Arabic validation of the incharge financial distress/financial well-being scale and the new single-item financial stress scale

BackgroundThe current study aimed to investigate the factor structure, reliability, and validity of the Arabic adaptation of the InCharge Financial Distress/Financial Well-Being Scale, and to examine a newly developed single-item measure of financial stress, the Single-Item Financial Stress scale (S...

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Main Authors: Christian-Joseph El Zouki, Abdallah Chahine, Rabih Hallit, Diana Malaeb, Sami El Khatib, Antonio Nehme, Sahar Obeid, Feten Fekih-Romdhane, Souheil Hallit
Format: Article
Language:English
Published: Frontiers Media S.A. 2025-06-01
Series:Frontiers in Public Health
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Online Access:https://www.frontiersin.org/articles/10.3389/fpubh.2025.1570404/full
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author Christian-Joseph El Zouki
Abdallah Chahine
Rabih Hallit
Rabih Hallit
Rabih Hallit
Diana Malaeb
Sami El Khatib
Sami El Khatib
Antonio Nehme
Sahar Obeid
Feten Fekih-Romdhane
Feten Fekih-Romdhane
Souheil Hallit
Souheil Hallit
Souheil Hallit
author_facet Christian-Joseph El Zouki
Abdallah Chahine
Rabih Hallit
Rabih Hallit
Rabih Hallit
Diana Malaeb
Sami El Khatib
Sami El Khatib
Antonio Nehme
Sahar Obeid
Feten Fekih-Romdhane
Feten Fekih-Romdhane
Souheil Hallit
Souheil Hallit
Souheil Hallit
author_sort Christian-Joseph El Zouki
collection DOAJ
description BackgroundThe current study aimed to investigate the factor structure, reliability, and validity of the Arabic adaptation of the InCharge Financial Distress/Financial Well-Being Scale, and to examine a newly developed single-item measure of financial stress, the Single-Item Financial Stress scale (SIFiS), in a sample of Lebanese adults.MethodsIn this cross-sectional study, 403 participants completed an Arabic-translated version of the IFDFW scale via an online survey. Confirmatory factor analysis (CFA) was used to validate the scale.ResultsA one-factor structure was supported by the analysis. Internal reliability was excellent, with very high omega and alpha coefficients for the IFDFW scale (ω = 0.95, α = 0.95). A significantly lower mean IFDFW score was found in males compared to females. On the other hand, no significant differences were found between males and females on the SIFiS scores. Greater financial burden was significantly associated with higher levels of depression, anxiety, and stress.ConclusionThe findings confirm that the Arabic versions of the IFDFW scale and the SIFiS are valid and reliable. Their use is therefore recommended in various settings among Arabic-speaking adults. These simple and straightforward measurement tools may improve cross-cultural studies on financial well-being.
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spelling doaj-art-ed71e43949454641b33ce6fd03ef166e2025-08-20T02:31:13ZengFrontiers Media S.A.Frontiers in Public Health2296-25652025-06-011310.3389/fpubh.2025.15704041570404Arabic validation of the incharge financial distress/financial well-being scale and the new single-item financial stress scaleChristian-Joseph El Zouki0Abdallah Chahine1Rabih Hallit2Rabih Hallit3Rabih Hallit4Diana Malaeb5Sami El Khatib6Sami El Khatib7Antonio Nehme8Sahar Obeid9Feten Fekih-Romdhane10Feten Fekih-Romdhane11Souheil Hallit12Souheil Hallit13Souheil Hallit14UFR de Médecine, Université de Picardie Jules Verne, Rue des Louvels, Amiens, FranceSchool of Medicine and Medical Sciences, Holy Spirit University of Kaslik, Jounieh, LebanonSchool of Medicine and Medical Sciences, Holy Spirit University of Kaslik, Jounieh, LebanonDepartment of Infectious Disease, Bellevue Medical Center, Mansourieh, LebanonDepartment of Infectious Disease, Notre Dame des Secours, University Hospital Center, Byblos, LebanonCollege of Pharmacy, Gulf Medical University, Ajman, United Arab EmiratesDepartment of Biomedical Sciences, School of Arts and Sciences, Lebanese International University, Bekaa, LebanonCenter for Applied Mathematics and Bioinformatics (CAMB), Gulf University for Science and Technology (GUST), Hawally, KuwaitSchool of Medicine and Medical Sciences, Holy Spirit University of Kaslik, Jounieh, LebanonDepartment of Social and Education Sciences, School of Arts and Sciences, Lebanese American University, Jbeil, LebanonDepartment of Psychiatry "Ibn Omrane", The Tunisian Center of Early Intervention in Psychosis, Razi Hospital, Maouba, Tunisia0Faculty of Medicine of Tunis, Tunis El Manar University, Tunis, TunisiaSchool of Medicine and Medical Sciences, Holy Spirit University of Kaslik, Jounieh, Lebanon1Department of Psychology, College of Humanities, Effat University, Jeddah, Saudi Arabia2Applied Science Research Center, Applied Science Private University, Amman, JordanBackgroundThe current study aimed to investigate the factor structure, reliability, and validity of the Arabic adaptation of the InCharge Financial Distress/Financial Well-Being Scale, and to examine a newly developed single-item measure of financial stress, the Single-Item Financial Stress scale (SIFiS), in a sample of Lebanese adults.MethodsIn this cross-sectional study, 403 participants completed an Arabic-translated version of the IFDFW scale via an online survey. Confirmatory factor analysis (CFA) was used to validate the scale.ResultsA one-factor structure was supported by the analysis. Internal reliability was excellent, with very high omega and alpha coefficients for the IFDFW scale (ω = 0.95, α = 0.95). A significantly lower mean IFDFW score was found in males compared to females. On the other hand, no significant differences were found between males and females on the SIFiS scores. Greater financial burden was significantly associated with higher levels of depression, anxiety, and stress.ConclusionThe findings confirm that the Arabic versions of the IFDFW scale and the SIFiS are valid and reliable. Their use is therefore recommended in various settings among Arabic-speaking adults. These simple and straightforward measurement tools may improve cross-cultural studies on financial well-being.https://www.frontiersin.org/articles/10.3389/fpubh.2025.1570404/fullincharge financial distress/financial well-being scalefinancial stressArabicfactor analysisvalidation
spellingShingle Christian-Joseph El Zouki
Abdallah Chahine
Rabih Hallit
Rabih Hallit
Rabih Hallit
Diana Malaeb
Sami El Khatib
Sami El Khatib
Antonio Nehme
Sahar Obeid
Feten Fekih-Romdhane
Feten Fekih-Romdhane
Souheil Hallit
Souheil Hallit
Souheil Hallit
Arabic validation of the incharge financial distress/financial well-being scale and the new single-item financial stress scale
Frontiers in Public Health
incharge financial distress/financial well-being scale
financial stress
Arabic
factor analysis
validation
title Arabic validation of the incharge financial distress/financial well-being scale and the new single-item financial stress scale
title_full Arabic validation of the incharge financial distress/financial well-being scale and the new single-item financial stress scale
title_fullStr Arabic validation of the incharge financial distress/financial well-being scale and the new single-item financial stress scale
title_full_unstemmed Arabic validation of the incharge financial distress/financial well-being scale and the new single-item financial stress scale
title_short Arabic validation of the incharge financial distress/financial well-being scale and the new single-item financial stress scale
title_sort arabic validation of the incharge financial distress financial well being scale and the new single item financial stress scale
topic incharge financial distress/financial well-being scale
financial stress
Arabic
factor analysis
validation
url https://www.frontiersin.org/articles/10.3389/fpubh.2025.1570404/full
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