Service Innovation of Insurance Data Based on Cloud Computing in the Era of Big Data

With the advent of the era of big data, great changes have taken place in the insurance industry, gradually entering the field of Internet insurance, and a large amount of insurance data has been accumulated. How to realize the innovation of insurance services through insurance data is crucial to th...

Full description

Saved in:
Bibliographic Details
Main Authors: Wei Yang, Junkai Zhou
Format: Article
Language:English
Published: Wiley 2021-01-01
Series:Complexity
Online Access:http://dx.doi.org/10.1155/2021/2303129
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1832548928773423104
author Wei Yang
Junkai Zhou
author_facet Wei Yang
Junkai Zhou
author_sort Wei Yang
collection DOAJ
description With the advent of the era of big data, great changes have taken place in the insurance industry, gradually entering the field of Internet insurance, and a large amount of insurance data has been accumulated. How to realize the innovation of insurance services through insurance data is crucial to the development of the insurance industry. Therefore, this paper proposes a ciphertext retrieval technology based on attribute encryption (HP-CPABKS) to realize the rapid retrieval and update of insurance data on the premise of ensuring the privacy of insurance information and puts forward an innovative insurance service based on cloud computing. The results show that 97.35% of users are successfully identified in test set A and 98.77% of users are successfully identified in test set B, and the recognition success rate of the four test sets is higher than 97.00%; when the number of challenges is 720, the modified data block is less than 9%; the total number of complaints is reduced from 1300 to 249; 99.19% of users are satisfied with the innovative insurance service; the number of the insured is increased significantly. To sum up, the insurance innovation service based on cloud computing insurance data can improve customer satisfaction, increase the number of policyholders, reduce the number of complaints, and achieve a more successful insurance service innovation. This study provides a reference for the precision marketing of insurance services.
format Article
id doaj-art-f75c850942524a57b84f18c2b8929376
institution Kabale University
issn 1076-2787
1099-0526
language English
publishDate 2021-01-01
publisher Wiley
record_format Article
series Complexity
spelling doaj-art-f75c850942524a57b84f18c2b89293762025-02-03T06:12:50ZengWileyComplexity1076-27871099-05262021-01-01202110.1155/2021/23031292303129Service Innovation of Insurance Data Based on Cloud Computing in the Era of Big DataWei Yang0Junkai Zhou1School of Insurance, Southwestern University of Finance and Economics, Chengdu, Sichuan 611130, ChinaSchool of Insurance, Southwestern University of Finance and Economics, Chengdu, Sichuan 611130, ChinaWith the advent of the era of big data, great changes have taken place in the insurance industry, gradually entering the field of Internet insurance, and a large amount of insurance data has been accumulated. How to realize the innovation of insurance services through insurance data is crucial to the development of the insurance industry. Therefore, this paper proposes a ciphertext retrieval technology based on attribute encryption (HP-CPABKS) to realize the rapid retrieval and update of insurance data on the premise of ensuring the privacy of insurance information and puts forward an innovative insurance service based on cloud computing. The results show that 97.35% of users are successfully identified in test set A and 98.77% of users are successfully identified in test set B, and the recognition success rate of the four test sets is higher than 97.00%; when the number of challenges is 720, the modified data block is less than 9%; the total number of complaints is reduced from 1300 to 249; 99.19% of users are satisfied with the innovative insurance service; the number of the insured is increased significantly. To sum up, the insurance innovation service based on cloud computing insurance data can improve customer satisfaction, increase the number of policyholders, reduce the number of complaints, and achieve a more successful insurance service innovation. This study provides a reference for the precision marketing of insurance services.http://dx.doi.org/10.1155/2021/2303129
spellingShingle Wei Yang
Junkai Zhou
Service Innovation of Insurance Data Based on Cloud Computing in the Era of Big Data
Complexity
title Service Innovation of Insurance Data Based on Cloud Computing in the Era of Big Data
title_full Service Innovation of Insurance Data Based on Cloud Computing in the Era of Big Data
title_fullStr Service Innovation of Insurance Data Based on Cloud Computing in the Era of Big Data
title_full_unstemmed Service Innovation of Insurance Data Based on Cloud Computing in the Era of Big Data
title_short Service Innovation of Insurance Data Based on Cloud Computing in the Era of Big Data
title_sort service innovation of insurance data based on cloud computing in the era of big data
url http://dx.doi.org/10.1155/2021/2303129
work_keys_str_mv AT weiyang serviceinnovationofinsurancedatabasedoncloudcomputingintheeraofbigdata
AT junkaizhou serviceinnovationofinsurancedatabasedoncloudcomputingintheeraofbigdata