Digital inclusive finance for green transformation: Insight from green innovation, industrial upgrading, and employment quality

Understanding the influence of digital inclusive finance (DIF) on inclusive green growth (IGG) is crucial for promoting the green transformation and sustainable development of developing economies. This study explores the effect of DIF on IGG in Chinese cities, and how DIF affects IGG by effectively...

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Main Authors: Wulin Wu, Xiaowen Lin
Format: Article
Language:English
Published: Elsevier 2025-05-01
Series:Journal of Innovation & Knowledge
Subjects:
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Online Access:http://www.sciencedirect.com/science/article/pii/S2444569X2500071X
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author Wulin Wu
Xiaowen Lin
author_facet Wulin Wu
Xiaowen Lin
author_sort Wulin Wu
collection DOAJ
description Understanding the influence of digital inclusive finance (DIF) on inclusive green growth (IGG) is crucial for promoting the green transformation and sustainable development of developing economies. This study explores the effect of DIF on IGG in Chinese cities, and how DIF affects IGG by effectively coupling financial instruments with green transformation goals through a “triple mediation mechanism”. The findings reveal that DIF significantly promotes IGG, as well as economic growth, income distribution, welfare inclusiveness, and environmental protection. Furthermore, green technology innovation, industrial upgrading, and employment quality play a mediating role in the DIF-IGG relationship. Additionally, the main effect is stronger in the east and south, and cities with higher level of economic development, industrial upgrading, population density, agricultural entrepreneurship, and non-agricultural entrepreneurship, as well as in the 2016–2022 period. Overall, this study reveals the mechanisms and effects of DIF on IGG, expands the scope of research on economic green transformation, and provides new empirical evidence and valuable references for advancing financial sustainability and IGG in China and other developing countries. It also offers insights into addressing the current global ecological and environmental crises, and economic inequality.
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spelling doaj-art-f2ea32d55a1c40c8b59c2b0626eeabe92025-08-20T01:52:55ZengElsevierJournal of Innovation & Knowledge2444-569X2025-05-0110310072610.1016/j.jik.2025.100726Digital inclusive finance for green transformation: Insight from green innovation, industrial upgrading, and employment qualityWulin Wu0Xiaowen Lin1School of Economics, Fujian Normal University, Fuzhou 350117, ChinaSchool of Economics and Management, Fuzhou University, No. 2 Wulongjiang North Avenue, Shangjie Town, Minhou County, Fuzhou 350108, China; Corresponding author.Understanding the influence of digital inclusive finance (DIF) on inclusive green growth (IGG) is crucial for promoting the green transformation and sustainable development of developing economies. This study explores the effect of DIF on IGG in Chinese cities, and how DIF affects IGG by effectively coupling financial instruments with green transformation goals through a “triple mediation mechanism”. The findings reveal that DIF significantly promotes IGG, as well as economic growth, income distribution, welfare inclusiveness, and environmental protection. Furthermore, green technology innovation, industrial upgrading, and employment quality play a mediating role in the DIF-IGG relationship. Additionally, the main effect is stronger in the east and south, and cities with higher level of economic development, industrial upgrading, population density, agricultural entrepreneurship, and non-agricultural entrepreneurship, as well as in the 2016–2022 period. Overall, this study reveals the mechanisms and effects of DIF on IGG, expands the scope of research on economic green transformation, and provides new empirical evidence and valuable references for advancing financial sustainability and IGG in China and other developing countries. It also offers insights into addressing the current global ecological and environmental crises, and economic inequality.http://www.sciencedirect.com/science/article/pii/S2444569X2500071XO0O1O4
spellingShingle Wulin Wu
Xiaowen Lin
Digital inclusive finance for green transformation: Insight from green innovation, industrial upgrading, and employment quality
Journal of Innovation & Knowledge
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title Digital inclusive finance for green transformation: Insight from green innovation, industrial upgrading, and employment quality
title_full Digital inclusive finance for green transformation: Insight from green innovation, industrial upgrading, and employment quality
title_fullStr Digital inclusive finance for green transformation: Insight from green innovation, industrial upgrading, and employment quality
title_full_unstemmed Digital inclusive finance for green transformation: Insight from green innovation, industrial upgrading, and employment quality
title_short Digital inclusive finance for green transformation: Insight from green innovation, industrial upgrading, and employment quality
title_sort digital inclusive finance for green transformation insight from green innovation industrial upgrading and employment quality
topic O0
O1
O4
url http://www.sciencedirect.com/science/article/pii/S2444569X2500071X
work_keys_str_mv AT wulinwu digitalinclusivefinanceforgreentransformationinsightfromgreeninnovationindustrialupgradingandemploymentquality
AT xiaowenlin digitalinclusivefinanceforgreentransformationinsightfromgreeninnovationindustrialupgradingandemploymentquality