Does crowdfunding contribute to digital financial inclusion?

This study extensively examines crowdfunding to promote and enhance digital financial inclusion. The goal of this research is to investigate the role of crowdfunding in digital financial inclusion and to establish a standardized measure for comparing the level of financial inclusion across various e...

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Main Author: Md. Abdul Halim
Format: Article
Language:English
Published: Elsevier 2024-12-01
Series:Research in Globalization
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Online Access:http://www.sciencedirect.com/science/article/pii/S2590051X24000479
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author Md. Abdul Halim
author_facet Md. Abdul Halim
author_sort Md. Abdul Halim
collection DOAJ
description This study extensively examines crowdfunding to promote and enhance digital financial inclusion. The goal of this research is to investigate the role of crowdfunding in digital financial inclusion and to establish a standardized measure for comparing the level of financial inclusion across various economies worldwide. Through a comprehensive analysis of relevant scholarly literature and empirical data, this research study presents an in-depth investigation. The study shows that crowdfunding can contribute to financial inclusion through various models, including Reward-based CrowdFunding, Community-based CrowdFunding, Segregated Client Model, Notary Model, Guaranteed Return Model, Crowd-funding Asset Securitized Model, Donation-based CrowdFunding, Equity-based CrowdFunding, and Debt-based CrowdFunding. This study also shows that Singapore maintains its top position as the most financially inclusive market. Singapore is positioned at the top regarding the pillars of government assistance, employer support, and financial system support, ranking first, second, and third, respectively. This study will provide valuable insights for organizations seeking to establish their own crowdfunding platforms, as well as individuals interested in showcasing their businesses on such platforms.
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spelling doaj-art-fe669d080cc8434db9d3abd0c16c8d652025-08-20T02:35:00ZengElsevierResearch in Globalization2590-051X2024-12-01910023810.1016/j.resglo.2024.100238Does crowdfunding contribute to digital financial inclusion?Md. Abdul Halim0Department of Accounting, Mawlana Bhashani Science and Technology University, Santosh, Tangail 1902, BangladeshThis study extensively examines crowdfunding to promote and enhance digital financial inclusion. The goal of this research is to investigate the role of crowdfunding in digital financial inclusion and to establish a standardized measure for comparing the level of financial inclusion across various economies worldwide. Through a comprehensive analysis of relevant scholarly literature and empirical data, this research study presents an in-depth investigation. The study shows that crowdfunding can contribute to financial inclusion through various models, including Reward-based CrowdFunding, Community-based CrowdFunding, Segregated Client Model, Notary Model, Guaranteed Return Model, Crowd-funding Asset Securitized Model, Donation-based CrowdFunding, Equity-based CrowdFunding, and Debt-based CrowdFunding. This study also shows that Singapore maintains its top position as the most financially inclusive market. Singapore is positioned at the top regarding the pillars of government assistance, employer support, and financial system support, ranking first, second, and third, respectively. This study will provide valuable insights for organizations seeking to establish their own crowdfunding platforms, as well as individuals interested in showcasing their businesses on such platforms.http://www.sciencedirect.com/science/article/pii/S2590051X24000479Crowd-Funding ModelsDigital Financial InclusionCrowd-Funding Implication
spellingShingle Md. Abdul Halim
Does crowdfunding contribute to digital financial inclusion?
Research in Globalization
Crowd-Funding Models
Digital Financial Inclusion
Crowd-Funding Implication
title Does crowdfunding contribute to digital financial inclusion?
title_full Does crowdfunding contribute to digital financial inclusion?
title_fullStr Does crowdfunding contribute to digital financial inclusion?
title_full_unstemmed Does crowdfunding contribute to digital financial inclusion?
title_short Does crowdfunding contribute to digital financial inclusion?
title_sort does crowdfunding contribute to digital financial inclusion
topic Crowd-Funding Models
Digital Financial Inclusion
Crowd-Funding Implication
url http://www.sciencedirect.com/science/article/pii/S2590051X24000479
work_keys_str_mv AT mdabdulhalim doescrowdfundingcontributetodigitalfinancialinclusion