The influence of FinTech and gender diversity on bank financial stability: experience from Jordan
Abstract This study aims to examine the influence of financial technology (FinTech) and gender diversity on bank financial stability in relation to the Jordanian business environment. The sample consists of 12 ASE-listed commercial banks over the 2010–2023 period. The study employs panel data approa...
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| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Springer
2025-06-01
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| Series: | Discover Sustainability |
| Subjects: | |
| Online Access: | https://doi.org/10.1007/s43621-025-01382-8 |
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| Summary: | Abstract This study aims to examine the influence of financial technology (FinTech) and gender diversity on bank financial stability in relation to the Jordanian business environment. The sample consists of 12 ASE-listed commercial banks over the 2010–2023 period. The study employs panel data approaches, primarily the ordinary least squares (OLS) regression model and the generalised method of moments (GMM), to address the issue of endogeneity and conduct a thorough data analysis. This ensures that the findings are valid. Based on the results, FinTech and gender diversity are revealed to be significantly and positively associated with bank financial stability, thus reinforcing the assertion of the agency theory and IS success model in the context of Jordan. The findings are beneficial for bankers, managers, investors, customers, and regulators in understanding the association between FinTech, gender diversity, and bank financial stability. To the best of our knowledge, this work is the first of its kind to examine the influence of FinTech and gender diversity on bank financial stability in developing nations such as Jordan. From a theoretical perspective, it contributes to the existing understanding of the IS model and agency theory. It further enriches the understanding of the dynamics of the banking industry in emerging economies such as Jordan. This work may also be beneficial for future studies aiming to develop theoretical frameworks in this domain. |
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| ISSN: | 2662-9984 |