Determinants Of Murabahah Finance At Islamic Commercial Banks In Indonesia
This research aims to analyze the influence of return on assets (ROA), non-performing financing (NPF), and financing-to-deposit ratio (FDR) on murabahah financing at Islamic Commercial Banks (ICB). This quantitative research uses secondary data from the annual Islamic Banking Statistics (IBS) report...
Saved in:
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
2023-10-01
|
| Series: | Jurnal Perbankan Syariah |
| Subjects: | |
| Online Access: | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/1107 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| _version_ | 1849471594154426368 |
|---|---|
| author | Fahmi Ali Kurniawan Ashari Lintang Yudhanti |
| author_facet | Fahmi Ali Kurniawan Ashari Lintang Yudhanti |
| author_sort | Fahmi Ali Kurniawan |
| collection | DOAJ |
| description | This research aims to analyze the influence of return on assets (ROA), non-performing financing (NPF), and financing-to-deposit ratio (FDR) on murabahah financing at Islamic Commercial Banks (ICB). This quantitative research uses secondary data from the annual Islamic Banking Statistics (IBS) report published by the Financial Services Authority (FSA) for 2015-2021. The population and sample in this study consisted of all ICBs in Indonesia registered with the FSA, namely 15. The sampling technique used saturated samples. Meanwhile, the data used is the overall financial condition of ICB in the research year consisting of 12 months x 7 periods = 84 data. The data analysis technique uses the partial least square-structural equation model (PLS-SEM). The research results show that ROA does not influence murabahah financing, while NPF and FDR influence murabahah financing negatively and significantly. The implications of this research complement the existing theory, and practically, it can be a reference for Islamic banks in increasing ROA, reducing NPF, and increasing FDR through third-party funds so that murabahah financing can increase and more people are helped. |
| format | Article |
| id | doaj-art-e8a6e40fa3d4448082311ff8907b65e2 |
| institution | Kabale University |
| issn | 2721-6241 2721-7094 |
| language | English |
| publishDate | 2023-10-01 |
| publisher | LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis |
| record_format | Article |
| series | Jurnal Perbankan Syariah |
| spelling | doaj-art-e8a6e40fa3d4448082311ff8907b65e22025-08-20T03:24:47ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942023-10-014213214610.46367/jps.v4i2.11071107Determinants Of Murabahah Finance At Islamic Commercial Banks In IndonesiaFahmi Ali Kurniawan0Ashari Lintang Yudhanti1Universitas Islam Negeri Sunan Ampel Surabaya, IndonesiaUniversitas Islam Negeri Sunan Ampel Surabaya, IndonesiaThis research aims to analyze the influence of return on assets (ROA), non-performing financing (NPF), and financing-to-deposit ratio (FDR) on murabahah financing at Islamic Commercial Banks (ICB). This quantitative research uses secondary data from the annual Islamic Banking Statistics (IBS) report published by the Financial Services Authority (FSA) for 2015-2021. The population and sample in this study consisted of all ICBs in Indonesia registered with the FSA, namely 15. The sampling technique used saturated samples. Meanwhile, the data used is the overall financial condition of ICB in the research year consisting of 12 months x 7 periods = 84 data. The data analysis technique uses the partial least square-structural equation model (PLS-SEM). The research results show that ROA does not influence murabahah financing, while NPF and FDR influence murabahah financing negatively and significantly. The implications of this research complement the existing theory, and practically, it can be a reference for Islamic banks in increasing ROA, reducing NPF, and increasing FDR through third-party funds so that murabahah financing can increase and more people are helped.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/1107roanpffdrmurabahah |
| spellingShingle | Fahmi Ali Kurniawan Ashari Lintang Yudhanti Determinants Of Murabahah Finance At Islamic Commercial Banks In Indonesia Jurnal Perbankan Syariah roa npf fdr murabahah |
| title | Determinants Of Murabahah Finance At Islamic Commercial Banks In Indonesia |
| title_full | Determinants Of Murabahah Finance At Islamic Commercial Banks In Indonesia |
| title_fullStr | Determinants Of Murabahah Finance At Islamic Commercial Banks In Indonesia |
| title_full_unstemmed | Determinants Of Murabahah Finance At Islamic Commercial Banks In Indonesia |
| title_short | Determinants Of Murabahah Finance At Islamic Commercial Banks In Indonesia |
| title_sort | determinants of murabahah finance at islamic commercial banks in indonesia |
| topic | roa npf fdr murabahah |
| url | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/1107 |
| work_keys_str_mv | AT fahmialikurniawan determinantsofmurabahahfinanceatislamiccommercialbanksinindonesia AT asharilintangyudhanti determinantsofmurabahahfinanceatislamiccommercialbanksinindonesia |