Innovating E-Payment System to Boost Marketing of Entrepreneurial Products: Case of Pan-African Payment and Settlement System (PAPSS)

Technological advancements are impacting e-payment innovations. The effort directed towards the innovation of e-payment system in Nigeria to boost marketing of entrepreneurial product is a promising move that has potential to impact Nigeria’s business landscape. The purpose of the study is to invest...

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Main Authors: Oloveze, O. Ambrose, Okonkwo, V.O. Raphael, Oteh, O. Ukeh, Ollawa, O. Charles, Onya, O. Victoria
Format: Article
Language:English
Published: Tishk International University 2023-12-01
Series:Eurasian Journal of Management & Social Sciences
Subjects:
Online Access:https://ejmss.tiu.edu.iq/index.php/ejmss/article/view/5
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author Oloveze, O. Ambrose
Okonkwo, V.O. Raphael
Oteh, O. Ukeh
Ollawa, O. Charles
Onya, O. Victoria
author_facet Oloveze, O. Ambrose
Okonkwo, V.O. Raphael
Oteh, O. Ukeh
Ollawa, O. Charles
Onya, O. Victoria
author_sort Oloveze, O. Ambrose
collection DOAJ
description Technological advancements are impacting e-payment innovations. The effort directed towards the innovation of e-payment system in Nigeria to boost marketing of entrepreneurial product is a promising move that has potential to impact Nigeria’s business landscape. The purpose of the study is to investigate the determinants of entrepreneurs’ intention to use pan-African payment and settlement system (PAPSS) for e-commerce cross-border payments. PAPSS is a novel sub-Saharan African cross-border payment innovation for cross-border trade. Cross-sectional design was adopted in the study. 182 samples were pooled from entrepreneurs using self-administered questionnaire that was adapted from related studies and validated using confirmatory factor analysis. Structural equation modeling was adopted in data analysis. Entrepreneurs consider trust, attitude, and relative advantage to have direct influence in adopting the innovation despite the weak nature of relationship. The result highlights entrepreneurs’ interest on improved performance thereby providing developers with insight on areas of improvements to encourage mass adoption.
format Article
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institution DOAJ
issn 2708-177X
2708-034X
language English
publishDate 2023-12-01
publisher Tishk International University
record_format Article
series Eurasian Journal of Management & Social Sciences
spelling doaj-art-e47dfeac913c48f9919784347e8954612025-08-20T02:48:06ZengTishk International UniversityEurasian Journal of Management & Social Sciences2708-177X2708-034X2023-12-0142618710.23918/ejmss.V4i2p615Innovating E-Payment System to Boost Marketing of Entrepreneurial Products: Case of Pan-African Payment and Settlement System (PAPSS)Oloveze, O. Ambrose0Okonkwo, V.O. Raphael1Oteh, O. Ukeh2Ollawa, O. Charles3Onya, O. Victoria4Marketing Department, Michael Okpara University of Agriculture Umudike – P.M.B 7267, Umuahia, Abia State, NigeriaMarketing Department, Michael Okpara University of Agriculture Umudike – P.M.B 7267, Umuahia, Abia State, NigeriaMarketing Department, Michael Okpara University of Agriculture Umudike – P.M.B 7267, Umuahia, Abia State, NigeriaMarketing Department, Michael Okpara University of Agriculture Umudike – P.M.B 7267, Umuahia, Abia State, NigeriaDepartment of Business Administration – Alex Ekwueme Federal University Ndufu-Alike Ikwo – P.M.B 1010, Ebonyi State, NigeriaTechnological advancements are impacting e-payment innovations. The effort directed towards the innovation of e-payment system in Nigeria to boost marketing of entrepreneurial product is a promising move that has potential to impact Nigeria’s business landscape. The purpose of the study is to investigate the determinants of entrepreneurs’ intention to use pan-African payment and settlement system (PAPSS) for e-commerce cross-border payments. PAPSS is a novel sub-Saharan African cross-border payment innovation for cross-border trade. Cross-sectional design was adopted in the study. 182 samples were pooled from entrepreneurs using self-administered questionnaire that was adapted from related studies and validated using confirmatory factor analysis. Structural equation modeling was adopted in data analysis. Entrepreneurs consider trust, attitude, and relative advantage to have direct influence in adopting the innovation despite the weak nature of relationship. The result highlights entrepreneurs’ interest on improved performance thereby providing developers with insight on areas of improvements to encourage mass adoption.https://ejmss.tiu.edu.iq/index.php/ejmss/article/view/5e-paymentpapssentrepreneursmeuser behavioure-marketingit adoptioninnovation
spellingShingle Oloveze, O. Ambrose
Okonkwo, V.O. Raphael
Oteh, O. Ukeh
Ollawa, O. Charles
Onya, O. Victoria
Innovating E-Payment System to Boost Marketing of Entrepreneurial Products: Case of Pan-African Payment and Settlement System (PAPSS)
Eurasian Journal of Management & Social Sciences
e-payment
papss
entrepreneur
sme
user behaviour
e-marketing
it adoption
innovation
title Innovating E-Payment System to Boost Marketing of Entrepreneurial Products: Case of Pan-African Payment and Settlement System (PAPSS)
title_full Innovating E-Payment System to Boost Marketing of Entrepreneurial Products: Case of Pan-African Payment and Settlement System (PAPSS)
title_fullStr Innovating E-Payment System to Boost Marketing of Entrepreneurial Products: Case of Pan-African Payment and Settlement System (PAPSS)
title_full_unstemmed Innovating E-Payment System to Boost Marketing of Entrepreneurial Products: Case of Pan-African Payment and Settlement System (PAPSS)
title_short Innovating E-Payment System to Boost Marketing of Entrepreneurial Products: Case of Pan-African Payment and Settlement System (PAPSS)
title_sort innovating e payment system to boost marketing of entrepreneurial products case of pan african payment and settlement system papss
topic e-payment
papss
entrepreneur
sme
user behaviour
e-marketing
it adoption
innovation
url https://ejmss.tiu.edu.iq/index.php/ejmss/article/view/5
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