ENGLISH- MEASURING THE IMPACT OF ISLAMIC MICROFINANCE PRODUCT,QARZ-E-HASNA, ON POVERTY ALLEVIATION IN HYDERABAD DISTRICT

The objective of this study is to analyze the impact of Islamic microfinance product “Qarz-e-Hasna”provide byan Islamic philanthropic organization Akhuwat on the poverty alleviation of its beneficiaries. The study uses primary data collected through personally structured questionnaire on the random...

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Main Authors: Abdul Ghafoor Ansari, Muhammad Saleh Ansari, Basheer Ahmed Dars
Format: Article
Language:Arabic
Published: Research Gateway Institute 2019-12-01
Series:دی اسکالر
Subjects:
Online Access:http://siarj.com/index.php/Siarj/article/view/183
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author Abdul Ghafoor Ansari
Muhammad Saleh Ansari
Basheer Ahmed Dars
author_facet Abdul Ghafoor Ansari
Muhammad Saleh Ansari
Basheer Ahmed Dars
author_sort Abdul Ghafoor Ansari
collection DOAJ
description The objective of this study is to analyze the impact of Islamic microfinance product “Qarz-e-Hasna”provide byan Islamic philanthropic organization Akhuwat on the poverty alleviation of its beneficiaries. The study uses primary data collected through personally structured questionnaire on the randomly selected sample of 120out of the population of 1196beneficiaries of Akhuwat Hyderabad branch. The study found that majority of the beneficiaries were Muslim women within the age groups of 21 to 40 years have obtained the loan of Rs.20,000 each and utilized it for the purpose to expanding their small businesses. The results indicates that Qarz-e-Hasna has improved the living standard of the beneficiaries on accounts of income, expenditure, saving, educational level, households and business assets. Majority of the beneficiaries are satisfied with the terms of loan and the services of Akhuwat.
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issn 2413-7480
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language Arabic
publishDate 2019-12-01
publisher Research Gateway Institute
record_format Article
series دی اسکالر
spelling doaj-art-ebeff065edfb4dee9b8e54fcc004cb3a2025-08-20T02:21:49ZaraResearch Gateway Instituteدی اسکالر2413-74802617-43082019-12-0152ENGLISH- MEASURING THE IMPACT OF ISLAMIC MICROFINANCE PRODUCT,QARZ-E-HASNA, ON POVERTY ALLEVIATION IN HYDERABAD DISTRICTAbdul Ghafoor Ansari0Muhammad Saleh Ansari1Basheer Ahmed Dars2Mehran University Institute of Science, Technology & Development, Jamshoro, PakistanMehran University of Engineering & Technology, Jamshoro, PakistanFaculty Member. Mehran University, SZAB Campus Khiarpur Mir’s , Sindh, Pakistan. The objective of this study is to analyze the impact of Islamic microfinance product “Qarz-e-Hasna”provide byan Islamic philanthropic organization Akhuwat on the poverty alleviation of its beneficiaries. The study uses primary data collected through personally structured questionnaire on the randomly selected sample of 120out of the population of 1196beneficiaries of Akhuwat Hyderabad branch. The study found that majority of the beneficiaries were Muslim women within the age groups of 21 to 40 years have obtained the loan of Rs.20,000 each and utilized it for the purpose to expanding their small businesses. The results indicates that Qarz-e-Hasna has improved the living standard of the beneficiaries on accounts of income, expenditure, saving, educational level, households and business assets. Majority of the beneficiaries are satisfied with the terms of loan and the services of Akhuwat. http://siarj.com/index.php/Siarj/article/view/183Islamic Microfinance, Akhuwat, Qarz-e-Hasna, Poverty alleviation.
spellingShingle Abdul Ghafoor Ansari
Muhammad Saleh Ansari
Basheer Ahmed Dars
ENGLISH- MEASURING THE IMPACT OF ISLAMIC MICROFINANCE PRODUCT,QARZ-E-HASNA, ON POVERTY ALLEVIATION IN HYDERABAD DISTRICT
دی اسکالر
Islamic Microfinance, Akhuwat, Qarz-e-Hasna, Poverty alleviation.
title ENGLISH- MEASURING THE IMPACT OF ISLAMIC MICROFINANCE PRODUCT,QARZ-E-HASNA, ON POVERTY ALLEVIATION IN HYDERABAD DISTRICT
title_full ENGLISH- MEASURING THE IMPACT OF ISLAMIC MICROFINANCE PRODUCT,QARZ-E-HASNA, ON POVERTY ALLEVIATION IN HYDERABAD DISTRICT
title_fullStr ENGLISH- MEASURING THE IMPACT OF ISLAMIC MICROFINANCE PRODUCT,QARZ-E-HASNA, ON POVERTY ALLEVIATION IN HYDERABAD DISTRICT
title_full_unstemmed ENGLISH- MEASURING THE IMPACT OF ISLAMIC MICROFINANCE PRODUCT,QARZ-E-HASNA, ON POVERTY ALLEVIATION IN HYDERABAD DISTRICT
title_short ENGLISH- MEASURING THE IMPACT OF ISLAMIC MICROFINANCE PRODUCT,QARZ-E-HASNA, ON POVERTY ALLEVIATION IN HYDERABAD DISTRICT
title_sort english measuring the impact of islamic microfinance product qarz e hasna on poverty alleviation in hyderabad district
topic Islamic Microfinance, Akhuwat, Qarz-e-Hasna, Poverty alleviation.
url http://siarj.com/index.php/Siarj/article/view/183
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AT basheerahmeddars englishmeasuringtheimpactofislamicmicrofinanceproductqarzehasnaonpovertyalleviationinhyderabaddistrict