Financial Innovations And Financial Inclusion Among Commercial Banks in Uganda

This study was carried out to ascertain the impact of financial innovations by commercial banks on financial inclusion in the Kabale district. The specific goals were to ascertain the relationship between institutional innovations and financial inclusion, examine the relationship between process...

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Main Author: moses Agaba
Format: Article
Language:English
Published: International Journal of Entrepreneurship and Business Management 2023
Online Access:http://hdl.handle.net/20.500.12493/1210
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author moses Agaba
author_facet moses Agaba
author_sort moses Agaba
collection KAB-DR
description This study was carried out to ascertain the impact of financial innovations by commercial banks on financial inclusion in the Kabale district. The specific goals were to ascertain the relationship between institutional innovations and financial inclusion, examine the relationship between process innovation and financial inclusion among rural households, and examine the relationship between product innovation and financial inclusion among rural households. The studies descriptive and cross-sectional research designs combined qualitative and quantitative methods for data collecting and analysis. Using questionnaires and interviews, data was gathered from a sample of 396 respondents as well as additional important informants. Microsoft EXCEL and SPSS Version 21.0 were used to analyze the data and produce both descriptive and inferential statistic . The study's findings support the statistically significant link between commercial banks' financial innovations and rural families' access to credit. As more clients choose mobile banking, the report advises banking institutions to develop measures to improve security in the platform. The report also advises making these platforms straightforward and simple to use in order to attract more users to the business. Additionally, because mobile banking has an impact on financial inclusion, banks should make sure to support mobile banking services by incorporating mobile phone usage as one of their innovations
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spelling oai:idr.kab.ac.ug:20.500.12493-12102024-01-17T04:47:16Z Financial Innovations And Financial Inclusion Among Commercial Banks in Uganda moses Agaba This study was carried out to ascertain the impact of financial innovations by commercial banks on financial inclusion in the Kabale district. The specific goals were to ascertain the relationship between institutional innovations and financial inclusion, examine the relationship between process innovation and financial inclusion among rural households, and examine the relationship between product innovation and financial inclusion among rural households. The studies descriptive and cross-sectional research designs combined qualitative and quantitative methods for data collecting and analysis. Using questionnaires and interviews, data was gathered from a sample of 396 respondents as well as additional important informants. Microsoft EXCEL and SPSS Version 21.0 were used to analyze the data and produce both descriptive and inferential statistic . The study's findings support the statistically significant link between commercial banks' financial innovations and rural families' access to credit. As more clients choose mobile banking, the report advises banking institutions to develop measures to improve security in the platform. The report also advises making these platforms straightforward and simple to use in order to attract more users to the business. Additionally, because mobile banking has an impact on financial inclusion, banks should make sure to support mobile banking services by incorporating mobile phone usage as one of their innovations Kabale University 2023-06-23T12:16:28Z 2023-06-23T12:16:28Z 2023-05-26 Article 2808-716X http://hdl.handle.net/20.500.12493/1210 en application/pdf application/pdf International Journal of Entrepreneurship and Business Management
spellingShingle moses Agaba
Financial Innovations And Financial Inclusion Among Commercial Banks in Uganda
title Financial Innovations And Financial Inclusion Among Commercial Banks in Uganda
title_full Financial Innovations And Financial Inclusion Among Commercial Banks in Uganda
title_fullStr Financial Innovations And Financial Inclusion Among Commercial Banks in Uganda
title_full_unstemmed Financial Innovations And Financial Inclusion Among Commercial Banks in Uganda
title_short Financial Innovations And Financial Inclusion Among Commercial Banks in Uganda
title_sort financial innovations and financial inclusion among commercial banks in uganda
url http://hdl.handle.net/20.500.12493/1210
work_keys_str_mv AT mosesagaba financialinnovationsandfinancialinclusionamongcommercialbanksinuganda