The Interest Rate and Performance of Business Enterprises in Ntungamo District: A Case Study of Ruhama Development SACCO in Ntugamo Municipality Ntungamo District.

The study assessed interest rates and performance of business enterprises in Ntungamo District a case study of Ruhaama Development SACCO. The objectives of the study were to find out the role of interest rates on the performance of SACCOs, to examine the challenges affecting the performance of SACCO...

Full description

Saved in:
Bibliographic Details
Main Author: Tugume, Harry
Format: Thesis
Language:en_US
Published: Kabale University 2024
Subjects:
Online Access:http://hdl.handle.net/20.500.12493/1691
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1813635238898696192
author Tugume, Harry
author_facet Tugume, Harry
author_sort Tugume, Harry
collection KAB-DR
description The study assessed interest rates and performance of business enterprises in Ntungamo District a case study of Ruhaama Development SACCO. The objectives of the study were to find out the role of interest rates on the performance of SACCOs, to examine the challenges affecting the performance of SACCOs, and to suggest strategies to improve the performance of SACCOs. A cross-sectional research design was used and a sample size of 40 respondents was used for the study. Data was analyzed using a Microsoft excel computer program to present information in tables. The study results on the role of interest rates on performance of Micro Finance Institutions, the highest number of respondents mentioned that interest on savings motivates clients to save which enables the SACCO to have ready cash for clients to borrow leading to performance, the lowest number of respondents stated that interest rates on loans motivates clients to pay in time which leads to SACCO's performance, the study findings on the challenges affecting the performance of SACCOs where the highest number of the respondents mentioned that SACCO's face the challenge of competition from other financial institutions while the least number of the respondents mentioned un qualified employees of the SACCO affects its performance and the study results on the strategies to improve on the performance of SACCOs the highest number of respondents mentioned that SACCOs should minimize operation costs which is consistent with the microfinance best practices and the lowest number of respondents stated improvement of the specific infrastructure related to the daily operation of MFls like computer cables. The study recommended that Ruhaama Development SACCO should employ skilled employees to reduce the operating cost of the institution and the government should also take concern on repairing and constructing roads in the area to ease transportation of agricultural products which is the most source of income to increase the saving capacity of the people.
format Thesis
id oai:idr.kab.ac.ug:20.500.12493-1691
institution KAB-DR
language en_US
publishDate 2024
publisher Kabale University
record_format dspace
spelling oai:idr.kab.ac.ug:20.500.12493-16912024-08-01T00:01:29Z The Interest Rate and Performance of Business Enterprises in Ntungamo District: A Case Study of Ruhama Development SACCO in Ntugamo Municipality Ntungamo District. Tugume, Harry Interest Rate Performance Business Enterprises Ntungamo District Ruhama Development SACCO Ntugamo Municipality The study assessed interest rates and performance of business enterprises in Ntungamo District a case study of Ruhaama Development SACCO. The objectives of the study were to find out the role of interest rates on the performance of SACCOs, to examine the challenges affecting the performance of SACCOs, and to suggest strategies to improve the performance of SACCOs. A cross-sectional research design was used and a sample size of 40 respondents was used for the study. Data was analyzed using a Microsoft excel computer program to present information in tables. The study results on the role of interest rates on performance of Micro Finance Institutions, the highest number of respondents mentioned that interest on savings motivates clients to save which enables the SACCO to have ready cash for clients to borrow leading to performance, the lowest number of respondents stated that interest rates on loans motivates clients to pay in time which leads to SACCO's performance, the study findings on the challenges affecting the performance of SACCOs where the highest number of the respondents mentioned that SACCO's face the challenge of competition from other financial institutions while the least number of the respondents mentioned un qualified employees of the SACCO affects its performance and the study results on the strategies to improve on the performance of SACCOs the highest number of respondents mentioned that SACCOs should minimize operation costs which is consistent with the microfinance best practices and the lowest number of respondents stated improvement of the specific infrastructure related to the daily operation of MFls like computer cables. The study recommended that Ruhaama Development SACCO should employ skilled employees to reduce the operating cost of the institution and the government should also take concern on repairing and constructing roads in the area to ease transportation of agricultural products which is the most source of income to increase the saving capacity of the people. 2024-01-17T08:40:48Z 2024-01-17T08:40:48Z 2022 Thesis Tugume, Harry (2022). The Interest Rate and Performance of Business Enterprises in Ntungamo District: A Case Study of Ruhama Development SACCO in Ntugamo Municipality Ntungamo District. Kabale: Kabale University. http://hdl.handle.net/20.500.12493/1691 en_US Attribution-NonCommercial-NoDerivs 3.0 United States http://creativecommons.org/licenses/by-nc-nd/3.0/us/ application/pdf Kabale University
spellingShingle Interest Rate
Performance
Business Enterprises
Ntungamo District
Ruhama Development SACCO
Ntugamo Municipality
Tugume, Harry
The Interest Rate and Performance of Business Enterprises in Ntungamo District: A Case Study of Ruhama Development SACCO in Ntugamo Municipality Ntungamo District.
title The Interest Rate and Performance of Business Enterprises in Ntungamo District: A Case Study of Ruhama Development SACCO in Ntugamo Municipality Ntungamo District.
title_full The Interest Rate and Performance of Business Enterprises in Ntungamo District: A Case Study of Ruhama Development SACCO in Ntugamo Municipality Ntungamo District.
title_fullStr The Interest Rate and Performance of Business Enterprises in Ntungamo District: A Case Study of Ruhama Development SACCO in Ntugamo Municipality Ntungamo District.
title_full_unstemmed The Interest Rate and Performance of Business Enterprises in Ntungamo District: A Case Study of Ruhama Development SACCO in Ntugamo Municipality Ntungamo District.
title_short The Interest Rate and Performance of Business Enterprises in Ntungamo District: A Case Study of Ruhama Development SACCO in Ntugamo Municipality Ntungamo District.
title_sort interest rate and performance of business enterprises in ntungamo district a case study of ruhama development sacco in ntugamo municipality ntungamo district
topic Interest Rate
Performance
Business Enterprises
Ntungamo District
Ruhama Development SACCO
Ntugamo Municipality
url http://hdl.handle.net/20.500.12493/1691
work_keys_str_mv AT tugumeharry theinterestrateandperformanceofbusinessenterprisesinntungamodistrictacasestudyofruhamadevelopmentsaccoinntugamomunicipalityntungamodistrict
AT tugumeharry interestrateandperformanceofbusinessenterprisesinntungamodistrictacasestudyofruhamadevelopmentsaccoinntugamomunicipalityntungamodistrict