EFFECT OF MICRO CREDIT FINANCE ON WOMEN EMPOWERMENT IN CROSS RIVER STATE
Micro credit finance is a source of financial services provided by micro finance institutions (MFIs), for entrepreneurs and small businesses.The Nigerian financial system has been characterized by systematic crises arising from inadequate capital base and poor governance, this has some side effect...
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| Format: | Article |
| Language: | English |
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Federal University Wukari
2023-07-01
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| Series: | International Studies Journal |
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| Online Access: | https://wissjournals.com.ng/index.php/wiss/article/view/117 |
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| author | Helen Walter Mboto Takon Samuel Manyo Nkamare Stephen Ekpo Effiong Okon Asuquo |
| author_facet | Helen Walter Mboto Takon Samuel Manyo Nkamare Stephen Ekpo Effiong Okon Asuquo |
| author_sort | Helen Walter Mboto |
| collection | DOAJ |
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Micro credit finance is a source of financial services provided by micro finance institutions (MFIs), for entrepreneurs and small businesses.The Nigerian financial system has been characterized by systematic crises arising from inadequate capital base and poor governance, this has some side effect on poor people who are effectively being denied access to credit.The specific objective was to examine the effect of micro credit finance on women empowerment in Cross River State. Survey design was employed in the study and data were primarily sourced using questionnaire instrument. The population used for the study was two hundred and fifty (250) married women in Cross River State.One hundred and fifty-four(154) married women were randomly selected for the study using Taro Yamane formula. Ordinary least square of simple regression was employed to analyze the effect of independent variables on dependent variable. Based on the results of the analysis, it was revealed that micro credit finance had a positive significanteffect on women empowerment in Cross River State. The study recommended that effective policiesshould be adopted to engender micro finance. Adopting this approach is one of the most important steps in making micro finance gender sensitive. Also, managerial skills enhancement should be broadened to include knowledge and skills competencies for gender analysis in policy.
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| format | Article |
| id | doaj-art-ff64e3e69a0546cd80744ad1527be148 |
| institution | Kabale University |
| issn | 2756-4649 |
| language | English |
| publishDate | 2023-07-01 |
| publisher | Federal University Wukari |
| record_format | Article |
| series | International Studies Journal |
| spelling | doaj-art-ff64e3e69a0546cd80744ad1527be1482025-02-10T10:01:16ZengFederal University WukariInternational Studies Journal2756-46492023-07-0171EFFECT OF MICRO CREDIT FINANCE ON WOMEN EMPOWERMENT IN CROSS RIVER STATEHelen Walter Mboto0Takon Samuel Manyo1Nkamare Stephen Ekpo2Effiong Okon Asuquo3University of CalabarUniversity of CalabarUniversity of CalabarUniversity of Calabar Micro credit finance is a source of financial services provided by micro finance institutions (MFIs), for entrepreneurs and small businesses.The Nigerian financial system has been characterized by systematic crises arising from inadequate capital base and poor governance, this has some side effect on poor people who are effectively being denied access to credit.The specific objective was to examine the effect of micro credit finance on women empowerment in Cross River State. Survey design was employed in the study and data were primarily sourced using questionnaire instrument. The population used for the study was two hundred and fifty (250) married women in Cross River State.One hundred and fifty-four(154) married women were randomly selected for the study using Taro Yamane formula. Ordinary least square of simple regression was employed to analyze the effect of independent variables on dependent variable. Based on the results of the analysis, it was revealed that micro credit finance had a positive significanteffect on women empowerment in Cross River State. The study recommended that effective policiesshould be adopted to engender micro finance. Adopting this approach is one of the most important steps in making micro finance gender sensitive. Also, managerial skills enhancement should be broadened to include knowledge and skills competencies for gender analysis in policy. https://wissjournals.com.ng/index.php/wiss/article/view/117Micro credit financewomen empowermentAccounting perspectivedevelopment strategymicrofinance |
| spellingShingle | Helen Walter Mboto Takon Samuel Manyo Nkamare Stephen Ekpo Effiong Okon Asuquo EFFECT OF MICRO CREDIT FINANCE ON WOMEN EMPOWERMENT IN CROSS RIVER STATE International Studies Journal Micro credit finance women empowerment Accounting perspective development strategy microfinance |
| title | EFFECT OF MICRO CREDIT FINANCE ON WOMEN EMPOWERMENT IN CROSS RIVER STATE |
| title_full | EFFECT OF MICRO CREDIT FINANCE ON WOMEN EMPOWERMENT IN CROSS RIVER STATE |
| title_fullStr | EFFECT OF MICRO CREDIT FINANCE ON WOMEN EMPOWERMENT IN CROSS RIVER STATE |
| title_full_unstemmed | EFFECT OF MICRO CREDIT FINANCE ON WOMEN EMPOWERMENT IN CROSS RIVER STATE |
| title_short | EFFECT OF MICRO CREDIT FINANCE ON WOMEN EMPOWERMENT IN CROSS RIVER STATE |
| title_sort | effect of micro credit finance on women empowerment in cross river state |
| topic | Micro credit finance women empowerment Accounting perspective development strategy microfinance |
| url | https://wissjournals.com.ng/index.php/wiss/article/view/117 |
| work_keys_str_mv | AT helenwaltermboto effectofmicrocreditfinanceonwomenempowermentincrossriverstate AT takonsamuelmanyo effectofmicrocreditfinanceonwomenempowermentincrossriverstate AT nkamarestephenekpo effectofmicrocreditfinanceonwomenempowermentincrossriverstate AT effiongokonasuquo effectofmicrocreditfinanceonwomenempowermentincrossriverstate |