Bank Credit and Loan Repayment Rates during COVID-19 in Kabale District, Uganda
The study was to investigate the impact of bank credit on loan repayment rates in the Kabale region using Lyamujungu SACCO as the case study. Loan repayment performance at Lyamujungu SACCO has rapidly declined. This study used a cross-sectional survey method to examine, characterize and compare ba...
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| Format: | Article |
| Language: | English |
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2023
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| Online Access: | http://hdl.handle.net/20.500.12493/1533 |
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| author | Byamuma Dicky moses Agaba Eton Marus |
| author_facet | Byamuma Dicky moses Agaba Eton Marus |
| author_sort | Byamuma Dicky |
| collection | KAB-DR |
| description | The study was to investigate the impact of bank credit on loan repayment rates in the Kabale region using
Lyamujungu SACCO as the case study. Loan repayment performance at Lyamujungu SACCO has rapidly declined. This
study used a cross-sectional survey method to examine, characterize and compare bank credit and loan repayment in
Kabale district, using Lyamujungu SACCO as the case study. The sample size for each subject type was determined
using the table of Krejcie and Morgan. Out of 150 samples, a sample of 108 people was selected for the study. The
researcher used both purported sampling and simple random sampling to select members/clients of SACCO. Based on
the results in the table, the null hypothesis for all three variables is rejected, with a significance level of (p = <.000, p =
<.040, and p = <.001). This means that there is evidence that the distribution of mean scores for each of the three
variables is not the same depending on the borrower's ability to repay. The study concluded that labor productivity
growth decreased and therefore, income decreased, investment decreased and affected the borrower's ability to
repay loans during the COVID-19 pandemic in Lyamujungu SACCO. |
| format | Article |
| id | oai:idr.kab.ac.ug:20.500.12493-1533 |
| institution | KAB-DR |
| language | English |
| publishDate | 2023 |
| record_format | dspace |
| spelling | oai:idr.kab.ac.ug:20.500.12493-15332024-01-17T04:43:52Z Bank Credit and Loan Repayment Rates during COVID-19 in Kabale District, Uganda Byamuma Dicky moses Agaba Eton Marus The study was to investigate the impact of bank credit on loan repayment rates in the Kabale region using Lyamujungu SACCO as the case study. Loan repayment performance at Lyamujungu SACCO has rapidly declined. This study used a cross-sectional survey method to examine, characterize and compare bank credit and loan repayment in Kabale district, using Lyamujungu SACCO as the case study. The sample size for each subject type was determined using the table of Krejcie and Morgan. Out of 150 samples, a sample of 108 people was selected for the study. The researcher used both purported sampling and simple random sampling to select members/clients of SACCO. Based on the results in the table, the null hypothesis for all three variables is rejected, with a significance level of (p = <.000, p = <.040, and p = <.001). This means that there is evidence that the distribution of mean scores for each of the three variables is not the same depending on the borrower's ability to repay. The study concluded that labor productivity growth decreased and therefore, income decreased, investment decreased and affected the borrower's ability to repay loans during the COVID-19 pandemic in Lyamujungu SACCO. Kabale University 2023-12-07T06:26:51Z 2023-12-07T06:26:51Z 2023-10-30 Article 2321–8916 http://hdl.handle.net/20.500.12493/1533 en application/pdf |
| spellingShingle | Byamuma Dicky moses Agaba Eton Marus Bank Credit and Loan Repayment Rates during COVID-19 in Kabale District, Uganda |
| title | Bank Credit and Loan Repayment Rates during COVID-19 in Kabale District, Uganda |
| title_full | Bank Credit and Loan Repayment Rates during COVID-19 in Kabale District, Uganda |
| title_fullStr | Bank Credit and Loan Repayment Rates during COVID-19 in Kabale District, Uganda |
| title_full_unstemmed | Bank Credit and Loan Repayment Rates during COVID-19 in Kabale District, Uganda |
| title_short | Bank Credit and Loan Repayment Rates during COVID-19 in Kabale District, Uganda |
| title_sort | bank credit and loan repayment rates during covid 19 in kabale district uganda |
| url | http://hdl.handle.net/20.500.12493/1533 |
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