Capital Conversion Analysis in the Transition from Conventional to Islamic Banking: A Case Study in West Nusa Tenggara
This study examines the capital conversion process in the transformation of Bank NTB from a conventional bank to an Islamic bank, focusing on the regulatory, institutional, and operational aspects involved. Using a qualitative literature review method, this study explores the institutional restruct...
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| Format: | Article |
| Language: | English |
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Institut Agama Islam Sultan Muhammad Syafiuddin Sambas
2025-07-01
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| Series: | Shar-E: Jurnal Kajian Ekonomi Hukum Syariah |
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| Online Access: | https://journal.iaisambas.ac.id/index.php/Shar-e/article/view/3953 |
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| author | Nurul Wathoni Fauzan Andi Putradi |
| author_facet | Nurul Wathoni Fauzan Andi Putradi |
| author_sort | Nurul Wathoni Fauzan |
| collection | DOAJ |
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This study examines the capital conversion process in the transformation of Bank NTB from a conventional bank to an Islamic bank, focusing on the regulatory, institutional, and operational aspects involved. Using a qualitative literature review method, this study explores the institutional restructuring and financial implications of the conversion process. The results of the study indicate that despite a temporary decline in financial performance indicators during the transition period, Bank NTB Syariah managed to record an increase in asset growth, third-party funds (DPK), and financing in the following years. This study concludes that the success of the conversion is highly dependent on strategic planning, organizational synchronization, and the effective implementation of Islamic economic principles. This study contributes to the literature on institutional transformation in the Islamic banking sector in Indonesia.
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| format | Article |
| id | doaj-art-fd05a114e8494735a4f265411990cb72 |
| institution | Kabale University |
| issn | 2442-5877 2686-1674 |
| language | English |
| publishDate | 2025-07-01 |
| publisher | Institut Agama Islam Sultan Muhammad Syafiuddin Sambas |
| record_format | Article |
| series | Shar-E: Jurnal Kajian Ekonomi Hukum Syariah |
| spelling | doaj-art-fd05a114e8494735a4f265411990cb722025-08-20T03:50:44ZengInstitut Agama Islam Sultan Muhammad Syafiuddin SambasShar-E: Jurnal Kajian Ekonomi Hukum Syariah2442-58772686-16742025-07-0111110.37567/shar-e.v11i1.3953Capital Conversion Analysis in the Transition from Conventional to Islamic Banking: A Case Study in West Nusa TenggaraNurul Wathoni Fauzan0Andi Putradi1Universitas Islam Negeri Sunan Kalijaga YogyakartaUniversitas Islam Negeri Sunan Kalijaga Yogyakarta This study examines the capital conversion process in the transformation of Bank NTB from a conventional bank to an Islamic bank, focusing on the regulatory, institutional, and operational aspects involved. Using a qualitative literature review method, this study explores the institutional restructuring and financial implications of the conversion process. The results of the study indicate that despite a temporary decline in financial performance indicators during the transition period, Bank NTB Syariah managed to record an increase in asset growth, third-party funds (DPK), and financing in the following years. This study concludes that the success of the conversion is highly dependent on strategic planning, organizational synchronization, and the effective implementation of Islamic economic principles. This study contributes to the literature on institutional transformation in the Islamic banking sector in Indonesia. https://journal.iaisambas.ac.id/index.php/Shar-e/article/view/3953bank conversionislamic bankingPrinciples of Islamic Economics |
| spellingShingle | Nurul Wathoni Fauzan Andi Putradi Capital Conversion Analysis in the Transition from Conventional to Islamic Banking: A Case Study in West Nusa Tenggara Shar-E: Jurnal Kajian Ekonomi Hukum Syariah bank conversion islamic banking Principles of Islamic Economics |
| title | Capital Conversion Analysis in the Transition from Conventional to Islamic Banking: A Case Study in West Nusa Tenggara |
| title_full | Capital Conversion Analysis in the Transition from Conventional to Islamic Banking: A Case Study in West Nusa Tenggara |
| title_fullStr | Capital Conversion Analysis in the Transition from Conventional to Islamic Banking: A Case Study in West Nusa Tenggara |
| title_full_unstemmed | Capital Conversion Analysis in the Transition from Conventional to Islamic Banking: A Case Study in West Nusa Tenggara |
| title_short | Capital Conversion Analysis in the Transition from Conventional to Islamic Banking: A Case Study in West Nusa Tenggara |
| title_sort | capital conversion analysis in the transition from conventional to islamic banking a case study in west nusa tenggara |
| topic | bank conversion islamic banking Principles of Islamic Economics |
| url | https://journal.iaisambas.ac.id/index.php/Shar-e/article/view/3953 |
| work_keys_str_mv | AT nurulwathonifauzan capitalconversionanalysisinthetransitionfromconventionaltoislamicbankingacasestudyinwestnusatenggara AT andiputradi capitalconversionanalysisinthetransitionfromconventionaltoislamicbankingacasestudyinwestnusatenggara |