Forced Fraud: The Financial Exploitation of Human Trafficking Victims

Human trafficking, a grave violation of human rights, frequently intersects with financial crimes, notably identity theft and coercive debt accumulation. This creates complex challenges for victims, survivors, and law enforcement. Victims of human trafficking are often coerced and/or threatened into...

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Main Author: Michael Schidlow
Format: Article
Language:English
Published: MDPI AG 2025-06-01
Series:Social Sciences
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Online Access:https://www.mdpi.com/2076-0760/14/7/398
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author Michael Schidlow
author_facet Michael Schidlow
author_sort Michael Schidlow
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description Human trafficking, a grave violation of human rights, frequently intersects with financial crimes, notably identity theft and coercive debt accumulation. This creates complex challenges for victims, survivors, and law enforcement. Victims of human trafficking are often coerced and/or threatened into committing various forms of crime, referred to as “forced criminality.” In recent years, this trend of criminality has moved from violent crimes to financial crimes and fraud, including identity theft, synthetic identity fraud, and serving as money mules. This phenomenon, termed “forced fraud”, exacerbates the already severe trauma experienced by victims (referred to as both victims and survivors throughout, consistent with trauma-informed terminology) trapping them in a cycle of financial instability and legal complications. Traffickers often coerce their victims into opening credit lines, taking out loans, or committing fraud all in their own names, leading to ruined credit histories and insurmountable debt. These financial burdens make it extremely difficult for survivors to rebuild their lives post-trafficking. This paper explores the mechanisms of forced fraud, its impact on survivors, and the necessary legislative and financial interventions to support survivors. By examining first-hand accounts and social and policy efforts from a range of sources, this paper highlights the urgent need for comprehensive support systems that address both the immediate and long-term financial repercussions of human trafficking.
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spelling doaj-art-ffb52ea2f712492f9fec63fbb8b4e7b52025-08-20T03:32:33ZengMDPI AGSocial Sciences2076-07602025-06-0114739810.3390/socsci14070398Forced Fraud: The Financial Exploitation of Human Trafficking VictimsMichael Schidlow0Department of Criminal Justice and Security, Pace University, New York, NY 10038, USAHuman trafficking, a grave violation of human rights, frequently intersects with financial crimes, notably identity theft and coercive debt accumulation. This creates complex challenges for victims, survivors, and law enforcement. Victims of human trafficking are often coerced and/or threatened into committing various forms of crime, referred to as “forced criminality.” In recent years, this trend of criminality has moved from violent crimes to financial crimes and fraud, including identity theft, synthetic identity fraud, and serving as money mules. This phenomenon, termed “forced fraud”, exacerbates the already severe trauma experienced by victims (referred to as both victims and survivors throughout, consistent with trauma-informed terminology) trapping them in a cycle of financial instability and legal complications. Traffickers often coerce their victims into opening credit lines, taking out loans, or committing fraud all in their own names, leading to ruined credit histories and insurmountable debt. These financial burdens make it extremely difficult for survivors to rebuild their lives post-trafficking. This paper explores the mechanisms of forced fraud, its impact on survivors, and the necessary legislative and financial interventions to support survivors. By examining first-hand accounts and social and policy efforts from a range of sources, this paper highlights the urgent need for comprehensive support systems that address both the immediate and long-term financial repercussions of human trafficking.https://www.mdpi.com/2076-0760/14/7/398fraudhuman traffickingvictim-centered justiceforced criminalitymoney launderingsurvivor advocacy
spellingShingle Michael Schidlow
Forced Fraud: The Financial Exploitation of Human Trafficking Victims
Social Sciences
fraud
human trafficking
victim-centered justice
forced criminality
money laundering
survivor advocacy
title Forced Fraud: The Financial Exploitation of Human Trafficking Victims
title_full Forced Fraud: The Financial Exploitation of Human Trafficking Victims
title_fullStr Forced Fraud: The Financial Exploitation of Human Trafficking Victims
title_full_unstemmed Forced Fraud: The Financial Exploitation of Human Trafficking Victims
title_short Forced Fraud: The Financial Exploitation of Human Trafficking Victims
title_sort forced fraud the financial exploitation of human trafficking victims
topic fraud
human trafficking
victim-centered justice
forced criminality
money laundering
survivor advocacy
url https://www.mdpi.com/2076-0760/14/7/398
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