Reforming the funding of long-term care for older people: costs and distributional impacts of planned changes in England

Reforms to the means tests in England for state-financed long-term care were planned for implementation in 2025. They included a lifetime limit (cap) on how much an individual must contribute to their care, with the state meeting subsequent care costs. We present projections of the costs and distrib...

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Main Authors: Bo Hu, Ruth Hancock, Raphael Wittenberg, Derek King, Marcello Morciano
Format: Article
Language:English
Published: Cambridge University Press
Series:Health Economics, Policy and Law
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Online Access:https://www.cambridge.org/core/product/identifier/S1744133125000088/type/journal_article
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author Bo Hu
Ruth Hancock
Raphael Wittenberg
Derek King
Marcello Morciano
author_facet Bo Hu
Ruth Hancock
Raphael Wittenberg
Derek King
Marcello Morciano
author_sort Bo Hu
collection DOAJ
description Reforms to the means tests in England for state-financed long-term care were planned for implementation in 2025. They included a lifetime limit (cap) on how much an individual must contribute to their care, with the state meeting subsequent care costs. We present projections of the costs and distributional impacts of these reforms for older people, using two linked simulation models which draw on a wide range of data. We project that by 2038 public spending on long-term care for older people in England would be about 14% higher than without the reforms. While the main direct beneficiaries of the lifetime cap would have been the better off who currently receive no state help with their care costs, the reforms also treated capital assets more generously than the current system, helping people with more modest incomes and wealth. When analysing the impacts of the reforms it is therefore important to consider the whole reform package. Our results depend on a range of assumptions, and the impacts of the reforms would be sensitive to the levels of the cap and other reformed parameters of the means test on implementation.
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institution Kabale University
issn 1744-1331
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language English
publisher Cambridge University Press
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series Health Economics, Policy and Law
spelling doaj-art-ec69eb98d8b6499dbc027e571a22e8d32025-08-20T03:27:47ZengCambridge University PressHealth Economics, Policy and Law1744-13311744-134X12110.1017/S1744133125000088Reforming the funding of long-term care for older people: costs and distributional impacts of planned changes in EnglandBo Hu0https://orcid.org/0000-0002-5256-505XRuth Hancock1Raphael Wittenberg2Derek King3Marcello Morciano4Care Policy and Evaluation Centre, London School of Economics and Political Science (LSE), London, UKCare Policy and Evaluation Centre, London School of Economics and Political Science (LSE), London, UK University of East Anglia (UEA), Norwich, UKCare Policy and Evaluation Centre, London School of Economics and Political Science (LSE), London, UKCare Policy and Evaluation Centre, London School of Economics and Political Science (LSE), London, UKCare Policy and Evaluation Centre, London School of Economics and Political Science (LSE), London, UK Department of Economics, University of Modena and Reggio Emilia, Modena, ItalyReforms to the means tests in England for state-financed long-term care were planned for implementation in 2025. They included a lifetime limit (cap) on how much an individual must contribute to their care, with the state meeting subsequent care costs. We present projections of the costs and distributional impacts of these reforms for older people, using two linked simulation models which draw on a wide range of data. We project that by 2038 public spending on long-term care for older people in England would be about 14% higher than without the reforms. While the main direct beneficiaries of the lifetime cap would have been the better off who currently receive no state help with their care costs, the reforms also treated capital assets more generously than the current system, helping people with more modest incomes and wealth. When analysing the impacts of the reforms it is therefore important to consider the whole reform package. Our results depend on a range of assumptions, and the impacts of the reforms would be sensitive to the levels of the cap and other reformed parameters of the means test on implementation.https://www.cambridge.org/core/product/identifier/S1744133125000088/type/journal_articlelong-term careolder peoplecharging reformprojected expendituredistribution analysesH51H53H75I18
spellingShingle Bo Hu
Ruth Hancock
Raphael Wittenberg
Derek King
Marcello Morciano
Reforming the funding of long-term care for older people: costs and distributional impacts of planned changes in England
Health Economics, Policy and Law
long-term care
older people
charging reform
projected expenditure
distribution analyses
H51
H53
H75
I18
title Reforming the funding of long-term care for older people: costs and distributional impacts of planned changes in England
title_full Reforming the funding of long-term care for older people: costs and distributional impacts of planned changes in England
title_fullStr Reforming the funding of long-term care for older people: costs and distributional impacts of planned changes in England
title_full_unstemmed Reforming the funding of long-term care for older people: costs and distributional impacts of planned changes in England
title_short Reforming the funding of long-term care for older people: costs and distributional impacts of planned changes in England
title_sort reforming the funding of long term care for older people costs and distributional impacts of planned changes in england
topic long-term care
older people
charging reform
projected expenditure
distribution analyses
H51
H53
H75
I18
url https://www.cambridge.org/core/product/identifier/S1744133125000088/type/journal_article
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AT raphaelwittenberg reformingthefundingoflongtermcareforolderpeoplecostsanddistributionalimpactsofplannedchangesinengland
AT derekking reformingthefundingoflongtermcareforolderpeoplecostsanddistributionalimpactsofplannedchangesinengland
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