Unleashing the power of ChatGPT in finance research: opportunities and challenges

Abstract Natural language processing (NLP) technologies, such as ChatGPT, are revolutionizing various fields, including finance research. This article explores the potential of ChatGPT as a transformative tool for finance researchers. We illustrate various applications of ChatGPT in finance research...

Full description

Saved in:
Bibliographic Details
Main Authors: Zifeng Feng, Gangqing Hu, Bingxin Li, Jinge Wang
Format: Article
Language:English
Published: SpringerOpen 2025-03-01
Series:Financial Innovation
Subjects:
Online Access:https://doi.org/10.1186/s40854-025-00770-3
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1849762449721393152
author Zifeng Feng
Gangqing Hu
Bingxin Li
Jinge Wang
author_facet Zifeng Feng
Gangqing Hu
Bingxin Li
Jinge Wang
author_sort Zifeng Feng
collection DOAJ
description Abstract Natural language processing (NLP) technologies, such as ChatGPT, are revolutionizing various fields, including finance research. This article explores the potential of ChatGPT as a transformative tool for finance researchers. We illustrate various applications of ChatGPT in finance research, from analyzing financial charts and providing coding support to the theoretical derivation of financial models. Significant advances in multimodal learning, such as Visual Referring Prompting (VRP), are also explored for their potential to enhance ChatGPT's image analysis capabilities. Furthermore, we conduct a comparative analysis of ChatGPT-3.5, ChatGPT-4, and Microsoft Bing to examine their distinct features, strengths, and weaknesses to provide valuable insights into their applicability in finance research. We demonstrate the innovative opportunities and insights provided by the development of ChatGPT to enrich the financial research process. By addressing the potential pitfalls and ethical considerations associated with using ChatGPT, we aim to promote responsible AI adoption and a more in-depth understanding of the role of advanced NLP technologies in shaping the future of finance research and practice. Overall, this paper underscores ChatGPT's transformative role in finance research, detailing its applications, benefits, and challenges, and advocating for ethical AI adoption to shape the future of the field.
format Article
id doaj-art-ee3f4d6030e34db49ec484b0b3d19463
institution DOAJ
issn 2199-4730
language English
publishDate 2025-03-01
publisher SpringerOpen
record_format Article
series Financial Innovation
spelling doaj-art-ee3f4d6030e34db49ec484b0b3d194632025-08-20T03:05:44ZengSpringerOpenFinancial Innovation2199-47302025-03-0111112610.1186/s40854-025-00770-3Unleashing the power of ChatGPT in finance research: opportunities and challengesZifeng Feng0Gangqing Hu1Bingxin Li2Jinge Wang3Department of Economics and Finance, The University of Texas at El PasoDepartment of Microbiology, Immunology and Cell Biology, West Virginia UniversityFinance Department, West Virginia UniversityDepartment of Microbiology, Immunology and Cell Biology, West Virginia UniversityAbstract Natural language processing (NLP) technologies, such as ChatGPT, are revolutionizing various fields, including finance research. This article explores the potential of ChatGPT as a transformative tool for finance researchers. We illustrate various applications of ChatGPT in finance research, from analyzing financial charts and providing coding support to the theoretical derivation of financial models. Significant advances in multimodal learning, such as Visual Referring Prompting (VRP), are also explored for their potential to enhance ChatGPT's image analysis capabilities. Furthermore, we conduct a comparative analysis of ChatGPT-3.5, ChatGPT-4, and Microsoft Bing to examine their distinct features, strengths, and weaknesses to provide valuable insights into their applicability in finance research. We demonstrate the innovative opportunities and insights provided by the development of ChatGPT to enrich the financial research process. By addressing the potential pitfalls and ethical considerations associated with using ChatGPT, we aim to promote responsible AI adoption and a more in-depth understanding of the role of advanced NLP technologies in shaping the future of finance research and practice. Overall, this paper underscores ChatGPT's transformative role in finance research, detailing its applications, benefits, and challenges, and advocating for ethical AI adoption to shape the future of the field.https://doi.org/10.1186/s40854-025-00770-3ChatGPTNatural language processingLarge language modelsAIFinance researchAcademia
spellingShingle Zifeng Feng
Gangqing Hu
Bingxin Li
Jinge Wang
Unleashing the power of ChatGPT in finance research: opportunities and challenges
Financial Innovation
ChatGPT
Natural language processing
Large language models
AI
Finance research
Academia
title Unleashing the power of ChatGPT in finance research: opportunities and challenges
title_full Unleashing the power of ChatGPT in finance research: opportunities and challenges
title_fullStr Unleashing the power of ChatGPT in finance research: opportunities and challenges
title_full_unstemmed Unleashing the power of ChatGPT in finance research: opportunities and challenges
title_short Unleashing the power of ChatGPT in finance research: opportunities and challenges
title_sort unleashing the power of chatgpt in finance research opportunities and challenges
topic ChatGPT
Natural language processing
Large language models
AI
Finance research
Academia
url https://doi.org/10.1186/s40854-025-00770-3
work_keys_str_mv AT zifengfeng unleashingthepowerofchatgptinfinanceresearchopportunitiesandchallenges
AT gangqinghu unleashingthepowerofchatgptinfinanceresearchopportunitiesandchallenges
AT bingxinli unleashingthepowerofchatgptinfinanceresearchopportunitiesandchallenges
AT jingewang unleashingthepowerofchatgptinfinanceresearchopportunitiesandchallenges