Impact of crude oil price uncertainty on systematic risk in the Saudi Arabia banking sector

This study provides a crucial understanding of the influence of crude oil price volatility on the systematic risk within the Saudi Arabian banking sector, particularly during the COVID-19 pandemic. By employing a VAR model and DCC dynamic conditional correlation analysis, the research identifies the...

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Bibliographic Details
Main Authors: Mohamed Amin Chakroun, Sami Mensi
Format: Article
Language:English
Published: Taylor & Francis Group 2025-12-01
Series:Cogent Economics & Finance
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23322039.2025.2473998
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Summary:This study provides a crucial understanding of the influence of crude oil price volatility on the systematic risk within the Saudi Arabian banking sector, particularly during the COVID-19 pandemic. By employing a VAR model and DCC dynamic conditional correlation analysis, the research identifies the dependent relationship between oil market volatility and banking sector risk. Notably, the findings reveal that oil market shocks significantly elevate systematic risk in the banking sector. This insight is vital for regulators and policymakers in oil-exporting countries, highlighting the need for enhanced financial stability measures. The study underscores the importance of banking solvency and financial autonomy while identifying credit risk, liquidity risk, and operational inefficiency as critical factors that exacerbate market risk. The results provide actionable strategies for mitigating systemic risk and ensuring economic resilience in the face of oil price uncertainties.
ISSN:2332-2039