Impact of crude oil price uncertainty on systematic risk in the Saudi Arabia banking sector

This study provides a crucial understanding of the influence of crude oil price volatility on the systematic risk within the Saudi Arabian banking sector, particularly during the COVID-19 pandemic. By employing a VAR model and DCC dynamic conditional correlation analysis, the research identifies the...

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Main Authors: Mohamed Amin Chakroun, Sami Mensi
Format: Article
Language:English
Published: Taylor & Francis Group 2025-12-01
Series:Cogent Economics & Finance
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23322039.2025.2473998
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author Mohamed Amin Chakroun
Sami Mensi
author_facet Mohamed Amin Chakroun
Sami Mensi
author_sort Mohamed Amin Chakroun
collection DOAJ
description This study provides a crucial understanding of the influence of crude oil price volatility on the systematic risk within the Saudi Arabian banking sector, particularly during the COVID-19 pandemic. By employing a VAR model and DCC dynamic conditional correlation analysis, the research identifies the dependent relationship between oil market volatility and banking sector risk. Notably, the findings reveal that oil market shocks significantly elevate systematic risk in the banking sector. This insight is vital for regulators and policymakers in oil-exporting countries, highlighting the need for enhanced financial stability measures. The study underscores the importance of banking solvency and financial autonomy while identifying credit risk, liquidity risk, and operational inefficiency as critical factors that exacerbate market risk. The results provide actionable strategies for mitigating systemic risk and ensuring economic resilience in the face of oil price uncertainties.
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spelling doaj-art-e37defac51804e428ef80da3988c0de72025-08-20T02:38:11ZengTaylor & Francis GroupCogent Economics & Finance2332-20392025-12-0113110.1080/23322039.2025.2473998Impact of crude oil price uncertainty on systematic risk in the Saudi Arabia banking sectorMohamed Amin Chakroun0Sami Mensi1Department of Business Administration, College of Science and Arts Al-Namas, University of Bisha, Bisha, Saudi ArabiaDepartment of Economics, Ecole Supérieure de Commerce de Tunis (ESCT) Business School, University of Manouba, Manouba, TunisiaThis study provides a crucial understanding of the influence of crude oil price volatility on the systematic risk within the Saudi Arabian banking sector, particularly during the COVID-19 pandemic. By employing a VAR model and DCC dynamic conditional correlation analysis, the research identifies the dependent relationship between oil market volatility and banking sector risk. Notably, the findings reveal that oil market shocks significantly elevate systematic risk in the banking sector. This insight is vital for regulators and policymakers in oil-exporting countries, highlighting the need for enhanced financial stability measures. The study underscores the importance of banking solvency and financial autonomy while identifying credit risk, liquidity risk, and operational inefficiency as critical factors that exacerbate market risk. The results provide actionable strategies for mitigating systemic risk and ensuring economic resilience in the face of oil price uncertainties.https://www.tandfonline.com/doi/10.1080/23322039.2025.2473998Systematic riskvolatility riskoilDCC-GARCHVARFinance
spellingShingle Mohamed Amin Chakroun
Sami Mensi
Impact of crude oil price uncertainty on systematic risk in the Saudi Arabia banking sector
Cogent Economics & Finance
Systematic risk
volatility risk
oil
DCC-GARCH
VAR
Finance
title Impact of crude oil price uncertainty on systematic risk in the Saudi Arabia banking sector
title_full Impact of crude oil price uncertainty on systematic risk in the Saudi Arabia banking sector
title_fullStr Impact of crude oil price uncertainty on systematic risk in the Saudi Arabia banking sector
title_full_unstemmed Impact of crude oil price uncertainty on systematic risk in the Saudi Arabia banking sector
title_short Impact of crude oil price uncertainty on systematic risk in the Saudi Arabia banking sector
title_sort impact of crude oil price uncertainty on systematic risk in the saudi arabia banking sector
topic Systematic risk
volatility risk
oil
DCC-GARCH
VAR
Finance
url https://www.tandfonline.com/doi/10.1080/23322039.2025.2473998
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AT samimensi impactofcrudeoilpriceuncertaintyonsystematicriskinthesaudiarabiabankingsector