Time-varying Granger Causality between Industrial Production and Non-Performing Loans in Türkiye

Banks play a crucial role in bridging fund suppliers and demanders, thereby facilitating economic development by channeling idle funds into the economy. For banks to effectively perform their functions, the financial transmission mechanism is essential. Non-performing loans (NPLs) significantly impa...

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Main Author: Gökhan Sümer
Format: Article
Language:English
Published: Ekonomi ve Finansal Araştırmalar Derneği 2025-03-01
Series:Ekonomi, Politika & Finans Araştırmaları Dergisi
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Online Access:https://dergipark.org.tr/tr/download/article-file/4501006
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author Gökhan Sümer
author_facet Gökhan Sümer
author_sort Gökhan Sümer
collection DOAJ
description Banks play a crucial role in bridging fund suppliers and demanders, thereby facilitating economic development by channeling idle funds into the economy. For banks to effectively perform their functions, the financial transmission mechanism is essential. Non-performing loans (NPLs) significantly impact bank profitability, credit positions, and overall economic development. This study investigates the relationship between industrial production and non-performing loans in Turkey using a time-varying Granger Causality test. Monthly data from January 2005 to July 2024 was utilized to examine the interconnection between the industrial production index and non-performing loans. The research uniquely contributes to the existing literature by applying a sophisticated time-varying Granger Causality methodology, investigating the dynamic relationship between economic activity and credit risk, and providing insights into the temporal variations of industrial production and non-performing loans within the Turkish banking sector. Key methodological approaches include utilizing a recursive evolving window algorithm, employing bootstrap simulations to enhance estimation precision, and analyzing causal relationships through multiple computational techniques. Findings underscore the importance of adaptive risk management strategies and the need for flexible macroprudential policies capable of responding to the evolving economic landscape.
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publisher Ekonomi ve Finansal Araştırmalar Derneği
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series Ekonomi, Politika & Finans Araştırmaları Dergisi
spelling doaj-art-ff94ba20d26048afaf98b84109c702ce2025-08-20T03:18:08ZengEkonomi ve Finansal Araştırmalar DerneğiEkonomi, Politika & Finans Araştırmaları Dergisi2587-151X2025-03-0110118420110.30784/epfad.1615246957Time-varying Granger Causality between Industrial Production and Non-Performing Loans in TürkiyeGökhan Sümerhttps://orcid.org/0000-0001-5579-5689Banks play a crucial role in bridging fund suppliers and demanders, thereby facilitating economic development by channeling idle funds into the economy. For banks to effectively perform their functions, the financial transmission mechanism is essential. Non-performing loans (NPLs) significantly impact bank profitability, credit positions, and overall economic development. This study investigates the relationship between industrial production and non-performing loans in Turkey using a time-varying Granger Causality test. Monthly data from January 2005 to July 2024 was utilized to examine the interconnection between the industrial production index and non-performing loans. The research uniquely contributes to the existing literature by applying a sophisticated time-varying Granger Causality methodology, investigating the dynamic relationship between economic activity and credit risk, and providing insights into the temporal variations of industrial production and non-performing loans within the Turkish banking sector. Key methodological approaches include utilizing a recursive evolving window algorithm, employing bootstrap simulations to enhance estimation precision, and analyzing causal relationships through multiple computational techniques. Findings underscore the importance of adaptive risk management strategies and the need for flexible macroprudential policies capable of responding to the evolving economic landscape.https://dergipark.org.tr/tr/download/article-file/4501006time-varying granger causalitynon-performing loansindustrial productionzamanla değişen granger nedenselliktakipteki kredilersanayi üretimi
spellingShingle Gökhan Sümer
Time-varying Granger Causality between Industrial Production and Non-Performing Loans in Türkiye
Ekonomi, Politika & Finans Araştırmaları Dergisi
time-varying granger causality
non-performing loans
industrial production
zamanla değişen granger nedensellik
takipteki krediler
sanayi üretimi
title Time-varying Granger Causality between Industrial Production and Non-Performing Loans in Türkiye
title_full Time-varying Granger Causality between Industrial Production and Non-Performing Loans in Türkiye
title_fullStr Time-varying Granger Causality between Industrial Production and Non-Performing Loans in Türkiye
title_full_unstemmed Time-varying Granger Causality between Industrial Production and Non-Performing Loans in Türkiye
title_short Time-varying Granger Causality between Industrial Production and Non-Performing Loans in Türkiye
title_sort time varying granger causality between industrial production and non performing loans in turkiye
topic time-varying granger causality
non-performing loans
industrial production
zamanla değişen granger nedensellik
takipteki krediler
sanayi üretimi
url https://dergipark.org.tr/tr/download/article-file/4501006
work_keys_str_mv AT gokhansumer timevaryinggrangercausalitybetweenindustrialproductionandnonperformingloansinturkiye