Digital financial inclusion and the reduction of gender inequalities in Africa

Abstract The aim of this work is to analyze the effect of digital financial inclusion on gender inequalities in Africa. To achieve this objective, we constituted a sample of 36 countries taking into account data over the period from 2015 to 2021. To take into account the bias of endogeneity and to h...

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Main Authors: Charles Yédéhou Faton, Gbêtondji Melaine Armel Nonvide, Augustin Foster Chabossou
Format: Article
Language:English
Published: Springer 2025-04-01
Series:Discover Global Society
Subjects:
Online Access:https://doi.org/10.1007/s44282-025-00146-z
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author Charles Yédéhou Faton
Gbêtondji Melaine Armel Nonvide
Augustin Foster Chabossou
author_facet Charles Yédéhou Faton
Gbêtondji Melaine Armel Nonvide
Augustin Foster Chabossou
author_sort Charles Yédéhou Faton
collection DOAJ
description Abstract The aim of this work is to analyze the effect of digital financial inclusion on gender inequalities in Africa. To achieve this objective, we constituted a sample of 36 countries taking into account data over the period from 2015 to 2021. To take into account the bias of endogeneity and to have a robust result, we used the technique of system dynamic panel estimation (S-GMM). The results of our estimations reveal that digital financial inclusion negatively and significantly affects income inequality in African countries. The same goes for the different economic zones of Africa. Furthermore, international trade and women's employment also represent indicators of reduction of gender inequalities in Africa. It is therefore up to the authorities in charge of the African continent to achieve axis 5 of the SDGs, i.e. the reduction of gender inequalities, to facilitate women's access to financial services and improve the participation of women to jobs in the labor market.
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series Discover Global Society
spelling doaj-art-fe95bed527724a2a97b7e4cc371b548e2025-08-20T02:27:52ZengSpringerDiscover Global Society2731-96872025-04-013111310.1007/s44282-025-00146-zDigital financial inclusion and the reduction of gender inequalities in AfricaCharles Yédéhou Faton0Gbêtondji Melaine Armel Nonvide1Augustin Foster Chabossou2 Université de Lomé, Laboratoire d’économieLaboratoire d’Economie Publique (LEP), Faculté des Sciences Economiques et de Gestion, Université d’Abomey-CalaviLaboratoire d’Economie Publique (LEP), Faculté des Sciences Economiques et de Gestion, Université d’Abomey-CalaviAbstract The aim of this work is to analyze the effect of digital financial inclusion on gender inequalities in Africa. To achieve this objective, we constituted a sample of 36 countries taking into account data over the period from 2015 to 2021. To take into account the bias of endogeneity and to have a robust result, we used the technique of system dynamic panel estimation (S-GMM). The results of our estimations reveal that digital financial inclusion negatively and significantly affects income inequality in African countries. The same goes for the different economic zones of Africa. Furthermore, international trade and women's employment also represent indicators of reduction of gender inequalities in Africa. It is therefore up to the authorities in charge of the African continent to achieve axis 5 of the SDGs, i.e. the reduction of gender inequalities, to facilitate women's access to financial services and improve the participation of women to jobs in the labor market.https://doi.org/10.1007/s44282-025-00146-zDigital financial inclusionS-GMMWomen's employmentSDGs
spellingShingle Charles Yédéhou Faton
Gbêtondji Melaine Armel Nonvide
Augustin Foster Chabossou
Digital financial inclusion and the reduction of gender inequalities in Africa
Discover Global Society
Digital financial inclusion
S-GMM
Women's employment
SDGs
title Digital financial inclusion and the reduction of gender inequalities in Africa
title_full Digital financial inclusion and the reduction of gender inequalities in Africa
title_fullStr Digital financial inclusion and the reduction of gender inequalities in Africa
title_full_unstemmed Digital financial inclusion and the reduction of gender inequalities in Africa
title_short Digital financial inclusion and the reduction of gender inequalities in Africa
title_sort digital financial inclusion and the reduction of gender inequalities in africa
topic Digital financial inclusion
S-GMM
Women's employment
SDGs
url https://doi.org/10.1007/s44282-025-00146-z
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