Designing a Financing Model for Small and Medium-Sized Enterprises in Iran to Improve Productivity Management

<p>Financing is one of the important issues that every industry faces in some way. Therefore, in order to maximize the wealth of shareholders, one of the decisions of the managers of small and medium sized industrial units is the decisions related to financing. Hence, the purpose of this resea...

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Main Authors: Sheida Orafaye Jamshidi, فرهاد رهبر, Ahmad Shabani, Karim Esgandari
Format: Article
Language:fas
Published: Islamic Azad University, Tabriz Branch 2024-07-01
Series:مدیریت بهره وری
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Online Access:https://sanad.iau.ir/journal/jpm/Article/1125860
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author Sheida Orafaye Jamshidi
فرهاد رهبر
Ahmad Shabani
Karim Esgandari
author_facet Sheida Orafaye Jamshidi
فرهاد رهبر
Ahmad Shabani
Karim Esgandari
author_sort Sheida Orafaye Jamshidi
collection DOAJ
description <p>Financing is one of the important issues that every industry faces in some way. Therefore, in order to maximize the wealth of shareholders, one of the decisions of the managers of small and medium sized industrial units is the decisions related to financing. Hence, the purpose of this research was to design a financing model for small and medium sized industries in Iran in order to improve productivity management. Since this research had a qualitative approach, the grounded theory method was used as a research method. The data was collected through in-depth and open interviews with 20 academic and industry experts, which was then coded and validated. The extracted codes included 411 concepts (open codes) and 20 main categories. Based on the systematic approach of foundational data theory, the identified codes were classified into six categories, including " central phenomenon, causal conditions, background conditions, intervening conditions, strategies and consequences". The results obtained from the interviews show that the central phenomenon of "financing" includes "drafting of financial plans during the financing process", "financial monitoring and evaluation during the financing process" and the categories of "development of operational activities", "developments of company's finances" and "company's environmental causes" as causal conditions have an effect on the categories of the central phenomenon. The foundational categories as necessary background conditions for the realization of financing in small and medium sized industries include: "financial accounting standards", "standardized financial statements", "company&rsquo;s financial affairs management", "financing institutions", and "company's general management". Meanwhile, some categories act as interfering conditions in realizing financing in small and medium sized industries including: "macro environmental interventions", "internal company interventions" and "prerequisites for realizing financing" which are both background and intervention conditions. They can influence the presented strategies. These strategies include: "corporate discipline", "analysis and monitoring of the prevailing situation in the company", "actions and classification of matters for financing" and "using auxiliary levers" which are the necessary strategies in the implementation of financing in small and medium sized industries. If the central phenomenon is realized, the categories of "business excellence", organization of financial flows" and "economic development" can be expected as the resulting consequences.</p>
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spelling doaj-art-e6211a903a0747e9b6523a891f49b2fd2025-08-20T02:03:14ZfasIslamic Azad University, Tabriz Branchمدیریت بهره وری2716-99792476-72982024-07-0118297138Designing a Financing Model for Small and Medium-Sized Enterprises in Iran to Improve Productivity ManagementSheida Orafaye Jamshidi0فرهاد رهبر1Ahmad Shabani2Karim Esgandari3Ph.D. Candidate Department of Financial Economics, Ares International Campus, University of Tehran, Tehran, IranProf., Department of Applied Economics, Faculty of Economics, University of Tehran, Tehran, IranAssociate Professor, Department of Economics, Faculty of Islamic Studies and Economics, Imam Sadiq University (AS), Tehran, Iran, Assistant Professor, Department of Public Administration, Payam Noor University, Tehran, Iran.<p>Financing is one of the important issues that every industry faces in some way. Therefore, in order to maximize the wealth of shareholders, one of the decisions of the managers of small and medium sized industrial units is the decisions related to financing. Hence, the purpose of this research was to design a financing model for small and medium sized industries in Iran in order to improve productivity management. Since this research had a qualitative approach, the grounded theory method was used as a research method. The data was collected through in-depth and open interviews with 20 academic and industry experts, which was then coded and validated. The extracted codes included 411 concepts (open codes) and 20 main categories. Based on the systematic approach of foundational data theory, the identified codes were classified into six categories, including " central phenomenon, causal conditions, background conditions, intervening conditions, strategies and consequences". The results obtained from the interviews show that the central phenomenon of "financing" includes "drafting of financial plans during the financing process", "financial monitoring and evaluation during the financing process" and the categories of "development of operational activities", "developments of company's finances" and "company's environmental causes" as causal conditions have an effect on the categories of the central phenomenon. The foundational categories as necessary background conditions for the realization of financing in small and medium sized industries include: "financial accounting standards", "standardized financial statements", "company&rsquo;s financial affairs management", "financing institutions", and "company's general management". Meanwhile, some categories act as interfering conditions in realizing financing in small and medium sized industries including: "macro environmental interventions", "internal company interventions" and "prerequisites for realizing financing" which are both background and intervention conditions. They can influence the presented strategies. These strategies include: "corporate discipline", "analysis and monitoring of the prevailing situation in the company", "actions and classification of matters for financing" and "using auxiliary levers" which are the necessary strategies in the implementation of financing in small and medium sized industries. If the central phenomenon is realized, the categories of "business excellence", organization of financial flows" and "economic development" can be expected as the resulting consequences.</p>https://sanad.iau.ir/journal/jpm/Article/1125860financing small and medium sized industries productivity management
spellingShingle Sheida Orafaye Jamshidi
فرهاد رهبر
Ahmad Shabani
Karim Esgandari
Designing a Financing Model for Small and Medium-Sized Enterprises in Iran to Improve Productivity Management
مدیریت بهره وری
financing
small and medium sized industries
productivity management
title Designing a Financing Model for Small and Medium-Sized Enterprises in Iran to Improve Productivity Management
title_full Designing a Financing Model for Small and Medium-Sized Enterprises in Iran to Improve Productivity Management
title_fullStr Designing a Financing Model for Small and Medium-Sized Enterprises in Iran to Improve Productivity Management
title_full_unstemmed Designing a Financing Model for Small and Medium-Sized Enterprises in Iran to Improve Productivity Management
title_short Designing a Financing Model for Small and Medium-Sized Enterprises in Iran to Improve Productivity Management
title_sort designing a financing model for small and medium sized enterprises in iran to improve productivity management
topic financing
small and medium sized industries
productivity management
url https://sanad.iau.ir/journal/jpm/Article/1125860
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AT ahmadshabani designingafinancingmodelforsmallandmediumsizedenterprisesinirantoimproveproductivitymanagement
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