Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kanungu Branch.
This study was set to examine the effect of credit risk management on the profitability of the Centenary Bank Kanungu branch. The predictor variables under study were risk identification, risk assessment, and risk control. The study followed descriptive and correlation research designs. Data from 53...
Saved in:
| Main Author: | |
|---|---|
| Format: | Thesis |
| Language: | English |
| Published: |
Kabale University
2024
|
| Subjects: | |
| Online Access: | http://hdl.handle.net/20.500.12493/2186 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| _version_ | 1813635241403744256 |
|---|---|
| author | Tusimomwe, Edna |
| author_facet | Tusimomwe, Edna |
| author_sort | Tusimomwe, Edna |
| collection | KAB-DR |
| description | This study was set to examine the effect of credit risk management on the profitability of the Centenary Bank Kanungu branch. The predictor variables under study were risk identification, risk assessment, and risk control. The study followed descriptive and correlation research designs. Data from 53 respondents was collected and analyzed quantitatively complemented with qualitative analysis. Since descriptive analysis entailed a description of a single variable and its attributes, frequency tables were used to present the data. At the bivariate level, a Pearson correlation matrix was conducted to ascertain the relationships between the predictor variables and the dependent variable. A linear regression model was used to fit the data. Research findings from the regression model show that risk identification (R=882), risk assessment (R=776 and risk controls (R=829) have a positive significance on the Centenary Bank Kanungu branch’s profitability. The main conclusion drawn from this research is that risk identification, risk assessment, and risk controls have a significant effect on the Centenary Bank Kanungu branch’s profitability. The study therefore recommends that there is a need to put more effort into risk identification, risk assessment, and risk control for fortitudes of making centenary Bank Kanungu branch. |
| format | Thesis |
| id | oai:idr.kab.ac.ug:20.500.12493-2186 |
| institution | KAB-DR |
| language | English |
| publishDate | 2024 |
| publisher | Kabale University |
| record_format | dspace |
| spelling | oai:idr.kab.ac.ug:20.500.12493-21862024-08-01T00:02:55Z Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kanungu Branch. Tusimomwe, Edna Credit Risk Management Profitability Commercial Banks Uganda Centenary Bank Kanungu Branch This study was set to examine the effect of credit risk management on the profitability of the Centenary Bank Kanungu branch. The predictor variables under study were risk identification, risk assessment, and risk control. The study followed descriptive and correlation research designs. Data from 53 respondents was collected and analyzed quantitatively complemented with qualitative analysis. Since descriptive analysis entailed a description of a single variable and its attributes, frequency tables were used to present the data. At the bivariate level, a Pearson correlation matrix was conducted to ascertain the relationships between the predictor variables and the dependent variable. A linear regression model was used to fit the data. Research findings from the regression model show that risk identification (R=882), risk assessment (R=776 and risk controls (R=829) have a positive significance on the Centenary Bank Kanungu branch’s profitability. The main conclusion drawn from this research is that risk identification, risk assessment, and risk controls have a significant effect on the Centenary Bank Kanungu branch’s profitability. The study therefore recommends that there is a need to put more effort into risk identification, risk assessment, and risk control for fortitudes of making centenary Bank Kanungu branch. 2024-07-10T10:45:48Z 2024-07-10T10:45:48Z 2024 Thesis Tusimomwe, Edna (2024). Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kanungu Branch. Kabale: Kabale University. http://hdl.handle.net/20.500.12493/2186 en Attribution-NonCommercial-NoDerivs 3.0 United States http://creativecommons.org/licenses/by-nc-nd/3.0/us/ application/pdf Kabale University |
| spellingShingle | Credit Risk Management Profitability Commercial Banks Uganda Centenary Bank Kanungu Branch Tusimomwe, Edna Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kanungu Branch. |
| title | Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kanungu Branch. |
| title_full | Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kanungu Branch. |
| title_fullStr | Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kanungu Branch. |
| title_full_unstemmed | Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kanungu Branch. |
| title_short | Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kanungu Branch. |
| title_sort | credit risk management and profitability of commercial banks in uganda a case of centenary bank kanungu branch |
| topic | Credit Risk Management Profitability Commercial Banks Uganda Centenary Bank Kanungu Branch |
| url | http://hdl.handle.net/20.500.12493/2186 |
| work_keys_str_mv | AT tusimomweedna creditriskmanagementandprofitabilityofcommercialbanksinugandaacaseofcentenarybankkanungubranch |