METHODS OF ANALYZING AND ESTIMATING CREDIT RISK OF THE BANK IN THE RUSSIAN FEDERATION
Regulating the risk of credit portfolio is a major direction of efficient management of the bank's credit work. The principle goal of the process of credit portfolio management is ensuring maximum profitability at a certain level of risk. Qualitative and quantitative assessment of credit portfo...
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| Format: | Article |
| Language: | Russian |
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Plekhanov Russian University of Economics
2017-09-01
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| Series: | Вестник Российского экономического университета имени Г. В. Плеханова |
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| Online Access: | https://vest.rea.ru/jour/article/view/118 |
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| _version_ | 1849693369630982144 |
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| author | Bahrom A. Tursunov |
| author_facet | Bahrom A. Tursunov |
| author_sort | Bahrom A. Tursunov |
| collection | DOAJ |
| description | Regulating the risk of credit portfolio is a major direction of efficient management of the bank's credit work. The principle goal of the process of credit portfolio management is ensuring maximum profitability at a certain level of risk. Qualitative and quantitative assessment of credit portfolio risk is conducted simultaneously with application of analytical and statistic methods. The key stages of managing credit risk are identification of risk and its evaluation, choosing strategy and methods of risk reduction, control over changes in risk degree. The author shows the directions of credit risk minimization and offers the complex system of assessing the financial standing of agents and fixing limits for different bank transactions. This system allows not only to protect the bank against losses but can serve as a basis for conducting active operations, foster the growth of bank's profits, enlarge the number of reliable agents. |
| format | Article |
| id | doaj-art-e4a470bd4e23406e80c1178cd106b016 |
| institution | DOAJ |
| issn | 2413-2829 2587-9251 |
| language | Russian |
| publishDate | 2017-09-01 |
| publisher | Plekhanov Russian University of Economics |
| record_format | Article |
| series | Вестник Российского экономического университета имени Г. В. Плеханова |
| spelling | doaj-art-e4a470bd4e23406e80c1178cd106b0162025-08-20T03:20:26ZrusPlekhanov Russian University of EconomicsВестник Российского экономического университета имени Г. В. Плеханова2413-28292587-92512017-09-0101455210.21686/2413-2829-2016-1-45-52117METHODS OF ANALYZING AND ESTIMATING CREDIT RISK OF THE BANK IN THE RUSSIAN FEDERATIONBahrom A. Tursunov0Plekhanov Russian University of EconomicsRegulating the risk of credit portfolio is a major direction of efficient management of the bank's credit work. The principle goal of the process of credit portfolio management is ensuring maximum profitability at a certain level of risk. Qualitative and quantitative assessment of credit portfolio risk is conducted simultaneously with application of analytical and statistic methods. The key stages of managing credit risk are identification of risk and its evaluation, choosing strategy and methods of risk reduction, control over changes in risk degree. The author shows the directions of credit risk minimization and offers the complex system of assessing the financial standing of agents and fixing limits for different bank transactions. This system allows not only to protect the bank against losses but can serve as a basis for conducting active operations, foster the growth of bank's profits, enlarge the number of reliable agents.https://vest.rea.ru/jour/article/view/118credit riskmethod and process of managementcredit portfolio risk |
| spellingShingle | Bahrom A. Tursunov METHODS OF ANALYZING AND ESTIMATING CREDIT RISK OF THE BANK IN THE RUSSIAN FEDERATION Вестник Российского экономического университета имени Г. В. Плеханова credit risk method and process of management credit portfolio risk |
| title | METHODS OF ANALYZING AND ESTIMATING CREDIT RISK OF THE BANK IN THE RUSSIAN FEDERATION |
| title_full | METHODS OF ANALYZING AND ESTIMATING CREDIT RISK OF THE BANK IN THE RUSSIAN FEDERATION |
| title_fullStr | METHODS OF ANALYZING AND ESTIMATING CREDIT RISK OF THE BANK IN THE RUSSIAN FEDERATION |
| title_full_unstemmed | METHODS OF ANALYZING AND ESTIMATING CREDIT RISK OF THE BANK IN THE RUSSIAN FEDERATION |
| title_short | METHODS OF ANALYZING AND ESTIMATING CREDIT RISK OF THE BANK IN THE RUSSIAN FEDERATION |
| title_sort | methods of analyzing and estimating credit risk of the bank in the russian federation |
| topic | credit risk method and process of management credit portfolio risk |
| url | https://vest.rea.ru/jour/article/view/118 |
| work_keys_str_mv | AT bahromatursunov methodsofanalyzingandestimatingcreditriskofthebankintherussianfederation |