APA (7th ed.) Citation

Loke, Y. J., Lee, H. S. H., & Chin, P. N. Bridging the digital divide in the adoption of digital financial services. Emerald Publishing.

Chicago Style (17th ed.) Citation

Loke, Yiing Jia, Helen Siew Heng Lee, and Phaik Nie Chin. Bridging the Digital Divide in the Adoption of Digital Financial Services. Emerald Publishing.

MLA (9th ed.) Citation

Loke, Yiing Jia, et al. Bridging the Digital Divide in the Adoption of Digital Financial Services. Emerald Publishing.

Warning: These citations may not always be 100% accurate.