subjects:
Online Access:http://hdl.handle.net/20.500.12493/2215
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1813635241307275264
author Tayebwa, Timothy
author_facet Tayebwa, Timothy
author_sort Tayebwa, Timothy
collection KAB-DR
description The purpose of the study was to establish the relationship between loan management and the performance of Kebisoni Sacco. This was prompted by the fact that most of the MFIs in Uganda were failing to achieve their performance, yet it was not clear whether this was due to how their loans were managed. The study was conducted as a cross-sectional survey involving an analytical design. Its objectives were to establish and examine the relationship between Loan planning, Client screening, loan control, and the performance of MFIs. Data was collected from 20 respondents represented by the manager, loan officer, and clients. The data were collected using questionnaires and analyzed using quantitative techniques. The findings show that there were significant relationships between loan planning, client screening, loan control, and the performance of the Kebisoni Sacco. The variables also significantly predicted 65.2% of this performance with loan control as the best predictor. However, the conduct of each of these loan management variables had flaws that impacted adversely on the loan performance of Kebisoni Sacco. The study was therefore concluded by stressing the need to improve the control, client screening, and planning of loans if the MFI is to achieve the desired loan performance. Accordingly, it was recommended that MFIs should have loan control, client screening, and loan planning but put more emphasis on ameliorating loan monitoring, taking credit decisions, and linking loan planning to client screening.
format Thesis
id oai:idr.kab.ac.ug:20.500.12493-2215
institution KAB-DR
language English
publishDate 2024
publisher Kabale University
record_format dspace
spelling oai:idr.kab.ac.ug:20.500.12493-22152024-08-01T00:02:47Z Loan Management and Performance of Micro Finance Institutions: A Case Study of Kebisoni SACCO in Rukungiri District. Tayebwa, Timothy Loan Management Performance Micro Finance Institutions Kebisoni SACCO Rukungiri District The purpose of the study was to establish the relationship between loan management and the performance of Kebisoni Sacco. This was prompted by the fact that most of the MFIs in Uganda were failing to achieve their performance, yet it was not clear whether this was due to how their loans were managed. The study was conducted as a cross-sectional survey involving an analytical design. Its objectives were to establish and examine the relationship between Loan planning, Client screening, loan control, and the performance of MFIs. Data was collected from 20 respondents represented by the manager, loan officer, and clients. The data were collected using questionnaires and analyzed using quantitative techniques. The findings show that there were significant relationships between loan planning, client screening, loan control, and the performance of the Kebisoni Sacco. The variables also significantly predicted 65.2% of this performance with loan control as the best predictor. However, the conduct of each of these loan management variables had flaws that impacted adversely on the loan performance of Kebisoni Sacco. The study was therefore concluded by stressing the need to improve the control, client screening, and planning of loans if the MFI is to achieve the desired loan performance. Accordingly, it was recommended that MFIs should have loan control, client screening, and loan planning but put more emphasis on ameliorating loan monitoring, taking credit decisions, and linking loan planning to client screening. 2024-07-11T15:41:20Z 2024-07-11T15:41:20Z 2024 Thesis Tayebwa, Timothy (2024). Loan Management and Performance of Micro Finance Institutions: A Case Study of Kebisoni SACCO in Rukungiri District. Kabale: Kabale http://hdl.handle.net/20.500.12493/2215 en Attribution-NonCommercial-NoDerivs 3.0 United States http://creativecommons.org/licenses/by-nc-nd/3.0/us/ application/pdf Kabale University
spellingShingle Loan Management
Performance
Micro Finance Institutions
Kebisoni SACCO
Rukungiri District
Tayebwa, Timothy
Loan Management and Performance of Micro Finance Institutions: A Case Study of Kebisoni SACCO in Rukungiri District.
title Loan Management and Performance of Micro Finance Institutions: A Case Study of Kebisoni SACCO in Rukungiri District.
title_full Loan Management and Performance of Micro Finance Institutions: A Case Study of Kebisoni SACCO in Rukungiri District.
title_fullStr Loan Management and Performance of Micro Finance Institutions: A Case Study of Kebisoni SACCO in Rukungiri District.
title_full_unstemmed Loan Management and Performance of Micro Finance Institutions: A Case Study of Kebisoni SACCO in Rukungiri District.
title_short Loan Management and Performance of Micro Finance Institutions: A Case Study of Kebisoni SACCO in Rukungiri District.
title_sort loan management and performance of micro finance institutions a case study of kebisoni sacco in rukungiri district
topic Loan Management
Performance
Micro Finance Institutions
Kebisoni SACCO
Rukungiri District
url http://hdl.handle.net/20.500.12493/2215
work_keys_str_mv AT tayebwatimothy loanmanagementandperformanceofmicrofinanceinstitutionsacasestudyofkebisonisaccoinrukungiridistrict